Steven Luttman

The Expected Returns Podcast

Business EN ↓ 41 episodes

A real estate focused conversation touching on markets, economic data and financial literacy.

Author

Steven Luttman

Category

Business

Podcast website

podcasters.spotify.com

Latest episode

Dec 2, 2025

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Episodes

How Long Is Too Long? Ep.41 The Expected Returns Podcast w/ Steven Luttman 02.12.2025

Welcome back for episode #41 of The Expected Returns Podcast! Today we'll discuss the pros and cons of a 50 year mortgage, new players entering the mortgage industry before wrapping up with whether builders are to blame for housing unaffordability #50yearmortgage #robinhood #homebuilders #inflation 📧 steven@sjlincoln.com ig: sjlincolnrealty www.sjlincoln.com/bookacall

YOU'RE FIRED!!.....MAYBE? Ep.40 The Expected Returns Podcast w/ Steven Luttman 04.09.2025

Welcome back for Episode #40 of The Expected Returns Podcast! In today's video we discuss recent high-profile allegations of mortgage fraud, dive into a failed relationship before wrapping up with talk of potentially eliminating taxes on home sales.#federalreserve #powell #mortgagefraud #wellsfargo📧 steven@sjlincoln.com ig: sjlincolnrealty www.sjlincoln.com/bookacall

Hold Your Horses Ep.39 The Expected Returns Podcast w/ Steven Luttman 18.07.2025

Welcome back for Episode #39 of The Expected Returns Podcast! In today's video we discuss The recent inflation and jobs reports, socialism in NYC before wrapping up with a conversation on multifamily due dilligence. 📧 steven@sjlincoln.com ig: sjlincolnrealty www.sjlincoln.com/bookacall

Business or Pleasure? Ep.38 of The Expected Returns Podcast w/ Steven Luttman 02.05.2025

Welcome back for Episode #38 of The Expected Returns Podcast! In today's video we discuss The Justice Department possibly charging NY Attorney General Letita James with mortgage fraud , Zillow fighting back against pocket listings before wrapping up with a way to save you thousands. # trump # zillow # fraud # realestate 📧 steven@sjlincoln.com  ig: sjlincolnrealty  www.sjlincoln.com/bookacall

The Not So Secret Blacklist 🤫📝 08.04.2025

Welcome back for Episode #37 of The Expected Returns Podcast! In today's video we discuss Rocket Mortgage acquiring Redfin and Mr. Cooper, Fannie Mae & Freddie Mac breaking up with the U.S. Government before wrapping up with the importance of exposure. #rocketmortgage #freddiemac #fanniemae #redfin 📧 steven@sjlincoln.com ig: sjlincolnrealty www.sjlincoln.com/bookacall 0:00 Intro 1:17 Rock...

CONSUMER COLONOSCOPY 👨‍⚕️🍑 Ep.36 The Expected Returns Podcast w/ Steven Luttman 13.03.2025

Welcome back for Episode #36 of The Expected Returns Podcast! Today we review signs of a struggling Ameican consumer, discuss a real estate scheme growing in popularity and wrap up with one state's approach to prevent Wall Street from taking over Main Street. 📧 steven@sjlincoln.com ig: sjlincolnrealty www.sjlincoln.com/bookacall Content used for today's video https://www.bls.gov/news.rele...

WRAP UP & LOOK AHEAD 🔭👀 Ep.35 The Expected Returns Podcast w/ Steven Luttman 14.01.2025

Welcome back for Episode #35 of The Expected Returns Podcast! Today we look backwards before forwards📅 discuss senior citizens fighting Wall Street👴🦯 and explore the idea of higher taxes being…good ??? Are you or someone you know in the Capital Region in need of real estate services? If so, let's connect. 📧 steven@sjlincoln.com ig: sjlincolnrealty www.sjlincoln.com/bookacall

If You Can’t Do The Time 14.09.2024

Welcome back for Episode #34 of The Expected Returns Podcast! Today we look into the post Fed rate cut future🔮 explore creative balance sheet solutions now employed by banks💸 and discuss the downsides of following popular trends️👮 Are you or someone you know in the Capital Region in need of real estate services? If so, let's connect.  📧 steven@sjlincoln.com  ig: sjlincolnrealty  www.sjlinc...

Eviction Constriction, Zombie Mortgages & Business Missteps Ep.33 The Expected Returns Podcast 03.07.2024

Welcome back for Episode #33 of The Expected Returns Podcast! Today we cover New York State's new Good Cause Eviction Law⚖️, Zombie mortgages back from the dead🧟 and discuss how to react when a business deal goes off the rails🚂 ⁠ Do you or someone you know in the Capital Region in need of real estate services? If so, let's connect.  📧 steven@sjlincoln.com  ig: sjlincolnrealty  www.sjlin...

COLLATERAL DAMAGE, ANALYZING FAILURE & JOBSAPALOOZA Ep.31 The Expected Returns Podcast w/ Steven Luttman 16.02.2024

Welcome back for Episode #31 of The Expected Returns Podcast! Today we discuss lenders fighting dirty🤼, why owners are giving properties back to banks🔑 and dive into the recent jobs and inflation reports 🕵️ If someone you know has a real estate related need in the Capital Region, kindly consider making an introduction. 📧 steven@sjlincoln.com ig: sjlincolnrealty www.sjlincoln.com/bookacall

Hiking Hiatus, "Free" Refi & Roleplayers Gone Rogue Ep.30 The Expected Returns Podcast w/ Steven Luttman 16.01.2024

Welcome back for Episode #30 of The Expected Returns Podcast! Today we discuss lenders offering "free" refinances🙌, what life is like post rate hikes 🕵️ & the importance of teamwork when acquiring property 🧑‍🤝‍🧑 Are you or someone you know in the Capital Region in need of real estate services? If so, let's connect. 📧 steven@sjlincoln.com ig: sjlincolnrealty www.sjlincoln.com...

Media Misfire, a gNARly Housing Plan & Updated Market Deepdive Ep.29 The Expected Returns Podcast 06.12.2023

Welcome back for Episode #29 of The Expected Returns Podcast! Today we discuss #NAR ‘s plan to save housing 🙏, the #NYT ‘s assault on homeownership 📰 and explore what’s happening in today’s real estate market 🏘️🤷 Are you or someone you know in the Capital Region in need of real estate services? If so, let's connect. 📧 steven@sjlincoln.com ig: sj lincoln realty www.sjlincoln.com/bookacall C...

Max Rent = Max Revenue? anNARilation, Deepening Deficits & Landlord Life Ep.28 The Expected Returns Podcast 06.11.2023

Welcome back for Episode #28 of The Expected Returns Podcast! Today we discuss the Treasury’s “solution” to deficits 💸, a seismic shift in the buying/selling of real estate🤝 and “Life as a Landlord” makes its return 🏘️🤷 Are you or someone you know in the Capital Region in need of real estate services? If so, let's connect. 📧 steven@sjlincoln.com ig: sj lincoln realty www.sjlincoln.com/book...

Pay, or Delay? #Shutdown Countdown, Landlord Life & Action Time Ep.27 The Expected Returns Podcast 26.09.2023

Welcome back for Episode #27 of The Expected Returns Podcast! Today we discuss a possible government shutdown 🚪🚫, debut a new segment “Life as a Landlord”🏘️🤷, and examine when is actually the correct time to be a buyer 🧐. Are you or someone you know in the Capital Region in need of real estate services? If so, let's connect. 📧 steven@sjlincoln.com ig: sjlincolnrealty www.sjlincoln.com/boo...

#Airbnb Amplification, That’s so Fitch & Steamy Love Letters Ep.26 The Expected Returns Podcast w/ Steven Luttman Everybody’s Got a Price 21.08.2023

Welcome back for Episode #26 of The Expected Returns Podcast! Today we discuss Airbnb’s continued takeover of the real estate market 🌎, Fitch’s downgrade of United States debt 📉 and an alarming trend of tenants getting a little too close for comfort 🧑‍🤝‍🧑 Are you or someone you know in the Capital Region in need of real estate services? If so, let's connect. 📧 steven@sjlincoln.com ig: sj...

Unintended Consequences Ep.25 The Expected Returns Podcast w/ Steven Luttman 10.07.2023

Welcome back for Episode #25 of The Expected Returns Podcast! Today we discuss Bounces by Beyonce, Student Loan Sadness and Inspection Investigation. #beyonce #inflation #capitalregion #realestate The Supreme Court voted 6-3 in opposition of President Biden's student loan debt forgiveness plan. The impact on housing is meaningful. Halfway through the year, can you believe it?? Let's review...

HARDER THAN IT LOOKS Ep.24 The Expected Returns Podcast w/ Steven Luttman 30.05.2023

Welcome back for Episode #24 of The Expected Returns Podcast! Today we discuss Swifties getting swindled, Opendoor to closed door? and Adios to agents.  #taylorswift #swifties #supremecourt #opendoor #realestate #investing #capitalregion  Content used for today’s video: https://investor.opendoor.com/news-releases/news-release-details/opendoor-announces-first-quarter-2023-financial-results chrome-e...

MEDIA MISSTEP Ep.23 The Expected Returns Podcast w/ Steven Luttman 05.05.2023

Welcome back for Episode #23 of The Expected Returns Podcast! Today we discuss inaccurate reporting on changes to mortgage fees, lament New york State's failed housing plan and explore 2023's version of the American Dream. #wsj #media #fanniemae #freddiemac #mortgage #hochul #nys #americandream #powell Content used for today's video: https://www.saratoga.com/saratogabusinessjournal/202...

ONE STOP SHOP Ep.22 The Expected Returns Podcast w/ Steven Luttman 11.04.2023

Welcome back for Episode #22 of The Expected Returns Podcast! In today's video we explore the future of real estate transactions, discuss the business model of short term rentals and review March's jobs report. #rocketmortgage #zillow #STR #shorttermrentals #jobsreport #unemployment Owning real estate is possible. You can do it. Here's how https://www.youtube.com/watch?v=YctX1hn9N5E&am...

YOUR QUESTIONS ANSWERED 🗣️ 🤔 Ep.21 The Expected Returns Podcast w/ Steven Luttman 21.02.2023

YOUR QUESTIONS ANSWERED in Episode 21 of The Expected Returns Podcast!  Buying versus waiting, cutting out the middleman, what has Steve’s attention and so much more. A very fun episode that you don’t want to miss.    Buying a House in 2023 https://www.youtube.com/watch?v=oB1Vd34Kj30&t=541s&ab_channel=SJLincolnRealty   Are you or someone you know in the Capital District...

The Year of Free Money Ep.20 The Expected Returns Podcast w/ Steven Luttman 03.01.2023

“WORK SMARTER, NOT HARDER” seems to be the adage du jour, however I’ve always preferred “IF IT’S FREE, IT’S FOR ME”!  To kick off 2023 in style, we discuss multiple ways to earn thousands of dollars for only a few minutes worth of work. Seriously. 💰⏰   New year, New market? Let’s talk about what Capital Region housing will look like over the next twelve months. Data will drive the conv...

Knowing What You Don't Know Ep.19 The Expected Returns Podcast w/ Steven Luttman 16.12.2022

Happy holidays! Wishing you and your family a happy and healthy end to the year, and a great start to 2023. We open with a conversation about learning and being comfortable not having all of the answers. This is followed by exploring fallout related to the collapse of FTX and arrest of its CEO SBF before wrapping up with an EXTREMELY controversial take on paying down debt that you do not want to m...

Election Day Special ! Ep.18 The Expected Returns Podcast w/ Steven Luttman 09.11.2022

Happy Election Day! The ability to vote is a privilege, honor and worth celebrating.  We open by discussing the return of 45 and what it means for the country. Next we explore what life would be like under King Steve when it comes to  guns, immigration and elected officials.  This is not your normal episode, buckle up because we’re going off the rails! Are you or someone you know in...

Halloween Spooky Special Ep.17 The Expected Returns Podcast w/ Steven Luttman 25.10.2022

Death delayed, dominating dollar and compulsive complainers all in this week’s episode…DON’T MISS IT !!    #housing prices are falling nationwide, is the Capital Region next? 🏘️⬇️   Can being strong actually make you…weak? #dollar 💪💵   The morality (or lack thereof) surrounding the owning of rental properties #landlord 🙏🏻   Scary movie recommendation! https://archive.o...

What would you say.....you do here? 07.09.2022

The lowdown on layoffs 💼🚫, plunging prices 🏠📉 and debt deletion 🧙🏻‍♂️💰 all in this week’s episode…possibly the best yet so don’t miss it!   Being rejected is the pits, especially when it’s by your employer. Today we explore reframing the employee/company relationship, as well as how to handle getting the boot.   Chairman Powell delivered on his promise to fight the red hot housing...

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