The Finance Ghost plugged in with Capitec

What does it really take to build a business from nothing in South Africa? Founder of Universal Kitchens, Clinton Van Breda, shares the unfiltered story of how he dedicated 2 decades to turning a R500 000 loan into a business employing over 200 people.  There was no single breakthrough moment or overnight success. Instead, his story is one of discipline, reflection and relentless execution over 2 ...

Most entrepreneurs don’t dream of becoming accounting software founders. Yet, in the back of a Joburg shuttle, Tayla Dandridge and her co-founders spotted a glaring gap: everyday businesses were being left behind by global “whales” like QuickBooks and Sage. stub was born to serve the trader in Durban, the side hustler in Soweto, and the small business owner who needs simplicity, intelligence, and...

Introducing Olympia Holdings founders George Van Greunen and Manie Van Greunen Any business owner knows that software can make or break a business. And when software is built by entrepreneurs, for entrepreneurs, the benefits are even clearer. Like many great businesses, Olympia Engage was created to solve the challenges its founders faced in their previous businesses. With hands-on experience mana...

Introducing Capitec Business executives Karl Kumbier, Amrei Botha and Sicelo Mkhize: Capitec understands the challenges faced by entrepreneurs. Throughout this season of  The Finance Ghost Plugged in with Capitec , we’ve explored how affordable transactional banking and access to finance can help business owners grow.  But how does it all come together? And how did Capitec make such a strong impac...

Introducing Shell Boksburg Motors owner Priscilla Msimanga: Priscilla Msimanga made the leap that so many dream of, yet few are willing to make: leaving a big corporate role and shifting into the grinding world of entrepreneurship. To add to the intrigue, she bought a Shell forecourt and stepped into specialist retail.  From managing staff to complying with petroleum regulations, the learning curv...

Introducing Market Kokoro franchisees Lu-ise Hattingh and Ruan Botha: Lu-ise Hattingh and Ruan Botha are a great example of the power and value of travel. After spending time in Japan, they fell in love with the culture and food. As all great entrepreneurs do, they also took the opportunity to learn about the Japanese approach to consumer brands. That curiosity eventually sparked a business idea t...

Introducing Bootlegger co-founder and CEO Ricky Ruthenberg: Ricky Ruthenberg has truly taken a ground-up approach to his career. Adapting to opportunities as they present themselves is clearly a powerful skill. From waiting tables at Col’Cacchio to helping launch the first Bootlegger in Sea Point, he’s gone on to build the team that runs a national chain of nearly 100 Bootlegger restaurants. From...

Introducing pharmacist and specialist retail entrepreneur Hugh Cunningham: Hugh Cunningham is as passionate about customer service and product assortment as he is about medicine. As the co-owner of The Local Choice Pharmacy Harmelia, Hugh focuses on business management, while his wife and co-founder Yolandi ensures the dispensary runs smoothly.  On episode 4 of The Finance Ghost Plugged in with Ca...

Introducing property entrepreneur Obaratile Semenya: With a background in law and economics, Obaratile (OB) Semenya’s approach to property includes exposure at practically every part of the value chain. From developing high-end residential projects through Legaro Property Development to driving sales at his real estate agency, Natural Property, he’s mastered the full property journey. And with ext...

Introducing Rabia Ghoor, founder of swiitchbeauty®: Rabia Ghoor, founder of swiitchbeauty® and winner of multiple awards, is one of South Africa’s most celebrated young entrepreneurs thanks to her fascinating backstory of starting the business at the age of 14 and dropping out of high school shortly thereafter. But in the decade or so since then, Rabia has built a powerhouse of an eCommerce busine...

Introducing Makomborero Mutezo, founder of TheHungryMute Makomborero Mutezo, founder of  TheHungryMute  and winner of the Capitec Rising Star award, is in the early stages of building a food design empire. With a mix of culinary and design skills, plus a curious mind, he shares delicious insights in episode 1 of The Finance Ghost plugged in with Capitec. The Finance Ghost plugged in with Capitec i...