The Financial Freshman

What does a financial advisor do, and at what point do you need one? And until then, how do you properly manage your money on your own? We answer these questions and much more in this week's episode. Bonus: Here's the infographic we talk about in the episode.  

Are your 20s really the right time to seriously think about retirement? Rod would tell you they are. In this episode, we talk all things retirement—with an essential breakdown of the types of accounts—so you can feel confident about your choices.

Rod's #1 rule: Do not get yourself into credit card debt. In this episode, we break down why credit card debt so dangerous; we also discuss the right way to use a credit card, having multiple cards, when to pay them, credit scoring, debt consolidation, and more.

As it turns out, your savings don't belong in a savings account—if you want the maximum benefits, that is. Tune in to this week's episode to discover where your savings can be instead, and why making the right choices now can help you immensely down the line.

Money is a taboo topic in many relationships, but there are ways for couples to find common ground. In this episode, Rod and Chloe talk about the balance of numbers and emotions and offer advice on how to navigate that with your partner. Bonus: Here's the budget template we talk about in the episode.

Financial literacy isn't something reserved for finance bros; a comfortable, confident money attitude is possible for everyone. Discover valuable financial tips and resources, known how to stay smart when it comes to financial scams, and learn some common financial words explained in simple terms.

We've all been there: that moment when you're looking at your first paycheck and wondering where all your money went. In this episode, Rod and Chloe break down paychecks, taxes, healthcare plans, and more so you can navigate your first job's finances with ease.

Cash, savings, and retirement—where should you focus first, and how should you manage each of these "buckets"? Rod's guide to setting yourself up with strong habits in these areas will lead you on the right path. 

Money habits aren't often taught in school—so where else are you supposed to learn them? Rod and Chloe dive into the foundations of what you need to know to set yourself up for financial success in early adulthood.