The Financial Coconut Podcast

Tired of sitting in front of the same computer, in the same office, wearing the same uniform and doing the same tasks in your corporate 9-5 job? I feel you. I just wish I could travel and not have to worry about finances or my job. Well, technically we can just become digital nomads! That way we can enjoy a new environment and have a steady flow of income! Want some tips and tricks to becoming a n...

Most of us don’t realize there are “hidden” costs that make our daily life more expensive. When we calculate our costs for retirement, we unknowingly factor these numbers into the total amount we need for our retirement! When in reality, these “hidden” costs only apply to the times when you’re working! So what exactly are these “hidden” costs? — Welcome to The Financial Coconut, your source for em...

Believing in meritocracy is not only false but also bad for you! Do you believe in meritocracy? Although some argue that meritocracy promotes efficiency and fairness, there are tons of people arguing that it’s nothing but a myth! However, in our current day and age, it’s rather clear that having talent and abilities do not necessarily guarantee you progress and promotion as meritocracy promises. I...

Welcome to Blockcast! Here's the market news for the week: 02:15 - First Republic Bank's Closure Signals Broader Issues Beyond Cryptocurrency 12:06 - Tencent and ByteDance's Aggressive Metaverse Bets Are Not Paying Off 26:23 - Consensus Wraps Up But Was It Worth It? Blockcast is the brainchild of web3-focused news platform Blockhead and The Financial Coconut. Highlighting the latest in blockchain...

Welcome to TFC Weekly Market Updates! Here's the market news for the week: 00:00 - Is The US Dollar Meeting Its Demise? 00:00 - The Electrifying Rise Of EVs — Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best l...

In movies, we always see people make a 180 degree turn in their daily habits and perspective on life. What could have happened if you weren’t as lucky and didn’t survive? Would you carry on with your life the same as before or would you slow things down and appreciate every precious moment that you have? — Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocki...

Once again, it seems that the US Dollar is collapsing due to the many countries who are dropping the US Dollar. So what does this mean and where else can we, as retail investors, put our money for it to grow? What steps can you take to protect your money when the global market eventually moves away from the US Dollar? — Welcome to The Financial Coconut, your source for empowering financial knowled...

Is it healthy to start a new job immediately after being laid off? That feeling of uncertainty you get when you’re being laid off from your 9-5 is daunting, isn't it? I feel you. Most of us might immediately start to job hunt and find a replacement job to take its place. But is it really healthy for you to hop on and start a new rebound job right away? Wouldn’t it be a little better for your physi...

Welcome to Blockcast! Here's the crypto news for the week: 02:35 - Another Barrier For Crypto To Enter Singapore? 14:50 - Crypto Venture Funding Hits Lowest Level Since 2020 20:32 - Memecoin Season Is Back - Long Live The Frog! Blockcast is the brainchild of web3-focused news platform Blockhead and The Financial Coconut. Highlighting the latest in blockchain and web3 in Southeast Asia and beyond,...

Thinking of leaving Singapore for somewhere FRESH and ENERGIZING? I feel you... Being stuck in the same place for now and the foreseeable future sure does mess with your motivation. But what if I told you there was a nomad-friendly place that’s NOT in the Southeast Asia? — Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we ex...

*Disclaimer: This episode was recorded on 16 Dec 2021 and since then, the Total Debt Servicing Ratio (TDSR) has changed from 60% to 55%.* Buying your first home can be a daunting experience, and on top of that, property prices seem to be on a high these days. Should I just buy a private property since HDB flats are already hitting $1 million? What are some common characteristics of properties with...

3 Important Factors When Building Your New Cozy Home! It’s thrilling isn’t it, getting your first house and finally being able to design and arrange it however you like. But what most people don’t realize until their house is fully renovated and built is that there are some spaces that you don’t even really use that often! Maybe you saw that design or concept somewhere and wanted to add that into...

Your career might be in danger if your colleagues are your "family” ! We know it’s great to have a work bestie or work-husband/wife but are they really beneficial for your career growth? What happened to work life balance or keeping private and professional separate? Wouldn’t becoming “family” with your colleagues mess up the idea of that? Will private and professional matters be intertwine? Will...

Welcome to Blockcast! Here's the crypto news for the week: 00:58 - SEC’s Gary Gensler Dodging Ethereum’s Security Questions 13:37 - These Crypto Giants Are LEAVING The US? 21:04 - Solana’s Crypto Smartphone Blockcast is the brainchild of web3-focused news platform Blockhead and The Financial Coconut. Highlighting the latest in blockchain and web3 in Southeast Asia and beyond, there’s nothing crypt...

What is that one specific factor that you look for when getting your own HDB? Is it the location and amenities around the HDB area or maybe the size of the flat? These are all equally important factors when choosing your HDB flat; it is a major investment after all. But what if I told you that you might not be considering the most important factor about your HDB? Check out Shaik's Tiktok: https://...

Malaysians Earn A 3x Income When They Work In Singapore But At What Cost? According to statistics, Malaysians working in Singapore account for nearly one-fifth of the total population of Singapore. You must have met more than one Malaysian colleague in the workplace. They always laugh at themselves and say: "If you cross a bridge, your income will triple!", or label themselves "Marau". But is it r...

After the previous intense episodes covering CPF and other retirement strategies, it’s time for a more relaxed and casual episode. I was really surprised when I learned that most people didn't know about these CPF facts. What useful and surprising CPF facts or tricks are there? How can you leverage on these CPF tricks to give yourself a slight boost in your retirement plan? — Welcome to The Financ...

Should happiness come first instead of career growth? According to a recent study, more than half of the workers in Singapore would accept a lesser-paying or lesser work role to be happier. Over 50% of people are willing to sacrifice career growth for their “happiness”! But isn't career growth a step towards a happiness filled future? Is taking a pay cut really going to make you happier or could i...

Welcome to Blockcast! Here's the crypto news for the week: 01:54 - Ethereum’s Next Big Upgrade Is Here 13:39 - Bitcoin’s Bounce From The Dead 25:03 - New Onramp Strategies Arise in Crypto!  Blockcast is the brainchild of web3-focused news platform Blockhead and The Financial Coconut. Highlighting the latest in blockchain and web3 in Southeast Asia and beyond, there’s nothing cryptic about thi...

Useful CPF Hacks You Should Know And Use Today! You probably know of CPF as the government fund that takes 20% of my income monthly. At the same time, some people are also depositing rather large amounts into their CPF accounts saying it's essentially an investment plan that has guaranteed a 4% interest rate. So what's the truth behind CPF and how can we use this guaranteed 4% to it's full capacit...

3 Things You Should Know About The HDB Lease Buyback Scheme! The HDB lease buyback scheme allows you to earn some money from your HDB flat even while you continue to live in it! Sound pretty good right? You get to stay in your flat with more money in your CPF account for a comfortable retirement, what’s not to love? But are there any downsides to selling your flat back to HDB? Discover more from t...

Is Your Age Really An Important Factor To Your Success? Has someone ever told you you’re too old to succeed or it’s too late for you now? Well those people who told you that, could not be MORE WRONG. Look at Michelle Yeoh for instance, winning an Oscar at 60 YEARS OLD! She is proof that age does not limit your chances of success. The real question now is, is age really the problem? Or is it your a...

Welcome to Blockcast! Here's the crypto news for the week: 02:21 - [ Bitcoin, A Safer Alternative than Fiat? ] 16:34 - [ US Regulators Wage War On Crypto ] 26:39 - [ Twitter The Puppet Master ] For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut Disclaimer: The content in TFC Blockcas...

How do podcasters make stable income in singapore? Earning a stable income from content creation would be a dream come true for most people in this current generation but the thing most people dont tell you is the uncertainty that comes along with it! Haresh and Terence, the minds behind Ministry of Funny and Yah Lah But, were left in the dust after HOOQ’s liquidation causing not only their show,...

Want to apply for your own BTOs but aren't sure how to? It gets a little intimidating doesn't it, when applying for big boy big girl things like car loans, bank loans or even government BTOs right? We get it which is why we've got you covered on this episode of Coconut Avenue! On this episode, we sit down with Dan and Lydia from LongKang Kitties and talk about what their BTO application process wa...