The Equity Builders Club Podcast

Financial independence isn’t a mindset or a destination. It’s a system built on math, discipline, and better financial decisions. In Part 2 of this series, Terrie Schauer breaks down the practical mechanics behind financial independence, starting with the most overlooked number in personal finance: your burn rate. Without knowing what your lifestyle actually costs, it’s impossible to replace incom...

Financial independence is one of the most misunderstood goals in personal finance and real estate. In this first episode of the newly rebranded Equity Builders Club Podcast , we break down why financial freedom is not a destination , but a system of skills, behaviors, and practices . After stepping away from the Master Passive Income Network, this podcast now focuses intentionally on local markets...

Welcome to a monumental episode! As we close out 2025, we are not only giving you the ultimate blueprint for strategic goal setting but also making the huge announcement that Real Estate Investing is branching out from the Master Passive Income Network to become The Equity Builders Club Podcast —specializing in Canadian and Montreal real estate strategy !This transition exemplifies the power of sp...

This is a monumental episode as we close out 2025! After years of partnership, Real Escape Investing is making a major move, officially branching off the Master Passive Income Network to become The Equity Builders Club Podcast . This rebrand signals our new, specialized focus on Canadian and Montreal real estate investing strategy starting in 2026. This transition is the ultimate example of applyi...

As the year winds down and the holidays begin, many of us slip into a familiar rush—trying to wrap up projects, close deals, and squeeze productivity out of the final days of December. But what if the most powerful move you can make as an investor right now… is to pause? In this special year-end episode, The Power of Pausing: Why Gratitude and Time Off Make You a Better Investor , we explore why s...

Thinking about partnering on your next deal? A bad partner can sink a good investment faster than a bad market. On today’s episode, Terrie Schauer breaks down the six non-negotiable steps to vetting, pitching, and securing a quality joint venture partner. From knowing their financial capacity to setting up protective life insurance and negotiating a fair split, these steps are your ultimate checkl...

EP Description : Episode Description Everyone talks about when to sell—but few talk about how to do it right. In this episode, I pick up where we left off last time—diving deeper into effective exits. We look at unlocking highest use value (selling to end-users or condo conversions), why it’s sometimes smarter to sell before big capital expenditures hit, and how to time your exit to preserve retur...

Why do smart investors keep throwing money at bad deals? In this episode, Terrie breaks down how loss aversion —driven by fear, ego, and sunk costs—pushes people to cling to failing projects in condos, renos, and small developments. We look at why investors double down instead of cutting losses, how this gambler-like mindset destroys portfolios, and what seasoned operators do differently to protec...

When’s the right time to sell a property? It’s one of the most common—and important—questions real estate investors face. In this episode, I break down how to make smart, strategic exit decisions. We’ll cover how to look at equity growth, market cycles, asset types, cash flow and opportunity cost. We'll map this against your own portfolio goals to decide if it’s time to sell—or hold. If you’ve eve...

Thinking of splitting your next real estate deal 50/50? Think again. In this episode, I explain why equal partnerships often lead to unequal work, frustration, and broken deals. The 50/50 model sounds fair, but unless both partners bring equal experience, time, and skills, it usually fails. I break down better ways to structure partnerships—models that let you scale, protect your time, and get pai...

Most real estate investors hear about crypto in terms of Bitcoin, tax shelters, or risky speculation. But is that the whole story? In this episode, Terrie talks with crypto investor Travis Pich about blockchain as financial infrastructure — from tokenized bonds to digital real estate titles. If you’ve wondered how crypto might actually intersect with property markets and long-term investing, this...

When people ask me what it’s like to be a woman in real estate or entrepreneurship, they usually expect me to talk about sexism. But that’s not really the story. The truth is that success in business and investing has a lot more to do with personality traits than gender. Some traits simply make the path easier. Learn how to: Leverage your feminine strengths: communication, empathy, collaboration a...

Think housing is your biggest expense? Not even close. For Canadians and Quebeccers, the real threat to your money is tax . In this episode, Terrie Schauer breaks down how Canadian and Quebec tax laws quietly drain your income before you even get to see it in your bank account—and what savvy investors do to fight back. If your principle source of income comes from employment or if you're investing...

Starting out in real estate can feel terrifying—but every investor begins scared. In this episode, Steph shares how she went from nervous beginner to confident mentor, and what new investors need most: mindset, consistency, and the right support system. If you’re just starting your journey, this episode will give you the encouragement and clarity to keep moving forward. Hosted on Ausha. See ausha....

New to real estate investing? Learn how to overcome overwhelm with baby steps, consistency, and community support. In this episode we hear from a special guest who shares her experience breaking through the overwhelm of not knowing where to start using consistent actions and community. Hosted on Ausha. See ausha.co/privacy-policy for more information.

“Because the State Isn’t on Your Side... Real Estate Investors vs. The Government” The State has its own agenda. It rarely aligns with yours as an investor or operator. This episode is about unpacking those contradictions—so you stop expecting the system to help you, and start playing the game that actually exists. Hosted on Ausha. See ausha.co/privacy-policy for more information.

Evictions are never easy—but sometimes, they’re unavoidable. In this episode of Real Escape Investing , Terrie Schauer dives into the latest CMHC reports on evictions and explains why the government’s perspective doesn’t always align with the realities landlords face. You’ll learn: What the newest eviction research really says—and what it leaves out. Why evictions are more complex than government...

Canada is lagging behind the U.S. in productivity—and here’s one reason why: we’re not using Virtual Assistants. While American investors scale faster with offshore talent, most Canadians are still doing it all themselves. In this episode, we unpack the Canadian VA gap —why it exists, how to bridge it, and how to tap into plug-and-play VAs who are skilled, motivated, and ready to help you scale sm...

Want to build wealth in uncertain times? In this week’s episode, I break down the 5 habits of highly effective investors. From strategic planning to networking and taking imperfect action—you'll want to get on implementing each of these right away! Hosted on Ausha. See ausha.co/privacy-policy for more information.

“Addiction isn’t just a health crisis—it’s moving into our rental units. In this episode, I share a tenant story that ended in eviction, the stats on substance use in Canada, and my own struggles with panic and drugs. Most importantly, I’ll give you tips to spot and manage tenants who are using. Listen now—I want you to be prepared!” What happens when heavy drug users moves in? In this episode, we...

If you own enough rental units, mental health will come knocking. In this episode, I share my first experience with psychosis in student housing—and how, 20+ years later, schizophrenia, hoarding, drug-induced psychosis and untreated mental illness are regular challenges in my buildings. If you see investing in Real Estate as part of your future, it's a matter of time before hoarding, dementia, san...

Are we on the brink of another financial crisis in Canada’s housing market? Between rising interest rates, record household debt, and condo oversupply in cities like Montreal and Toronto, investors are asking the same question: how do you survive the storm? In this episode, I break down lessons from the 2008 financial crisis—and how they apply to today’s Canadian real estate market. You’ll learn h...

🎧 Episode Description: Canada is now one of the top 3 most indebted nations in the world—right behind Switzerland and Australia. The bulk of household debt is no related to consumer spending. Rather its mortgage debt. And while we’re quietly suffocating under record mortgage loads, the CMHC - the mortgage insurance backstopped by the Canadian taxpayer - is busy extending amortization periods. The...

🎧 Episode Description: In this episode, we break down why relying on government or your paycheck is a losing game in the face of the ten-dollar butter and million dollar house prices. I'm also going to share a few things you can actually do to escape—-or at least mitigate—-the affordability crisis. Whether you rent, want to buy, or already own and feel stuck, this is your wake-up call. The system...

Is the Montreal condo market cracking? We're hearing doom-and-gloom from Toronto and Vancouver, but what's happening here? Units aren't moving. Sellers are losing money. My network is asking me: is this a rare chance to buy? In this episode, I break it all down—what’s happening, why, and what to do next. Terrie Schauer’s LinkedIn: https://www.linkedin.com/in/terrieschauer/   Terrie Schauer’s Insta...