ESPC (UK) Ltd
The ESPC Property Show
The ESPC Show is the podcast to listen to if you're interested in any part of the Scottish property market! Each week we'll dive into a topic and share all that you need to know about it. Our promise is to provide honest, jargon-free and data driven advice from informative expert guests. Covering everything from buying a home in Scotland for the first time to investing in a rental property, The ESPC Show is the perfect audio companion. ESPC is the home of property in Edinburgh, the Lothians, Fife, the Scottish Borders, Dumfries and Galloway and the West of Scotland. We are so much more than a...
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Episodes
Has the tram improved property prices? 18.06.2026 21:13
On this week's episode, Paul & Megan do a data deep dive on the Edinburgh Tram line - specifically the effect of the City centre to Newhaven extension. They share some of the ESPC data on property prices in the areas surrounding the tramline through Brunswick, Leith Walk, The Shore and Newhaven. In addition, they discuss the potential for future tram routes and how that could affect differ...
Our updated property market predictions 04.06.2026 14:45
In this week's episode, Paul & Megan review their 2026 predictions and see what's come true and what has changed since December 2025. Skip to the part that's most relevant to you: 0:00 Intro 1:24 Changes in interest rates 4:50 How unemployment is affecting markets 5:28 Edinburgh property market update 7:00 Offering over valuation 9:36 Did more sellers come to market this year? 10:4...
The SNP needs to build more homes | Post-election analysis with Andy McIver 21.05.2026 38:16
In this episode of The ESPC Property Show, Paul & Megan are joined by Andy McIver (Host on Holyrood Sources podcast and founder of Message Matters) to debrief the recent Scottish election. In the episode they cover everything from how Westminster "infects" Scottish politics, how John Swinney might run his minority government and whether or not the housing crisis can be solved in this...
How you could co-own a home with your friends | The launch of CoHaus 07.05.2026 30:51
In this episode of the ESPC Property Show, Paul & Megan are joined by Will Mushet & Martin Fallon from CoHaus . CoHaus is a platform launching in Edinburgh to help first-time buyers learn more about buying a property with friends in order to get onto the property ladder. Will & Martin discuss why they created CoHaus and how it can help the next generation of home owners buy property an...
How your vote could affect the Scottish housing market - Reviewing the Scottish party manifestos 23.04.2026 41:15
In this episode of the ESPC Property Show, Paul & Megan dissect five of the six major political parties' manifestos ahead of the upcoming Scottish election on 7th May. They lay out ESPC's own manifesto and what they were hoping to see across the manifestos. They also explain the key topics affecting the current housing market and break down how each party proposes to tackle them. Skip...
Spring Property Market Roundtable 2026 | An update on what's happening in the Edinburgh market 09.04.2026 36:29
In today's episode Paul & Megan are joined by four property market experts for the ESPC Spring roundtable. The panel discuss what the market is currently like for buyers and sellers and what could lie ahead for the rest of the year. The panellists for this episode are Graham White (Anderson Strathern), James Armstrong (DMD Law), Laura Sheilds (Monarch Legal) and Robbie Horn (Gillespie Maca...
What happens at a home valuation? And when is the right time to sell? 26.03.2026 37:24
On this episode of the ESPC Property Show, Paul & Megan sit down with property experts Louisa Raistrick (Head of Estate Agency, Coulters) and Sean Nicol (CEO, Simpson & Marwick) to discuss what happens at a property valuation. The chat includes the reason you shouldn't rely on an instant valuation tool online and when is the best time to put your home on the market. Get a valuation fro...
What to expect as a tenant in Scotland - Inspections, desposits & ending tenancy 12.03.2026 27:05
On this episode of the ESPC Property Show, Paul & Megan are joined by Alex & Nathan, two Property Managers from ESPC Lettings to discuss the experience of tenants living in Scotland. They discuss everything from what happens at an inspection through to how fast you can get your deposit back. Find a property to rent from ESPC Lettings here . Chapters:0:00-2:01 Intro2:01-4:09 What happens if...
Make your home feel more "grown up" through interior design and colour psychology 26.02.2026 34:05
In this episode of the ESPC Property Show, we are joined by Ruth from Eat Sleep Colour to discuss colour psychology and her checklist on how to make a home feel more "grown up". You can find out more about Ruth's services here .Join Ruth at our upcoming interior design event here. Read Ruth's article in the ESPC magazine here. Chapters:0:00-0:37 Introduction0:37-1:53 Meet Ruth1:5...
Mortgage products for first-time buyers 12.02.2026 27:01
This week we're discussing the current mortgage market and how first-time buyers are faring within it. Paul & Megan are joined by Martyn Johnson and Paul Demarco - two of ESPC's independent mortgage advisors. In this episode they cover the following topics:0:00-1:36 Intro1:36-2:55 Are first-time buyers in a better position now vs last year?2:55-3:48 What do lower interest rates mean fo...
Celebrating 100 episodes & our top 10 favourite pieces of property advice 29.01.2026 33:14
Welcome to our 100th episode of the ESPC Property Show! Can you believe it?! To celebrate, Paul & Megan reminisce on the last three years of podcasting as well as 55 years of ESPC. They finish up by sharing their top 10 pieces of advice from across all of the ESPC Property Show. CHAPTERS:0:00-1:16 We're podcast centenarians! 1:16-3:10 How many guests have we had?! 3:10-5:10 How have proper...
How could the Scottish budget affect the property market? 15.01.2026 16:07
On today's episode, Paul & Megan sit down to dissect the latest Scottish Budget announcement and how it could affect the local property market. They touch on a lack of action on LBTT and first-time buyer relief, the proposed "mansion tax" and the increase to the Cladding Remediation fund. Plus, find out what is on the ESPC manigesto ahead of the upcoming Scottish election. Chapte...
Property Market Briefing: Oct-Dec 2025 12.01.2026 8:09
Welcome to a brand new monthly format for the ESPC Property Show feed - the property market briefing. Listen as Megan breaks down the highlights from the most recent ESPC House Price Report region by region so you can get a snapshot of your local market. Skip to your region: 0:38-1:42 City of Edinburgh 1:42-2:48 East Lothian 2:48-3:59 Midlothian 3:59-4:57 West Fife & Kinross 4:57-6:01 East Fif...
2026 Property Market Predictions: Interest Rates, House Prices & Hotspots 05.01.2026 28:43
In our most popular episode of the year, Paul and Megan return with their predictions for the Scottish property market in 2026. They look back on how the market performed in 2025, including whether last year’s interest rate predictions stacked up, before exploring what lies ahead. From potential base rate cuts and mortgage affordability to house price growth, listings, sales volumes and time to se...
Scotland’s Housing Emergency: Why We’re Not Building Enough Homes (and What Needs to Change) 18.12.2025 20:44
Scotland is in the midst of a housing emergency — but how did we get here, and what actually needs to change to fix it? In this episode of The ESPC Property Show, Paul is joined by Fionna Kell, Director of Policy at Homes for Scotland, to unpack the realities behind Scotland’s housing shortage. From planning delays and government policy, to the role of private developers, affordable housing target...
First-time Buyer Special 2025 - Part 2 04.12.2025 31:38
We're back with part 2 of our First-time Buyer Special for 2025. Paul & Megan are again joined by Tzana Webster (Head of Estate Ageny, Ralph Sayer) and Aileen Venables (Partner, Harper Macleod) who chat through what happens after an offer is accepted as well as busting some property myths. If you haven't seen part one, you can watch it here: https://youtu.be/myY5e-yWif0 Watch our First-timer...
First-time Buyer Special 2025 - Part 1 20.11.2025 31:38
This is one of our most popular episodes of previous seasons - the First-time buyer Special! Here's the first part of our recording with property experts Tzana Webster (Head of Estate Agency, Ralph Sayer) and Aileen Venables (Parter, Harper Macleod) where Paul & Megan find out everything first-time buyers need to know about buying property in the current local market. Watch our First-tim...
Rental market update - have we reached peak rent? 06.11.2025 16:58
In this episode Paul & Megan speak to Nicky Lloyd (Head of Lettings, ESPC Lettings) all about the local rental market including advice for tenants and landlords alike. Watch all of Nicky's episodes here Search for an ESPC Lettings rental property here Get in touch with ESPC Lettings here 0:00-0:55 Intro 0:55-2:06 What's been happening over the summer? 2:06-3:19 Where are the hotspots...
Scottish Property Tax 101 - What is LBTT and ADS? 23.10.2025 30:15
In this episode of The ESPC Property Show, Paul & Megan are joined well renowned tax expert, Alan Barr (Partner at Brodies LLP) to discuss Scottish property taxation including Land & Buildings Transaction Tax and Additional Dwelling Supplement. Use ESPC's LBTT calculator here: https://espc.com/advice/tools/lbtt-calculator You can skip to your favourite part here: 0:00-0:44 Introduct...
Q3 Local Property Market Update - Roundtable Discussion 09.10.2025 33:33
This week's episode is another special episode - Paul & Megan are joined by four ESPC solicitor estate agent member firms to discuss the current property market. From a drop in property listings to the outlook for the Christmas market as well as some insight on where property is moving fast. If you enjoyed this episode, remember to subscribe to our channel. Skip to the part that's...
"You can borrow six times your salary now" | An update on the mortgage market 18.09.2025 30:14
On this week's episode of the ESPC Property Show, Paul & Megan are joined by two of the ESPC Mortgages team: David Lauder & Lisa Bell. In this episode we chat about: 0:00-0:44 Intro 0:44-2:39 How is the market reacting to the interest rate reductions? 2:39-4:07 What's the average mortgage interest rate at the moment? 4:07-5:16 Do lenders have different criteria for different typ...
What's happening in the Edinburgh property market? Where are the fastest sales? 04.09.2025 14:52
Paul and Megan are back for the sixth season of the ESPC Property Show! In this first episode back, they discuss how the summer property market looked across Edinburgh, the Lothians, Fife and the Scottish Borders including the properties in highest demand. Chapters: 0:00-0:54 Intro 0:54-3:51 What happened in the summer property market? 3:51-5:15 What type of properties were in demand? 5:15-7:05 T...
First-timers Club: What insurances do first-time buyers need? 28.08.2025 14:47
In this week's episode, Megan is joined by Paul Demarco from ESPC Mortgages to discuss the insurance that first-time buyers should consider. They cover everything from how to best prepare to make an offer to what happens once an offer is accepted. You can watch this episode on YouTube here. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Sen...
First-timers Club: How to make an offer 21.08.2025 13:52
In this week's episode, Megan is joined by Hannah Gaddie, a solicitor at Gillespie Macandrew, and they discuss how to make an offer on a property in Scotland. They cover everything from how to best prepare to make an offer to what happens once an offer is accepted. Watch the episode on YouTube here. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear fro...
First-timers Club: Questions to ask at a property viewing 14.08.2025 22:35
In this week's episode of ESPC's First-timers Club, Megan is joined by Tzana Webster from Ralph Sayer, an ESPC solicitor estate agent member firm, to chat through what first-time buyers can expect from a property viewing including how to prepare, red flags to look out for and what NOT to ask. You can watch the episode on YouTube here. Got a question for us? Send us a text message! Enjoy...
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