The Financial Coconut Podcast

In episode #76, we talk about how to build a portfolio that maximises expected return while minimising risk based on Modern Portfolio Theory. In our previous episodes, we’ve learnt about picking our own stocks, ETFs, REITs and bonds. So now the question is, how do you put all of them together in a way to maximise expected return and minimise risk? Or should you even try to do that?   Tune in as we...

In episode #5 of Chills w TFC, we bring on someone that took the path less traveled. He found his way from being a stock-picking enthusiast to becoming a fund manager and running a very popular stock picking blog.   Join me as I chill with Ser Jing from The Good Investors blog and discuss topics surrounding growth and value investing. When to sell stocks? Are there any industries that are in...

In episode #75, we share 3 REIT themes with huge growth potential. There are many kinds of REIT themes. Mega malls, Hospitals, Data Centres, and whatnot. But with the upcoming urban transformation plans in Singapore and global supply chain shifts, some of them will see a greater growth potential.  Join us as we break down the reasons for their growth potential. So you can find out which are the th...

In episode #4 of Chills w TFC, we bring on the co-founder and the chief investment officer of a company that has dominated the robo-advisor scene in Singapore since 2016.   Join me as I chill with Freddy Lim from Stashaway to give you a broad overview of the markets and major investment themes for 2021. Will the US-China dispute continue to affect your investments? Can China's financial...

In episode #74, we share a book review on how to better design your life. Creating a life that is both meaningful and fulfilling is not easy. But this book, which originated from one of the most popular elective courses in Stanford, seemed to have found the hack to designing your life. Join us as we talk about this book in Singapore’s context and learn how you can design a better life moving forwa...

In episode #3 of Chills w TFC, we bring on one of Singapore’s most popular investing blogger.  He offers much insights to both season and new investors. What’s even more impressive is that he publishes his portfolio on his website.   Join me as I chill with Kyith from Investment Moats. He shares some important habits someone a new investor should have. You also get to hear why he finally decided t...

In episode #73, Reggie makes his stand on the endless battle between Buy Term Invest the Rest and buying Life Insurance! Insurance is a tool and it has become a given in today's personal finance palette, but the variety drives many crazy. Everyone is telling you their side of the story and today we will too!  Join us as we talk about the fundamentals of insurance. Can you still buy term insurance...

In episode #2 of Chills w TFC, we bring on a powerhouse in Singapore's Financial Planning space. He took off against the tide to run Singapore's 1st Fee-only financial planning firm, meaning he does not make a commission off his recommendations. Everyone has their "Ideal life" and in that process, we seek to set up our finances to fulfill the life we love, but he thinks many are taking things to t...

In episode #72, we share with you how to hack budgeting with multiple bank accounts. Budgeting goes beyond a Mathematical formula, the psychological elements and daily habits are rarely factored in. Most of us use only one bank for every purpose. Our savings, investments, expenses all go to that one account. It seems to simplify our finances. But in fact, it complicates it. Tune in as we explore h...

Dylan and Ava, although very young in their teens, have done multiple Ted Talks and run numerous successful kickstarter projects, such as One Kind block and GIY Stick.   In this episode, they share how they manage their lives and their perspectives on various aspects of life. They also talk about how education, learning and growth is envision in their family, and how all these has help to shape th...

In episode #71, we explore 3 fundamental of better goal setting. Goal setting is everywhere in our world. We set goals for our health, our careers, and our lives in general. And there are many different ways to set goals, from ‘SMART’ goals to New Year’s Resolutions. But the question is, how effective are they. And is there a better way to go about setting some real goals that you can actually ach...

In episode #70, we share 3 powerful practices to review 2020. So much has happened this year. A special year like this calls for special ways to review the year. Tune in as we share some tips to help you review the year, see the world for what it is, so you can be more centered and prepared for next year.   Leave Some Feedback: What should we talk about next? Please let us know in our Telegram. Di...

In episode #69, we share 3 things you should pursue to create that life you can love. Optimising your finance is important. But that alone may not be enough to create that life you can love. A life you can love is made up of many other aspects. Join us today as we share about what are some things you should pursue to make your life more fulfilling.   Leave Some Feedback: What should we talk about...

In episode #68, we share three pieces of advice on starting a business with a small budget. Businesses and side hustles that are successful tend to have some commonalities when they started out. After many interviews with entrepreneurs, we have extracted some of these qualities and boiled them down to three. Tune in to hear as we share these common qualities and advice which will help you to avoid...

In episode #67, Reggie talks about 3 reasons that will make him sell his stocks. Understanding these reasons will help you to better decide when to sell your stocks. You will hear about some fundamental principles of stock picking, their limitations and how you can link these principles to help you decide when and whether you want to sell your stocks. Leave Some Feedback: What should we talk about...

Gold is touted as this safe heaven investment and for a very long time, it has been a subject of contention across the financial markets. Bulls and Bears battle it out! Even Warren Buffett has entered the space! But does he actually own GOLD? In today's episode, we will explore;    Did Buffett actually break his investment thesis and buy Gold? Are all forms of "Gold Investment" the same?  Should t...

In episode #65, we explore what is next after achieving your financial goals. As we embark on this pursuit of financial progress, sometimes wonder, is this all there is to life? I think we all can agree there is more to life than more money, but how many of us dared to drop our familiar cycles to embark on the path less traveled, starting a social enterprise? Today I am bringing on a very Randall,...

In a world where information is bombarding you every moment possible, I am sure we question frequently, are they accurate and trustworthy? I am not saying that we can be 100% accurate and be the sole beacon of truth, realistically, many of us are operating on "best in class" knowledge.  In today's episode, we explore;    Are there absolute truths and "best"?  How do we decide which advice works fo...

We interject the regular episodes to bring you this highly sought after discussion. As more Singaporeans are invested in the US and with close to 50% of all stock market capitalization now in the US, many are wondering what is going to happen going forward! One thing to start, we are assuming a Biden Victory, Republican Senate, and a Dem House which is a super important assumption in our discussio...

It has been a year since TFC started! It began as a small little personal rant from my dining table but it has since grown to become a significant voice in Singapore and beyond in the personal finance space. We now believe that there is a lot more to do in what we term, Personal Finance +, and we would like to reintroduce you to TFC's mission from here on! Sincerely appreciate every one of you guy...

Some of us are doing fine, some of us have barely started, and an increasing number of people are struggling with job losses, underemployment, or pay cuts today. Tough times are here and there are some realities about the job market during such periods that we cannot hide from. In today's episode, we explore;  The inflow of talent vs demand  Who are the people job hunting during such times?  Shoul...

Singapore is consistently one of the most expensive cities in the world to live in and yet there is a thriving community of people here living on FREE! Must Singaporeans work till we drop? Must retirement be a 65-year-old thing? Is there a better way to live? In today's episode, we explore; How a thriving community in Singapore is leading a new way of life, living in abundance Probably the leanest...

Getting your own space for the first time is a nightmare! Where do you even start? Should you get an agent or go directly to the owners? In today's episode, Reggie will share with you his personal experiences through renting his first property to reduce that anxiety and provide a game plan to roll with. Owning your personal space is amazing.    Leave Some Feedback: What should we talk about next?...

In episode #59, we go abroad, challenging the idea that Singapore is the best and only space one should settle down into. Being born and raised here has its perks, but that does not mean the world out there cannot be your playground. Malaysia our neighbor is a great place to start to embrace that excitement of living in another land while having that pseudo familiarity of home. We hope you find in...

In episode #58, we explore the future of financial planning, where one day an app can do it all for us. Cherie, founder of Planner Bee is on with us to explore the arcane practices of financial planning, how she is going to disrupt it, and honest thoughts on where financial planning fits into your modern life.    Leave Some Feedback: What should we talk about next? Please let us know in our Telegr...