Chris Bates

The Elephant In The Room Property Podcast | Inside Australian Real Estate

Business EN ↓ 457 episodes

Who's really in control when you buy a property? The Elephant In The Room is where the things that no one wants to talk about, actually get talked about. Veronica Morgan, real estate agent, buyers agent and co-host of Foxtel’s Location Location Location Australia & Chris Bates, financial planner, mortgage broker and wealth coach have joined forces to find out what’s really going on in the world of real estate. Veronica and Chris talk to property owners and buyers every day in their respective lines of business. They’ve observed a wide spectrum of confidence in people’s decision making ability...

Author

Chris Bates

Category

Business

Latest episode

Jul 5, 2026

Where to listen?

Podcasts in the app Replaio Radio Coming soon

Podcasts are coming to the app soon. Install now and be the first to see a whole new take on podcasts

Get it on Google Play Install for free Android 5M+ downloads · 4.8 rating iOS soon

Episodes

What Your Builder's Credit History Can Tell You 05.07.2026

You're about to invest hundreds of thousands of dollars into building or renovating your home—but how much do you really know about the builder you're hiring? While most Australians compare quotes, browse reviews, and check licences, few dig deeper into the warning signs that could reveal financial instability, recurring disputes, or other hidden risks before signing a contract. In this episode, w...

Are You Paying for the House or the Presentation? 28.06.2026

Most people assume property presentation is just about styling. But what if presentation is actually influencing how buyers perceive value—and what they’re willing to pay? In this episode, Veronica and Chris sit down with Peter Karaoglanis, founder of Presenting Homes Australia, to unpack the psychology behind property presentation. Peter explains why styling is only a small part of the equation a...

What If Australia's Housing Crisis Isn't About Housing? 22.06.2026

Australia's housing crisis is usually framed as a simple supply problem: build more homes, increase density, and affordability will improve. But what if we've been asking the wrong question all along? In this episode, Ross Elliott joins Veronica and Chris to challenge some of the biggest assumptions underpinning Australian housing policy. From the belief that everyone works in a CBD to the idea th...

When Your Property Valuation Comes In Short 15.06.2026

What happens when a property's agreed purchase price and the bank's valuation are tens of thousands of dollars apart? More importantly, who is right? In this episode, Certified Practising Valuer and Registered Tax Agent Belinda Botzolis joins us to unpack one of the most misunderstood areas of property investing: valuation. Drawing on more than 20 years of experience and over 15,000 property valua...

Luke Metcalfe: Why AI Can’t Pick Property Winners 08.06.2026

AI is quickly becoming the go-to tool for property research—but can it actually predict where the market is heading? In this episode, Luke Metcalfe returns to put that assumption to the test, analysing thousands of suburb predictions across multiple GPT models and real market data. The result is clear: AI doesn’t just struggle to forecast property growth—it often underperforms the market entirely....

The Dangerous Property Advice Emerging After the Budget 31.05.2026

Within 72 hours of the federal budget announcement, the property narrative flipped. Buyer’s agents who once championed established homes began pushing new builds. SMSF strategies resurfaced. High-yield “manufactured” deals came back into focus. The question is—did the fundamentals change… or just the incentives? In this episode, we break down what’s really driving this sudden shift in property adv...

Can Housing Be Fixed Without Hurting Investors? 24.05.2026

Australia’s housing crisis is no longer just affecting low-income households — as rents rise faster than wages and affordability declines, more middle-income earners and essential workers are being pushed into housing stress. In this episode, we sit down with Maiy Azize from Anglicare Australia and Everybody’s Home to unpack why this shift is happening and what it reveals about the structure of Au...

Negative Gearing Is Changing: What Happens Next? 17.05.2026

The end of negative gearing for established property could become one of the biggest turning points in Australia’s housing market—not just because investors may lose tax deductions, but because of the ripple effects it could create across buyer behaviour, borrowing capacity, property values, and the types of housing that get built in the future. But if these changes are designed to improve afforda...

Melbourne Property in 2026: Opportunity or Overhyped? 10.05.2026

Melbourne is back in the spotlight, with many buyers and investors asking whether the city now offers one of the best opportunities in the country. But broad market narratives can be misleading—especially in a city where different segments are moving for very different reasons. In this episode, Jarrod McCabe joins us to unpack what’s really happening across Melbourne in 2026. From first home buyer...

Mark McCrindle: The Demographic Shifts Breaking Australia's Housing System 03.05.2026

Australia’s housing challenges are often reduced to a question of supply, but the reality is far more complex. In this episode, we step back to examine the broader forces reshaping housing demand—from rapid population growth and an ageing society to changing household structures. The result is not just a shortage of homes, but a system struggling to keep pace with how Australians live today. We un...

How Protected Are You Using a Property Advisor? 26.04.2026

When you hire a property advisor, there’s an assumption built into that decision: you’re getting expertise, guidance, and some level of protection if things go wrong. But how much of that protection actually exists—and where does it break down? In this episode, we unpack the role of Professional Indemnity (PI) insurance in property advice, and what it really tells you about accountability, risk, a...

Why CGT Changes Won’t Solve Australia’s Housing Crisis 19.04.2026

Capital gains tax reform and negative gearing have become central to Australia’s housing debate—but are these policies actually capable of improving affordability? In this episode, we unpack the real role of tax settings in the property market and question whether current reform discussions are addressing the right problem. The conversation explores how capital gains tax discounts work in practice...

Paul Scully: Inside NSW’s Plan to Fix Housing—and What Could Go Wrong 12.04.2026

Fixing housing supply in Australia has become one of the biggest policy challenges of our time—but turning reform into actual homes on the ground is where things start to break down. In this episode, we sit down with NSW Planning Minister Paul Scully to unpack what’s really happening behind the state’s aggressive housing push, and whether these reforms can deliver at the scale required. This conve...

The Reality of Buying a Home with a 5% Deposit in Australia 05.04.2026

For many Australians trying to enter the property market, the promise of buying a home with just a 5% deposit sounds like a breakthrough. Government-backed schemes designed to support first home buyers have made headlines, but how much do they actually help buyers in practice? And what happens when thousands of buyers suddenly gain access to the same opportunity? In this episode, Veronica and Chri...

Inside the Business of Property Development Site Acquisition 29.03.2026

The success of a property development project is heavily influenced at the site selection stage. Before construction begins, developers assess land based on planning controls, feasibility, and long-term project viability. In this episode, Veronica and Chris speak with Ryan Bennetts, a site acquisition and origination specialist who works directly with developers to identify and secure development...

The Politics of Density: Who Really Benefits? 22.03.2026

For years, we’ve treated housing affordability as a demand problem — interest rates, borrowing power, incentives. But what if the real issue sits deeper in the system? In this episode, we unpack the structural forces shaping Australia’s housing market, from planning constraints to policy decisions that have quietly restricted supply for decades. Joined by planning reform advocate Melissa Neighbor...

The Policy Shift That Could Reshape Property Prices 15.03.2026

When we talk about Australia’s housing crisis, interest rates and investors dominate the conversation—but the real drivers run deeper. In this episode, we unpack how Australian housing policy—particularly zoning and planning reform—is shaping the housing supply crisis, and whether strategic planning reform can genuinely improve affordability without destabilising the market. We explore the economi...

Retiring with a Mortgage: The New Normal? 08.03.2026

For decades, the assumption was simple: by the time Australians reached retirement, the mortgage was gone. But that reality is changing fast. Today, more than half of Australians approaching retirement still carry housing debt—and it’s reshaping how households think about superannuation, the Age Pension, and the role of the family home. In this episode, Veronica and Chris sit down with retirement...

The Strategic Approach to Property Development 01.03.2026

Many investors see property development as the natural “next step” — a faster way to manufacture growth and build equity. The reality is far less straightforward: most development sites that can be built on simply don’t make money. Rob Flux, founder of the Property Development Network, joins us to break down what really changes when you move from buy-and-hold to small-scale development. We explore...

When a Granny Flat Makes Sense — And When It Doesn’t 22.02.2026

Granny flats are being sold as the answer to everything—housing affordability, rental yield, multigenerational living, even retirement planning. But once you get past the glossy numbers and council checklists, the reality is far more nuanced. In this episode, we sit down with Wally Gebrael, Co-Director at Granny Flat Solutions, to unpack what actually determines whether a granny flat works — and w...

Is NSW’s Planning System Actually Delivering More Housing? 15.02.2026

NSW has moved fast to reform its planning system, promising to unlock housing supply through sweeping state-led controls. But zoning uplift alone doesn’t build homes. In this episode, we ask the harder question many in property are thinking but few say out loud: is the system genuinely delivering housing, or quietly choking supply through feasibility constraints, delays, and unintended consequence...

Why Retirement Living Needs Planning Before Retirement Age 08.02.2026

Most Australians assume they’ll deal with retirement living and aged care when the time comes . The problem? By the time it does, the system has already made many of the decisions for you. In this episode, we unpack why delaying retirement and home care planning is one of the most expensive mistakes people make—not just financially, but emotionally and structurally. Veronica Morgan and Chris Bates...

Multi-Generational Living: Legal, Financial, and Practical Realities 01.02.2026

Multi-generational living is becoming a more common response to the uncomfortable realities facing ageing parents and their adult children. With traditional aged-care pathways increasingly expensive, emotionally fraught, and often poorly understood, families are weighing up alternatives — staying at home, moving into residential care, or reshaping the family home through shared living arrangements...

The Power of Place: How Architecture Impacts Our Well-being 25.01.2026

What if our homes did more than just provide shelter? What if they could actually contribute to the health of the planet and the people living within them? In this episode, we sit down with Caroline Pidcock , a visionary architect and champion of regenerative design, to explore why Australia’s current approach to housing is falling short—and how we can change it. Caroline shares her deep expertise...

Simon Kuestenmacher: What Demographics Reveal About Housing and Economic Pressure Points 18.01.2026

Australia’s housing debate is crowded with loud opinions — but very little demographic reality. In this episode, we unpack what Australia’s population shifts are actually telling us about housing demand, cities, and economic pressure points, and why many of today’s dominant narratives fall apart when viewed through data. Demographer Simon Kuestenmacher joins Veronica and Chris to challenge the ass...

Listen to the The Elephant In The Room Property Podcast | Inside Australian Real Estate podcast in Replaio

Radio and podcasts in one app - free, with no sign-up. Install today and do not miss the launch

Get it on Google Play

Replaio is not a podcast publisher; show names, artwork and audio belong to their authors and are distributed through public RSS feeds.