The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

What does the 2024 Housing Market Look like? Logan Mohtashami, an economist with Housingwire, discusses the dynamics of the housing market, including the impact of mortgage rates and the Federal Reserve's policy. He explains the concept of real rates and the Fed's rate cuts. Logan also shares his forecast for mortgage rates in 2024 and the potential impact on mortgage applications and sale...

Mortgage Interest Rates Just Cooled To The Lowest Level Since July After Hitting 23 Year Highs In October. This dip in interest rates has caused buyer demand to jump but the Housing Market still needs more inventory in addition to further stability. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest empl...

Are you a first time home buyer wondering if the dream of homeownership is dead? Is the Housing Market Stable or will 2024 be the year of a housing crash? What has to change for housing affordability to improve? What should you consider when buying a house in the 2024 housing market? In this episode, we discuss the current housing market and what you should be thinking about when buying a home in...

Redfin believes there will be a shift in the 2024 housing market with home prices falling 1%, new listings ticking up along with mortgage rates declining and home sales increasing 5% by year end. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand...

Are you a first time home buyer wondering what the "real" cost is when buying a house? What things do you need to consider outside of down payment and closing costs when going through the homebuying process? In this episode, we discuss tthe true cost of buying a house to help you think beyond the basics in order to help you become The Educated HomeBuyer. ✅ - Want to get connected with u...

Mortgage Rates Have Dropped 1% And Buyer Demand Has Risen for 5 Straight Weeks as Housing Affordability Improves. Will This Trend Continue into The 2024 Housing Market? Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 20...

The Future Of Mortgage Rates In 2024 Will Largely Depend On What Happens In The Economy. Have We Seen The Peak In Mortgage Interest Rates? What factors will continue to affect mortgage rates in 2024? How low can mortgage rates actually go ? How will this affect the 2024 Housing Market? In this episode, we had the pleasure to speak with Matt Graham, COO of MBS Live to discuss the future of mortgage...

The Median New Home Price is Down 18% from the Peak as new home sales decrease to 679,000 in October on a seasonally adjusted basis. With that new home sales are close to pre-pandemic levels. How will this affect the 2024 housing market? Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helpi...

Are you a first time home buyer wondering how to build a second home for a mother in law suite (granny flat) or for additional income? What is an ADU? Who wants Accessory Dwelling Units? Why are ADUs desirable? In this episode, we explore everything around ADU's including mortgage finanacing as we help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert i...

The 2024 Housing Market Will Consist of Lower Mortgage Rates and a 15% Jump in Exising Home Sales according to NAR's Lawrence Yun. How will these changes affect House Prices? Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller...

The Future Of The 2024 Housing Market Will Largely Depend On What Happens To Mortgage Rates and Housing Affordability. Will The Housing Market Crash in 2024? Where Are Mortgage Interest Rates Headed? How will a slowing economy affect housing affordability? In this episode, we had the pleasure to speak with Barry Habib, CEO of MBS Highway to discuss the futur e of the housing market as we help you...

The U.S. housing market is the least affordable since 1984, requiring nearly 41% of the median household income for mortgage payments on a median-priced home, as per Intercontinental Exchange (ICE) research. This housing affordability crisis, worsened by high inflation, results in housing costs consuming a larger portion of incomes, alongside other rising expenses like gas and groceries. How will...

Are you a first time home buyer wondering how to house hack and buy a multifamily property with a minimal down payment? What mortgage options do you have when buying units while house hacking? What are the pros and cons of house hacking? In this episode, we discuss what you have to consider if you're trying to house hack to buy a multifamily home with a minimal down payment as we help you beco...

Mortgage Rates Just Pulled Back From 23 Year Highs after the FED signaled that rate hikes are likely over, in addition to seeing signs that the economy might be softening a bit! Are we still headed for a recession? How will this affect the Housing Market? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you und...

Are you a first time home buyer wondering what goes into the mortgage underwriting process when buying a home? What is manual underwriting and why is it important? How is different from getting automated underwriting? What happens during the manual underwriting process? What does the underwriter review when deciding on whether or not to approve your mortgage loan? In this episode, we discuss the d...

Are you a first-time home buyer feeling overwhelmed by the thought of the 2024 housing market? Should you buy or rent? What should you consider if you're buying a house in 2024? Join us for a live Q&A session where our real estate experts will answer all your burning questions and provide you with the insights you need to make informed decisions on your journey to homeownership. In additio...

Are you in the market to buy a home and wondering the differences between appraisal vs home inspection when buying a house? How does an appraisal work? How does a home inspection work? In this video we discuss how the appraisal process works along with how the home inspection process works as we help you become The Educated HomeBuyer ✅ - Want to get connected with us or to a local expert in your...

Housing Prices Just Peaked for the 6th Straight Month While Mortgage Demand Falls To The lowest level since 1995 as mortgage interest rates peak above 8%. This is causing home sales to slide to the lowest pace since 2010 while the interest expense on our federal debt has increased more in the last 3 years than in the last 50 years prior. How will this affect the Housing Market? In this live episod...

Should you prepare for a housing market crash as Baby Boomers age, potentially flooding it with a quarter of currently owner-occupied homes over the next two decades? How will the silver tsunami affect house prices over the next decade? Should you buy now or wait? In this video we discuss housing and demographics and how that will shift the housing market as we help you become The Educated HomeBuy...

Mortgage rates have not just risen; they've exploded, toppling 7.5% for the first time since the tumultuous year of 2000, and average US mortgage payments have followed suit, skyrocketing a horrifying 46% in a single year. Home loan applications have plummeted to the lowest depths since the 1990s, reflecting a mortgage demand at its feeblest since 1996 amidst an ‘inventory crisis’. Is housing,...

Navigating through the complex journey of the current housing market, particularly for millennials, can feel like an uphill battle. In today’s deep-dive, we explore the historical context of homeownership rates, the profound psychological and social implications of owning a home, and the tangible roadblocks standing in the way of unlocking that front door. From the aftermath of the 2008 financial...

Mortgage rates soar to staggering 23-year highs, yet amidst this chaos, the Fed's key inflation indicator hints at a slowdown. As rates hover around 7.5%, pending home sales and prices are in the crosshairs. Join us LIVE as we break down the latest economic twists and turn, diving deep into what this means for you, whether you're buying or selling. Tonight's Slides - https://docs.googl...

In an era where mortgage interest rates are skyrocketing, assumable mortgages emerge as the underdog hero for savvy home buyers. But are they really the silver bullet solution in this tumultuous housing market? Dive into this explosive topic with us as we uncover the hidden pros and cons as we help you become The Educated HomeBuyer ✅ - Want to get connected with us or to a local expert in your ma...

Mortgage Rates Jump To 23 Year Highs while The Fed's favorite inflation measure, personal consumpution expenditures, is showing signs of easing. Mortgage rates have climbed above 7.5% putting pressure on pending home sales and house prices. Are we seeing a shift in the housing market? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and e...

44 Million Borrowers in the US will have to start their student loan repayment as of October 1 2023. Federal student loan repayments were paused in March 2020 and extended 8 different times essentially putting between $200-300 of income back into their pockets. How will this change in student debt affect the housing market? Will student loan repayments crash the housing market? In this episode we...