The Financial Coconut Podcast

In the past, investing was perceived as a private activity between you and your broker. It seemed inappropriate to be poking your nose into how others manage their finances. All these changed with the internet. Nowadays, there are many investing communities where investors have no qualms about sharing and discussing their investments. This phenomenon culminated in the unprecedented Wall Street Bet...

Last week, HDB announced the new Prime Location Public Housing (PLH) Model which was met with both praise and criticism from many Singaporeans. What does the PLH model encompass? What does it mean for prospective home buyers and investors? Even if you have no intention of buying a flat in a prime location, we think this PLH model may affect you too! Find out how in TFC 114. Get our show notes at h...

In 2009, Bitcoin was introduced to the world and since then, the world of cryptocurrency has been exploding at an unprecedented speed. If you are interested in crypto investing but terms like Bitcoin halving, HODL, yield farming and NFTs sound confusing to you, then you definitely need to listen to this week’s Chills with TFC! We invite Hayden Hughes, CEO and co-founder of Alpha Impact, a cryptocu...

The pandemic has fundamentally changed the way we view work. With the increased amount of time spent working from home, many of us have more time to reflect on the kind of job we want and sometimes we may wonder: is it time to leave for greener pastures? On the other hand, it does seem risky to quit during such uncertain times, doesn’t it? Get more clarity on this thorny issue in TFC 113 as Reggie...

In your opinion, what makes a good career? Is it one that promises financial independence or a career that allows you to have a balance between work & life? No matter what your personal preferences are, having a satisfying career is definitely important in the life of a working adult. What are some ways to determine if a job is the right fit for you? How do we build rapport with our colleagues and...

Reggie, our regular host, is no longer in Singapore! Listen to this special episode as he bares it all: the reasons why he chose to leave Singapore, his decision-making process and what he hopes to achieve in this next adventure of his. Get our show notes at https://www.thefinancialcoconut.com/tfc112 For all other links mentioned, or to discover more from the team at The Financial Coconut (includi...

Here at The Financial Coconut, we are on a mission to question, analyse and evaluate financial myths in Singapore. Are Singaporeans badly paid? Should asset appreciation be the main reason to buy a HDB flat? Is it true that CPF is going to take away all our money? These are some of the hot topics concerning life in Singapore but think about it: when was the last time you really questioned if they...

The market is an exciting space right now with many potential growth stocks for retail investors to choose from. Of course, everyone wants to aim for stocks with a 5X or even 10X growth but... which one do we choose? Learn how to be a better growth investor by listening to TFC 111 as we share some factors to consider when evaluating growth stocks! Get our show notes at https://www.thefinancialcoco...

 *Read on to find out how you can enjoy $20 off access fees from Endowus!* Imagine this: 37% of your monthly gross salary goes into a fund for as long as you are holding a job. What can you do with the accumulated money? The possibilities are endless. This is why the CPF (Central Provident Fund) is so integral to every working adult in Singapore. Adding on to the possibilities is Endowus, who is p...

Everyone knows the Chinese heavyweights like Alibaba, Meituan, JD.com etc but did you know there are also other smaller tech companies in China that could be potential multibaggers (fancy a 5X, 10X growth)? Find out which Chinese small tech companies we are adding to our watchlist in TFC 110! Get our show notes at https://www.thefinancialcoconut.com/tfc110 For all other links mentioned, or to disc...

REITs (Real Estate Investment Trusts) have always been a popular investment choice among many retail investors. How do we incorporate REITs in our retirement planning as well? Can REITs be part of our Covid-19 recovery play? What are some ways to evaluate REITs and what are some global REITs to look out for? Explore the world of REITs with Kenny Loh, REIT specialist and independent financial advis...

Evergrande, the second largest property developer in China, is in hot soup. News of its financial troubles erupted recently with people fearing for the worst. What exactly happened that led to the current crisis? How should we understand this piece of news, and are there any opportunities that we can take advantage of? Listen to TFC 109 as we break down the Evergrande crisis for you. Get our show...

As individuals, they do not have much impact, but when they unite, they can sway the markets. Retail investor groups are on the rise. With advanced connectivity and knowledge, they band up, making collective decisions that could swing the markets as much as some institutions. What is the future of investments with them in the mix? In this week’s episode of Chills with TFC, we have Gavin Chia, mana...

Gone are the days where one needs to have a huge capital and a wealth of financial knowledge to start investing. With the influx of easy-to-use brokerage and robo-advisory apps, it is so much easier to enter the investment space nowadays. However, that doesn’t mean that you are an investor yet. Find out whether you’re just investing or an actual investor in TFC 108! Get our show notes at https://w...

*Read on to find out how you can enjoy 90% off your first drive with GetGo!* We see them on the streets everyday. Everyone wants one but only some get to own them. Cars - Did you know the cost of car ownership is not just Certificate Of Entitlement (COE), purchase price, fuel, and parking? Are you 100% sure you are ready for car ownership, or should you be owning a car in the first place? In this...

Have you ever felt envious that others are having it better than you? Do you doubt yourself, fearing you may be missing out on something? Do you wish that you could just follow whatever it is that others are doing so that you can become like them? If so, you may be having a case of FOMO or Fear of Missing Out. Contrary to popular belief, FOMO is more common than you think and it may not be a bad t...

Credit cards - almost everyone has it, with many having multiple cards. Everyone who owns it knows the general function of swipe it now, get your goods/services and worry about payment later when the bill comes. But is that all to it? Many are confused on which card to apply for. Which card is best for a certain occasion? Are they giving you the benefits you seek or are they brewing up a storm in...

Digital ads on personal finance and investments are becoming more and more prevalent these days: the Instagram Stories that insert themselves in your feed, the ad pop-up whenever you visit a website, that 5 second YouTube ad that we cannot skip... The messages behind these ads seem compelling and attractive ( “Stocks do not give you high returns, so you should invest in property!”, “Cryptocurrency...

The advancement of technology has given rise to a number of innovative fintech solutions and one of them is Buy Now, Pay Later (BNPL) where consumers get to buy products without having to pay the full price upfront. Instead, they pay zero-interest instalments over a period of time. How does this actually work and what are the possibilities for both consumers and merchants? Could BNPL spell trouble...

Most Singaporeans think that the money in your CPF “cannot touch until you retire”, but did you know you can actually use the money in your CPF accounts to invest? The discussion on CPFIS, or CPF Investment Schemes has been polarising to say the least: people either love it or hate it. How should we view CPFIS and what are some key pointers to consider when investing through your CPF? The Financia...

*Read on to find out how to get 20% off premium lifetime subscription for SteadyCompounding.com!* This is a special TFC Chills x Stock Geekout (SGO) episode as we give you a sneak peek into an upcoming SGO episode! Together with Thomas Chua, founder of SteadyCompounding.com, we deep dive into one of the most promising companies in the current market: Sea Limited. This is Part One of the SGO episod...

CPF is an acronym that every working adult in Singapore knows but not many are familiar with its inner workings. Other than 37% of your monthly income as the mandatory CPF contribution, did you know that there are other ways to optimize your CPF accounts even further? TFC 104 explores 3 ways on how you can make your money in CPF work for you! Get our show notes at https://www.thefinancialcoconut.c...

Investing is not just about stock analysis. Studying the economy as a whole, also known as the macro economic view also plays a critical role in your investment decisions. Does the US-China trade war affect the two countries only? What impact does inflation have on our portfolios and how should we plan for it? In this week’s Chills with TFC, we invited Freddy Lim, CIO of Stashaway to dissect these...

The recent news about the $1.87 billion SPAC deal with PropertyGuru got many people asking: what exactly is a SPAC? SPACs, or Special Purpose Acquisition Companies are listed companies with the sole purpose of raising capital to buy another company. With a structure like that, should we be seeking investment opportunities in SPACs or should we be wary of them? Find out more about SPACs in TFC 103!...

China, China, China… everyone seems to be on its case these days but do you know exactly what is happening with the recent regulations in the Chinese market? Before you cry foul at the government’s “control” of the market, perhaps it will be helpful to gain a deeper understanding of what’s happening on the ground and the relationship between the Chinese government and its economy by listening to t...