The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

Are you a first time home buyer wondering how to get the best interest rate when buying a home?  How do you find a lender?  Why is it important to shop for a lender? Where do you start when getting pre-approved? What questions should you ask when talking to a lender? In this episode, we are going to address all of these questions about shopping for a mortgage lender as well as the questi...

Higher Interest Rates are putting a strain on Buyer Demand and Housing Affordability.  Sellers are reducing their prices and more willing to negotiate in this shifting market but is now the best time to buy a house?  Should you buy now or wait for a Housing Crash? In this LIVE, I will discuss the real estate market and answer your mortgage and real estate questions to help you navigate t...

The median home price has declined while interest rates have nearly doubled since the beginning of the year.  At the same time, we are starting to see sellers reduce their asking prices while demand is drying up.  Should you buy now or wait? What's the risk of buying a house in a shifting market?  In today's episode we are going to discuss the uncertainty in the housing market along...

Can the Housing Market AVOID A Housing Crash?   Interest Rates are currently sitting at a 20 year high while The FED still has it's foot on the gas pedal.  This is causing real estate to sit and sellers to reduce house prices.  In today's live we are going to address these concerns along with your mortgage and real estate questions to help you decide whether you should buy now...

Are you a first time home buyer wondering if you should buy now or wait and rent?  When is the right time to buy a house?  What should you consider buying asking yourself if you should buy vs rent?  In today's episode, we are going to not only tell you when you should consider rent vs buying but also touch on why homeownership is so important to help you become The Educated HomeBuye...

House Prices are finally on sale after years of craziness in the housing market but is now the right time to buy a house?  Higher interest rates continue to put a strain on home buyer affordability which is causing homes to sit on the market and sellers having to reduce house prices.   Many out there believe this is the start to a housing crash.  In today's live we are going to...

Are you wondering how to get a deal when buying a house in 2022?  Can you get a lowball offer accepted in this housing market?  In this video, we discuss what you need to look for when trying to get a deal so we can help you become The Educated HomeBuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A...

Are the doomers and fear mongers correct about housing prices dropping by 30% creating another housing crash?  This is still a lot of volatility with interest rates which is causing housing affordability to still be a problem.  In turn this is causing the market to continue to slow causing sellers to reduce house prices.  In today's live we are going to address your mortgage and rea...

Are we headed for a housing recession or better yet a housing crash?  Is there even a such thing as a housing recession?  Why are so many people talking about the idea of a housing recession right now?  What happens during a normal recession and how will that affect the housing market?  In this video, we discuss the idea of a housing recession and what it means for you to help...

The Housing Market Slowdown is now in Full Effect with peaking inventory and demand on top of rising interest rates.  Should you buy now or wait for a housing market correction?   How will a recession affect real estate prices?  Is now a good time to buy?  We discuss all of this while we answer your questions to help you become The Educated HomeBuyer. Connect with me 👇 Je...

The housing market is once again shifting into a more normal market with houses sitting on the market a bit longer while many overpriced homes have to adjust their prices to get more inline with the shifting real estate market.  Is this the start to a housing crash or just a more normal housing market?  I this video, we discuss your real estate and mortgage questions LIVE to help you bec...

As the housing market continues to normalize, we expect to see house prices move more sideways than down but why?  Why are housing prices sticky to the upside?  In this episode, Josh and Jeb discuss the idea of house prices not declining during this period of normalization because of how homeowners think of their homes on top of the transaction fees involved and the cost of trying to fin...

Home Buyers are cancelling contracts causing home builders to put the breaks on building causing home buyer sentiment to reach a decade low.  In this video, we will discuss the current state of the housing market and answer your mortgage and real estate questions LIVE to help you become The Educated HomeBuyer. Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) D...

What does the future of the housing market look like as we continue to see inflation, rising interest rates, rising inventory and a seasonal slowdown as we head into the fall real estate market? Is the Housing Market Headed into the toilet with lower house prices ahead? Should you Buy Now or Wait?  In this video, we will discuss the current state of the housing market and answer your mortgage...

Are you a first time home buyer with questions about getting pre-approved to buy a house?  How long do you need to be on your job?  Can you have gaps in your employment?  How long is the pre-approval good for?   In this episode, we discuss these commonly asked questions in addition to others that we commonly get in order to help you become The Educated Homebuyer. Connect w...

The Housing Market Market remains strong even with rising inflation, rising interest rates, additional supply and less buyer demand but are we headed for a housing market reset? Should you Buy Now or Wait?  What does the remainder of 2022 look like as a first time home buyer?  In this video, we are going to discuss the latest CPI reading as well as what the FED is planning to help you na...

Are you a first time home buyer with questions about getting pre-approved to buy a house?  What is the minimum credit score?  How much money do you need for a down payment?  How much are the closing costs?  How much money do I need to have in the bank?  In this episode, we discuss these commonly asked questions in addition to others that we commonly get in order to help yo...

Are you gambling by buying a house in this Housing Market?  With the FED raising interest rates, inflation soaring and a recession looming, is now the right time to become a homeowner?  What does the future of Real Estate look like in 2022?  In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become T...

Are you a first time home buyer wondering about seller paid buydowns?  What is a seller paid buydown?  How does a buy down work?  Who pays for a Seller paid buy down? What's the difference between a permanent buydown vs a temporary buydown?  In this episode, we are going to discuss How to Use Seller Paid Buydowns To Get A Lower Interest Rate and how they benefit both the buyer...

With the FED raising interest rates, inflation soaring and a recession looming, is the housing market out of reach for first time home buyers?  Even though we have seen the housing market shift with more inventory and slowing buyer demand, house prices remain high making it challenging for home buyers looking to enter the real estate market.  Should you Buy Now or Wait for "The Crash"? I...

Are you currently in the real estate market as a homebuyer and wondering about seller credits?  What is a seller credit?   How do seller concessions work? Can the seller give you a credit towards closing costs? Is there a limit to what the seller can pay for a buyer?  What can seller credits be used for when buying a home?  In this episode, we take a deep dive into seller...

The Housing Market is Finally Starting to get back to normal with homes sitting a bit longer,  demand dropping and more price drops. At the same time, Housing Affordability is Reaching a 15 month low along with Consumer Confidence hitting a 16 Month low while the FED is continuing to raise interest rates.  How will this affect the Housing Market and House Prices?  Should you Buy Now...

Are you a first time home buyer wondering where interest rates are headed?  Will they continue to rise or is there a chance that we could see lower interest rates in the future?  What affects mortgage interest rates?  What could cause interest rates to move higher?  What could cause interest rates to move lower?  In this episode, Josh and Jeb discuss interest rates, their...

We are entering a new housing market with rising inventory and slowing buyer demand.   Does a new housing market mean prices are going to crash? How will the FED and rising interest rates affect The Real Estate Market?  Should you wait to buy a house?  In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to h...

Are you looking to buy low and sell high with regards to real estate or are you looking for a place to call home?  Is it even possible to time the real estate market?  What does timing the housing market mean?  Who should be worried about timing the market?  Who's at the greatest risk of trying to time the market?  In this episode, Josh and Jeb discuss the idea of trying t...