The Financial Freshman

What does a financial advisor do, and at what point do you need one? And until then, how do you properly manage your money on your own? We answer these questions and much more in this week’s episode. Infographic: https://mcraecapital.com/wp-content/uploads/2016/11/Life-planning16.4×10-10.28.pdf  The post Episode 9: Do I Really Need a Financial Advisor? first appeared on McRae Capital .

Are your 20s really the right time to seriously think about retirement? Rod would tell you they are. In this episode, we talk all things retirement—with an essential breakdown of the types of accounts—so you can feel confident about your choices. The post Episode 8: How Do I Retire Like a Boss? first appeared on McRae Capital .

Rod’s #1 rule: Do not get yourself into credit card debt. In this episode, we break down why credit card debt so dangerous; we also discuss the right way to use a credit card, having multiple cards, when to pay them, credit scoring, debt consolidation, and more. The post Episode 7: The Credit Card Game first appeared on McRae Capital .

As it turns out, your savings don’t belong in a savings account—if you want the maximum benefits, that is. Tune in to this week’s episode to discover where your savings can be instead, and why making the right choices now can help you immensely down the line. The post Episode 6: What Can My Savings Do for Me? first appeared on McRae Capital .

Money is a taboo topic in many relationships, but there are ways for couples to find common ground. In this episode, Rod and Chloe talk about the balance of numbers and emotions and offer advice on how to navigate that with your partner. Budget template: https://mcraecapital.com/wp-content/uploads/2021/02/Financial-Planning-Expenses.pdf  The post Episode 5: How Do I Talk About Money Without Ruinin...

Financial literacy isn’t something reserved for finance bros; a comfortable, confident money attitude is possible for everyone. Discover valuable financial tips and resources, known how to stay smart when it comes to financial scams, and learn some common financial words explained in simple terms. The post Episode 4: Being “Good” at Money Shouldn’t Be Hard first appeared on McRae Capital .

We’ve all been there: that moment when you’re looking at your first paycheck and wondering where all your money went. In this episode, Rod and Chloe break down paychecks, taxes, healthcare plans, and more so you can navigate your first job’s finances with ease. The post Episode 3: Who Is FICA and Why Are They Taking My Money? first appeared on McRae Capital .

Cash, savings, and retirement—where should you focus first, and how should you manage each of these “buckets”? Rod’s guide to setting yourself up with strong habits in these areas will lead you on the right path.  The post Episode 2: Early Money Habits Lead to Success first appeared on McRae Capital .

Money habits aren’t often taught in school—so where else are you supposed to learn them? Rod and Chloe dive into the foundations of what you need to know to set yourself up for financial success in early adulthood. The post Episode 1: Starting off on the Right Foot first appeared on McRae Capital .