The Financial Health Insights - Reduce Money Stress, Live Well Today & Tomorrow

Are we really as poor as we think, or as rich as we feel? In this episode, join Host and Certified Financial Coach Kevin Neoh to examine if we are indeed poor by redefining what it means to be rich. We then take a closer look into the concept of living a truly rich life—a life that goes beyond the numbers in your bank account, and how we can start creating that for ourselves. While financial succe...

In this episode, we dive into the other side of the coin to this common yet often unspoken issue—feeling "broke" despite earning well. If you've ever hesitated to spend on yourself out of fear that you might regret it later, or if you've found yourself unable to truly enjoy your hard-earned money, this episode is for you. We explore the psychological barriers that can keep us tra...

In this episode, we dive deep into a frustrating reality that many of us face: earning more but still feeling broke. We explore the emotional weight of this situation, where despite career advancements and increased income, financial struggles persist. After looking into why this happens, we will explore how we can prevent this cycle from repeating, and break free from it so that we can start gett...

In this episode, we dive into the fascinating concept of our "future selves" and explore why many of us struggle to make decisions today that benefit us tomorrow. Drawing on research from experts like Hal Hershfield, we discuss five practical strategies to strengthen your connection with your future self. From writing letters and creating visual representations to integrating future-focu...

In this episode of  Financial Health Insights , we take a look at the critical topic of market noise, volatility, and how they impact our financial health. With recent stock market corrections dominating the headlines, it's only natural to feel concerned. We’ll explore why these short-term movements in asset prices are often just noise and how you can maintain better financial health. Learn ab...

n this insightful episode of the Financial Health Check series, we explore the often-overlooked yet vital aspect of our relationship with money. We look into money scripts and beliefs, discussing the four major money scripts and how to identify your own. Understand how these deeply ingrained beliefs shape our financial behavior and how environment, family history, and personal financial experience...

In the latest episode of the Financial Health Check series, we dive into the crucial topic of financial security for your loved ones. Discover how to ensure we have prepared sufficient financial security for our loved ones thorugh visiting life insurance amount, nomination, writing a Will, VIPs in a Will as well as keeping inventory of our assets and important documents. This episode is packed wit...

Join us for the latest episode in the Financial Health Check series as we dive into the significance of having the Big Picture of our life, setting life goals, and planning for transition events. Learn how to create a Big Picture for your life, work backward to set meaningful short- and medium-term goals, and prepare for major life changes. Learn practical steps to align your financial plan with y...

In the 3rd episode under the Financial Health Check Series, we explore the critical pillar of financial resilience. Join Kevin as he discusses the importance of being financially resilient, especially in the face of unexpected challenges. Learn practical strategies to strengthen your financial resilience, from building an emergency fund to checking off the right types of insurance to have. Tune in...

Discover why understanding our net worth is crucial and how our Net Worth serves as a cornerstone of good financial health. In the 2nd episode under the Financial Health Check Series, Kevin Neoh shares insights on how you can do DIY your own Net Worth Statement with the template and extract key information from your Net Worth Statement to assess your financial health. This episode provides practic...

Discover why good financial health is crucial and how to assess your own financial stability.  Kevin shares his personal experiences with financial health checks and highlights the pitfalls of comparing oneself to others.  This episode provides practical steps to evaluate and improve your financial stability, setting the stage for a series that will cover other critical aspects of financial health...

Join us in this episode as we discuss about the impact of rising medical insurance costs on our wallet. We'll break down why our premiums keep going up and share four simple options to handle these expenses without breaking a sweat. Listen now to protect your financial health in the face of rising medical bills!

Have you ever found yourself stressed about managing your money, wondering how you can spend without the guilt, and still save effectively? In this episode, we will discuss how we can through 4 steps to manage our money better, reduce financial stress, and enjoy spending without guilt (yay!). I will share with you the popular Profit-First methodology and provide you with actionable steps to take c...

As we navigate the challenges posed by rising prices, it's crucial to explore effective strategies to safeguard our finances. In this second episode of our Inflation Series, we'll delve into practical ways covering spending and investment options; as we thrive to minimize the impact of inflation on our daily lives and long-term financial health.  Resources: Inflation & Financial Health...

The amount of goods we can buy today has decreased tremendously as compared to years ago. This is what we know as inflation.  It can be hard for persons on fixed incomes or in professions where earnings do not rise in tandem with rising prices. Therefore, it can be essential for us to re-assess our financial health to cope with higher cost of living. In this Part 1 of the series, we discuss about...

In this episode, we explore the question of whether money can buy happiness, the relationship between money and happiness, and how to use money to increase our joy. Through this episode, listeners can also find out 5 ways we can spend our money to help us potentially increase our level of happiness. Resources: https://www.purdue.edu/newsroom/releases/2018/Q1/money-only-buys-happiness-for-a-certain...

Join Certified Financial Coach Kevin Neoh on this episode of Financial Health Insights as we delve into the critical topic of emergency savings. Learn why having an emergency fund is essential, how much you should aim to save, practical strategies for building your fund, and where to keep it for easy access. Discover how to maintain your fund and ensure you're prepared for any financial surpri...

Do you think that financial advice is expensive? I do agree that financial advice is expensive, and it can be costly especially when we are on the wrong side of receiving it. If a patient has been advised to take a medicine or treatment plan that not only will not relieve their symptoms but further compound their issues, then that's indeed very wrongful and expensive advice. In this episode, w...

In our upcoming episode, we delve into the recent restructuring of EPF accounts, set to take effect on May 11th, 2024. This transformative change introduces a third account and redefines the existing accounts to enhance flexibility and financial empowerment for EPF members. Join Certified Financial Coach and Financial Planner Kevin Neoh to explore the key changes, their implications on financial h...

Are you living well today? What do you need to consider you are living well. For some people, spending can help bring a sense of happiness, but for some, spending may bring about a sense of guilt, shame or stress too. In this episode, we will examine how we can practice mindful spending to support us in living well, and how we can spend without compromising our peace of mind and future wellness.

Recent headlines full of topics like gold, cryptocurrency, certain stocks or sectors becoming ‘hot’ or seen remarkable growth.  This may have caused many people who were previously sitting on the fence about investing or putting money into certain speculative assets to fear that they are missing out on a golden opportunity to make more money. When we are overly optimistic about something due to ou...

Welcome back after a hiatus of nearly 2 and a half years! I am relaunching the podcast and rename it to "The Financial Health Insights". The idea around this is that through the contents, I wish to support people to reduce money stress, so that they can start live better today and tomorrow. So much has happened over the past couple of years. The world is changing, the way we work is evol...

Our decisions towards money in our everyday lives are in fact driven by our money mindset. Have you wondered what kind of money mindset have you been following so far and how has this helped you towards achieving your goals so far? Since this is something that is influencing us in the background, if we can touch up it, change it, we may be in to change our life altogether. In this episode, I am jo...

Today's the International Women's Day and the theme for this year's #IWD is #ChooseToChallenge. We all have important women in our life and for me, it definitely starts from my Mother, my Wife, and I have many Aunts and Cousins who have been very loving and caring towards me. In line with the theme, I choose to challenge a topic that is close to heart of many but perhaps it carries a unique set of...

In this episode, I am joined by Ms. Linnet Lee, CEO of Financial Planning Association Malaysia (FPAM), who will share with us some insights from consumer awareness for financial planning survey that was published earlier this year. She will also be sharing on some pointers on where we can get help when we are dealing with the stress that are brought by financial issues, and what people should awar...