The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

The National Association Of Realtor Just Settled NOT only changing the housing market forever but making it more expensive for first time home buyers to buy a home. What does this settlement mean for a first time home buyer in the 2024 housing market? How will this impact house prices moving forward? Are commissions dead for buyers agents? In this episode, we take a deep dive into Real Estate Comm...

The National Association Of Realtor Just Settled NOT only changing the housing market forever but making it more expensive to buy a home. What does this settlement mean for a home buyer in the 2024 housing market? Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helpi...

Are you a first time home buyer wondering which loan down mortgage is right for you in the 2024 housing market? What are the differences in FHA, VA, Conventional and USDA? What are the down payment requirements, credit requirements, DTI requirements, income requirements and mortgage insurance requirements for the FHA Loan, Conventional Loan, VA Loan and USDA Loan. Which loan program offers the low...

Housing Inventory Is 21% Higher Than 2023 and continuing to climb as Mortgage Rates remain above 7%. The belief is if mortgage interest rates continue to climb then inventory will also climb and could reach 40% more homes by July unless mortgage rates fall from these levels. In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employ...

Are you a first time home buyer with questions and concerns about buying a house in the 2024 housing market? How much should you put down? What type of loan should you do? How much are the closing costs? We gathered input from over 4,000 inquires from first time home buyers who have put an inquiry on my website and digested it down to the most common concerns that home buyers have so we can help y...

The 2024 Housing Market Is Starting To Gain Traction as we head into the spring housing market. When will we see more inventory? When will mortgage rates go down? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing...

The Presidential Election Is Around The Corner And Could Have A HUGE Impact On the Housing Market. Should you buy now or wait to see what happens with the election results? How does a change in presidency impact housing? Do politics have any impact on housing affordability? In this episode, we discuss why the election between Donald Trump and Joe Biden may be a non issue when it comes to the futur...

The median home price reached an all-time high for the month of January as the housing market remains strong due to low inventory and strong buyer demand. When is the best time to buy a home? What factors do you need to consider when buying a house in 2024? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic...

Should You Buy Now Or Wait for The Housing Market To Improve? What are the risks of buying a house in 2024? What is the risk of not buying a house in 2024? In this episode, we discuss why right now might be the best time to buy a house in the 2024 housing market. ✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert 🎙- The Educated Home Buyer Po...

House Prices are a function of supply and demand. Currently demand still outweighs supply in most US Housing Markets. Will 2024 be better or worse than the 2023 housing market? Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects yo...

Are you a first time home buyer considering buying a home in 2024 but unsure about using an FHA Loan because of something you heard? Is FHA a bad loan? Which loan program is right for you? What are the fha loan requirements? In this conversation, Josh Lewis and Jeb Smith debunk the top myths and misconceptions about FHA loans to help you become The Educated HomeBuyer. ✅ - Get connected with us or...

Inflation just came in hotter than expected sending interest rates to the highest levels we have seen in months. How will this affect the Housing Market? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market....

Credit scores are the most important piece of the home buying process as it affects your interest rate, housing payment and ultimately how much home you can afford to purchase. In this episode, we discuss the relationship between credit scores and interest rates, as well as the different loan options available based on credit scores. The conversation also covers the importance of compensating fact...

The FED just signaled that Interert Rate Cuts Aren't Coming Anytime Soon! Should you BUY NOW or WAIT for Lower Mortgage Rates? What does these mean for house prices? When will housing affordability improve? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affe...

The Fed's restrictive policies continue to impact the housing market which has led to a lack of supply and high prices. When will the fed lower interest rates? In this conversation, Jeb Smith and Josh Lewis discuss the current housing market conditions and why the Fed has not made a pivot yet. They explore the impact of real interest rates and the Fed funds rate on the economy. The conversatio...

Another Fed meeting with lots of words but no action. Powell and the Fed say they like what they see on the inflation front but they need to see more. What does it mean for the housing market that they Fed does not plan to cut rates at the March meeting? Will rates stay elevated? Will sellers NOT list their homes and keep supply tight pushing prices higher? Tune in as we go through all the info yo...

The Cost To Buy A House Is About To Go Up as the the recent NAR lawsuit is redefining seller-paid commission structures. This change is going to have implications for buyers, sellers, and real estate professionals and likely make the process more complicated when buying a house in 2024. In this episode, we delve into the challenges of buyer representation, especially when the listing agent is invo...

Will the Housing Market become more affordable in 2024? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices set record highs or will we see the Housing Market slow down as mortgage interest rates hover around 7%? Will it be easier as a first time home buyer? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as wel...

DO NOT BUY A HOUSE Without Preparing First. This conversation covers the step-by-step process of buying a home, emphasizing the importance of preparation and working with professionals. It starts with the decision to become a homeowner and the need for pre-approval. The conversation then moves on to writing an offer, negotiating the terms, and understanding contingencies in the 2024 housing market...

Housing Inventory Is Growing and Price Reductions Are Dropping Which Is Exactly What We Would Expect For This Time Of Year! Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. To...

The Housing Market Has A Lot Of Lessons to teach first time home buyers. n this episode, Jeb Smith and Josh Lewis reflect on their two years of consistently providing valuable insights on mortgages, real estate, and life lessons. They discuss the unpredictability of the market and the importance of analyzing data to make informed decisions when buying a house in this crazy housing market. They als...

Are you a first time home buyer wondering what the 2024 housing market has in store? Will we see house prices continue to climb upward or is 2024 the year of the housing crash? Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects yo...

Where is the housing market headed into 2024? Is this the year of lower rates and more inventory or a housing market crash? In this episode, Jeb Smith and Josh Lewis discuss their forecast for the housing market in 2024. They analyze factors such as wage growth, interest rates, inflation, and inventory levels to determine the direction of home sales and prices. They expect wage growth to increase...

What will the 2024 California Housing Market Look like? Steven Thomas discusses the unique benefits of utilizing semi-private data from the multiple listing service, providing a more accurate and forward-looking view of the real estate market. He emphasizes the importance of frequent data compilation and the impact of interest rates on inventory and affordability. Steven also addresses market perf...

The 2024 housing market will be driven by lower mortgage interest rates and higher house prices. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https:...