The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

House prices are forecasted to continue declining along with many forecasting higher interest rates.  What does that mean for the future of the Housing Market As We Head Into 2023?  Should you buy now or wait for a housing collapse? In this LIVE, we discuss the last housing market data in  addition to answering your first time home buyer questions to help you navigate buying a house...

Are you a first time home buyer wondering what happens once your offer gets accepted to buy a house?  What's the timeline of buying a home?  How does the process flow once you have an accepted purchase contract?  In this episode, we touch on the escrow process of buying a house and discuss each step in that process to help you become The Educated HomeBuyer. Connect with me 👇 Jeb Sm...

What will the housing market look like in 2023?  Should you Buy Now or Wait?  What will housing affordability look like in the new year? Will Housing Prices Crash?  In this episode, we discuss our housing market forecast on inflation, interest rates, supply, demand as well as the direction of house prices in 2023. Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county...

Homes sales tumbled 7% in November, down for 10th straight month while mortgage interest rates are back on the rise.  Should you buy now or wait for a housing collapse?  What does that mean for The Future of the Housing Market As We Head Into 2023?  In this LIVE, we discuss both real estate and mortgage in addition to answering your first time home buyer questions to help you naviga...

You found a house, now what?  What goes into writing an offer on a house?  What do you need to consider? What does the process look like as a first time home buyer when it comes to writing your first offer?  What do you need to consider when making an offer to buy a house?  What are contingencies contingency timeframes and why are they important?  Who pays for what fees wh...

Mortgage Interest Rates are sitting at 3 month lows after CPI data came in better than expected. At the same time, The FED projects raising rates as high as 5.1% before ending inflation battle. What does that mean for The Future of Mortgage Rates As We Head Into 2023? In this LIVE, we discuss the current state of the Housing Market to help you become The Educated HomeBuyer. Connect with me 👇 Jeb...

You found a house, now what?  What goes into writing an offer on a house?  What do you need to consider? What does the process look like as a first time home buyer when it comes to writing your first offer?  What do you need to consider when making an offer to buy a house?  What are contingencies contingency timeframes and why are they important?  Who pays for what fees wh...

What does the Housing Market Forecast look like as we head into 2023?   Will we continue to see house prices move down and interest rates move up or will we see real estate heat up as we head into the Spring Selling Season? What does that mean if you're a first time home buyer?  Should you buy now or wait?   In this LIVE, we will provide a real estate market update and ans...

Why is homeownership important in building wealth?  Why do renters die broke?  What are the pros and cons of homeownership?  How important is the power of leverage when it comes to buying a house?  In today's episode we discuss the idea of renters die broke and why homeowners have a 44x greater net worth than those of renters. Connect with me 👇 Jeb Smith (huntington beach Real...

Will the Housing Market look any different in 2023?  How do you prepare to buy a house as a first time home buyer?  Should you BUY NOW or WAIT for Prices to Fall and Mortgage Rates to come back down? Will we continue to see house prices move down or will we see the Housing Market Heat up as we head into the Spring Selling Season?   In this LIVE, we will provide a real estate ma...

Are you a first time home buyer that's been pre-approved but wondering about the next steps?  Do you contact a Realtor first or a Lender first? When should you start looking at houses?  How early is too early to start the home buying process?  What does the process look like after the pre-approval?  In this episode, we discuss the steps after the mortgage pre-approval proc...

Will the Real Estate Market look any different in 2023?  Should you BUY NOW or WAIT for a Housing Crash? Will we continue to see house prices move down or will we see the Housing Market Heat up as we head into the Spring Selling Season?   Will it be easier as a first time home buyer? In this LIVE, we will provide a real estate market update and answer any questions you have about Mo...

Are you a first time home buyer considering buying a home in 2023 but unsure where to start?  Should you Buy Now or Wait?  When should you start the pre-approval process?  How early is too early to start the home buying process?  What's the difference between a pre-qual and a pre-approval? What documents are required for a pre-approval?  How long will the pre-approval proc...

Home prices and Home Sales are declining while Interest Rates and inflation continue to run wild putting brakes on the Housing Market.  My housing market prediction is that the housing market will continue to slow for the next few months partly due to affordability and partly due to seasonality.  What will 2023 look like for the Housing Market?  Will interest rates reverse course or...

This is part 2 of everything you need to know about credit when it comes to buying a house.  How can you improve your credit score?  What do you do if you don't have a credit score?  What's the difference between collection accounts and charge offs when dealing with credit. In this episode, we take a deep dive into the world of credit and credit scores where we discuss the cred...

What will 2023 look like for the Housing Market?  Will interest rates reverse course or will they continue to move higher in the face of rising inflation?  Should you but now or wait for house prices to crash?  In this episode, we discuss the current state of the real estate market, where we see mortgage interest rates headed in addition to talking to Real Estate Expert,  @Shah...

How important is your credit score when it comes to buying a house and getting a mortgage?  What is a good credit score?  What's the minimum credit score you need to qualify? What factors make up your credit score?  In this episode, we take a deep dive into the world of credit and credit scores where we discuss the credit score model, the changes coming and how to maximize your cred...

As mortgage rates hit 20 year highs, many of the top housing markets across the country are bracing for a housing correction as home buyer affordability continues to plummet.  Should you buy now or wait for a housing crash?  Will we start to see foreclosures as a result of vanishing equity.  In this episode, we talk to Tampa Bay Real Estate Expert,  @Melanie Loves Tampa Bay&nbs...

As a first time home buyer going through the pre-approval process there are at least 10 Red Flags To Look Out For When Working With a Mortgage Lender in today's real estate market.  In this episode, we discuss what to look out for when having conversations with lenders just to make sure you're not putting yourself in a bad situation to help you become The Educated HomeBuyer. Connect with me...

Sales in some of the hottest markets are down around 30% YoY (all of California was down 30%), whereas in other markets, sales are only down in the teens YoY.  What does this mean for house prices?  Is now a good time to buy or should you wait for a housing crash?  In this episode we discuss everything you need to know to buy right, borrow smart and build wealth through real estate ownership and f...

The housing market is continuing to slow with higher interest rates and lower buyer demand but there are still opportunities in this housing market.  Which homes are still fetching a premium and selling quickly?  Which are homes are sitting on the market longer with sellers lowering their prices?  Where are the opportunities in this real estate market? In this episode, Josh and Jeb...

This is a scary time for home buyers right now with Interest Rates pushing towards 8% while Inflation continues to move higher.  What does all of this mean for the future of house prices? In this live, we will answer your mortgage and real estate questions to help you make sense of this crazy market and help you become The Educated HomeBuyer Connect with me 👇 Jeb Smith (huntington beach Real...

Are you a first time home buyer wondering if you should buy now or wait?  What should you be doing while preparing to buy a house in a shifting house market?  What things should you focus on so that when you're ready, you're in the best position to take advantage of the real estate market with the best terms.  In this episode, we discuss which items will give you the most bang for y...

Fannie Mae recently said that House Sales are going to NOSEDIVE in 2023 while at the same time saying they only expect the average home price to decline 1.5% in 2023.  Should you Buy Now or Wait? When will interest rates decline?   What does all of this mean for the future of house prices? In this live, we will answer your mortgage and real estate questions to help you make sense of...

Are you waiting for lower house prices or lower interest rates?  How do interest rates affect housing affordability versus lower house prices?  In this episode, we discuss the 3 factors that make up the housing affordability equation and which will have the greatest benefit on homebuyers affordability when buying a house in the current housing market.  We also give examples of the c...