Steve Chen
The Financial Freedom Faster Podcast
Money doesn’t have to be confusing—and building wealth doesn’t have to mean sacrificing your whole life to do it. I’m Steve, a former public school teacher who hit financial freedom in my 30s, and now I’m here to help you do the same. On this podcast, we talk real strategies for making money, growing it, and keeping it—through investing, side hustles, smart money habits, and the occasional tough love. If you’re ready to stop waiting and start building the life that you want… this is your Call to Leap.
Author
Steve Chen
Category
Podcast website
Latest episode
Apr 19, 2026
Where to listen?
Podcasts in the app Replaio Radio Coming soonPodcasts are coming to the app soon. Install now and be the first to see a whole new take on podcasts
Episodes
How to Turn Your HSA Into a $1M Investment Account 19.04.2026 10:47
Turn your Health Savings Account (HSA) into a powerful long-term investment tool. In this episode, I explain how the wealthy use HSAs differently—investing the balance instead of spending it—so it can potentially grow into a $1M+ tax-advantaged account . You’ll learn the HSA loophole, why it has triple tax benefits, and a simple step-by-step strategy to maximize contributions, invest in ETFs, and...
Why 20 ETFs Is Worse Than 3 12.04.2026 10:46
➡️ Apply for my 1:1 mentorship program (If you have more than $100K+ sitting in a low-interest bank and want to invest): https://bit.ly/3OA98gY➡️ Join my FREE Beginner's Investing Class to reach your first $100K: https://bit.ly/3zUS9hI➡️ FREE $1M Investing Roadmaphttps://bit.ly/3W1ececMany new investors think owning 20 different ETFs means better diversification, but that’s often not the case....
Millionaire Explains: 3 Passive Income Accounts For Beginners 05.04.2026 13:38
➡️ Apply for my 1:1 mentorship program (If you have more than $100K+ sitting in a low-interest bank and want to invest): https://bit.ly/3OA98gY➡️ Join my FREE Beginner's Investing Class to reach your first $100K: https://bit.ly/3zUS9hI➡️ FREE $1M Investing Roadmaphttps://bit.ly/3W1ececEveryone talks about passive income like it’s instant freedom. In reality, building passive income takes time,...
How Covered Calls Turn Long-Term Stocks Into Monthly Income 29.03.2026 10:02
➡️ Apply for my 1:1 mentorship program (If you have more than $100K+ sitting in a low-interest bank and want to invest): https://invest.calltoleap.com/org-paid-accelerator-booking-application➡️ Join my FREE Beginner's Investing Class to reach your first $100K: https://bit.ly/3zUS9hI➡️ FREE "Financial Freedom Faster" eBook & Money Cheat Sheet:https://bit.ly/3W1ecec Want to turn yo...
This ETF Mistake Can Cost You $100,000+ 22.03.2026 10:01
➡️ Apply for my 1:1 mentorship program (If you have more than $100K+ sitting in a low-interest bank and want to invest): https://bit.ly/3OA98gY➡️ Join my FREE Beginner's Investing Class to reach your first $100K: https://bit.ly/3zUS9hI➡️ FREE $1M Investing Roadmaphttps://bit.ly/3W1ececMost investors love ETFs because they’re simple and diversified. But one small mistake — especially early on —...
How To Make Sure Your Kids Actually Benefit From Your Wealth 15.03.2026 12:12
Want to build generational wealth and make sure your kids actually benefit from your money? In this episode, I break down a simple, step-by-step plan to grow long-term wealth using a Roth IRA, taxable brokerage account, ETFs, and smart beneficiary setup — even if you’re starting with just $50 per month. ➡️ Apply for my 1:1 mentorship program (If you have more than $100K+ sitting in a low-interest...
The Best Investing Strategies By Income Level 08.03.2026 11:42
The best investing strategy depends on your income. In this video, I break down exactly how to invest if you earn $25K, $60K, or $100K+ — including emergency funds, money market funds, Roth IRAs (2026 limits), ETFs, and taxable brokerage accounts. Investing isn’t one-size-fits-all, and the right move at $25K is very different from the right move at six figures. ➡️ Apply for my 1:1 mentorship progr...
How To Invest In A Roth IRA In 2026 01.03.2026 12:25
➡️ Apply for my 1:1 mentorship program (If you have more than $100K+ sitting in a low-interest bank and want to invest): https://bit.ly/48XkN0M➡️ Join my FREE Beginner's Investing Class to reach your first $100K: https://bit.ly/3zUS9hI➡️ FREE "Financial Freedom Faster" eBook & Money Cheat Sheet:https://bit.ly/3W1ececIn this video0:47: Roth IRAs Explained4:34: Backdoor Roth IRA St...
I Spent a Month Studying Dividend ETFs - Here Are the Winners 22.02.2026 12:39
I analyzed 100+ dividend ETFs so you don’t have to. In this video I break down the best (and worst) dividend ETFs for 2026 — focusing on reliability, growth, and real long-term wealth… not just flashy yields. You’ll see why some popular high-yield funds can quietly destroy portfolios, and which ETFs I’d actually trust for beginners building passive income. Links: Money cheat sheet: https://bit.ly/...
The Only Tech ETF I Would Buy in 2026 15.02.2026 12:53
Sign up for my beginners investing masterclass: https://bit.ly/41tye4n Trying to pick the right tech stock can feel overwhelming, especially if you’re investing for the long term. That’s why tech ETFs exist. In this episode, I break down the best tech ETFs to consider in 2026, explain how they work in plain English, and compare popular options like QQQ, QQQM, VGT, VUG, and emerging-market tech ETF...
Don’t Buy the Wrong S&P 500 Fund - Watch This First" 08.02.2026 12:15
Sign up for my beginners investing masterclass: https://bit.ly/44xS9lg If you’ve ever typed “S&P 500” into your app and thought, why are there so many of these? — you’re not alone. In this video, I walk through SPY, SPYM, VOO, IVV, and FXAIX so you can see what actually makes them different and which one makes the most sense for your first $1,000. In this episode, we’ll keep it simple and talk...
Focus on These 4 Numbers to Become a Millionaire 01.02.2026 11:00
➡️ Apply for my 1:1 mentorship program (If you have more than $100K+ sitting in a low-interest bank and want to invest): https://bit.ly/48XkN0M➡️ Join my FREE Beginner's Investing Class to reach your first $100K: https://bit.ly/3zUS9hIMost people track too many money numbers — and still feel stuck. Wealthy people keep it simple by focusing on just 4 key numbers that actually predict long-term...
2025-12-10 - The Only 3 Investments You Need to Build Real Wealth - V1 (PODCAST) 11.01.2026 12:36
If you’ve ever felt overwhelmed by all the “best investment” advice online, this episode will calm the noise. Steve breaks down the only three types of investments you actually need to build real long-term wealth — the same framework he uses in his own portfolio.
How I Would Invest $100K At 40 in 2026 11.01.2026 14:23
➡️ Apply for my 1:1 mentorship program (If you have more than $100K+ sitting in a low-interest bank and want to invest): https://bit.ly/48XkN0MIn this episode, I break down exactly how I’d invest a $100,000 lump sum step by step—without a financial advisor, high fees, or complicated strategies. You’ll learn how to use a brokerage account, Roth IRA, and taxable account, which ETFs I’d choose for gr...
If I Started Investing in 2026, This Is What I’d Do 21.12.2025 14:05
Sign up for my beginners investing master class here -> https://bit.ly/44xS9lg If I woke up in 2026 with no money and had to start investing from zero, this is exactly how I’d do it. In this episode, I break down the strategy I’d use to invest my first $1,200, the ETFs I’d pick, how I’d avoid my old mistakes, and the habits that actually build long-term wealth.
Ranking Every Credit Card in 2025 - Here’s What’s Good 21.12.2025 13:05
➡️ Get my FAVORITE credit cards and get potential sign up bonuses with my link: https://bit.ly/3U5kM2b Overwhelmed by credit card comparisons? In this video, I break down a smarter, simpler way to choose the right credit card based on your actual goal, not flashy perks. Whether you want cashback, travel rewards, a business card, help paying down debt, or to build your credit from scratch, I’ll wal...
$150,000 is Considered Middle Class in 2025 14.12.2025 12:07
Sign up here: https://bit.ly/44xS9lg The middle class is shrinking — and even a $150,000 salary doesn’t go as far as it used to. In this episode, I break down why six-figure earners are still struggling in 2025 and what you can do to protect your finances and build real wealth. We’ll look at how the middle class changed since the 1970s, why the income ranges keep shifting, and the 4 actionable ste...
The One Simple Budgeting Method That Changed My Life 14.12.2025 10:05
➡️ Join my FREE Beginner's Investing Master Class: https://bit.ly/3zUS9hI➡️ FREE "Financial Freedom Faster" eBook & Money Cheat Sheet:https://bit.ly/3W1ececIf budgeting has ever stressed you out or made you feel like you’re “bad with money,” this episode is going to feel like a breath of fresh air. I’m walking you through the ONE method that completely changed how I manage my mon...
How Much You Should Save In Your 401K By Age 07.12.2025 10:35
Join my free investing class: https://bit.ly/44xS9lg How much should you have saved in your 401(k) by each age? In this episode, I break down simple retirement savings goals — from your 20s to your 60s — and how to figure out your own target based on when you want to retire and the lifestyle you’re aiming for.
How to Build a Dividend Portfolio 07.12.2025 15:39
Sign up for my FREE beginners investing class: https://bit.ly/44xS9lg Want to get paid just for investing? In this episode, I’ll talk about how to build a beginner-friendly dividend portfolio using 3 proven dividend ETFs—SPYD, VYM, and SCHD. You’ll learn how dividends work, how to research high-quality ETFs, and how much you’d need to earn $500/month in dividend income.
How to Start Investing In 10 Minutes (Even With Just $1) 30.11.2025 10:44
Join my beginners investing master class here: https://bit.ly/44xS9lg Learn exactly how to start investing in just 10 minutes — even if you only have $1. In this episode, we break down the simplest beginner setup, the accounts you actually need, and the step-by-step plan to make your first investment without stress or confusion.
7 Signs Someone is Secretly Wealthy 23.11.2025 10:53
➡️ FREE "Financial Freedom Faster" eBook & Money Cheat Sheet: https://bit.ly/3W1ececYour “normal” friend might be wealthier than you think — and it has nothing to do with fancy cars or designer clothes. In this episode, I’ll show you 7 clues that someone might be secretly rich (and how you can spot them).
9 Things I Stopped Buying (Financial Minimalism) 09.11.2025 16:33
Spending money has never been easier — but that also means wasting it is, too. In this episode, I share 9 things I stopped buying to save hundreds each month and start investing more intentionally. If you’ve ever wondered where your money keeps disappearing, these financial minimalism tips will help you cut back on what doesn’t matter and focus on what truly builds wealth.
Why Networth Explodes After $100K 02.11.2025 11:58
➡️ Join my FREE Beginner's Investing Master Class and ask me questions: https://bit.ly/3zUS9hIEveryone wants to be a millionaire — but the real battle is the first $100,000.It feels painfully slow. You’re saving, investing, sacrificing, and still wondering why your account barely moves. But here’s the truth: the first $100K is the hardest you’ll ever work for. Once you hit it, everything chang...
6 Ways You're Losing Money Without Realizing It 26.10.2025 12:24
➡️ Join my FREE Beginner's Investing Master Class: https://bit.ly/3zUS9hIMost people are unknowingly losing $100–$300 every month on things like unused subscriptions, low-interest savings, high-interest debt, impulse buys, wasted food, and not valuing their time—and over the years, that can quietly add up to $10K–$20K or more. In this episode, I break down 6 of the most common money leaks and...
Similar podcasts
Replaio is not a podcast publisher; show names, artwork and audio belong to their authors and are distributed through public RSS feeds.