Brad Nelson

The Debt Free Dad Podcast

Education EN ↓ 403 episodes

Money and personal finance are one of the leading causes of stress among adults, but it doesn't have to be that way. By mastering the basics, you can completely change your entire life. On the show, Brad shares tips, tricks, and life lessons that have helped him, and thousands of others save and pay off millions of dollars. If you're looking for financial freedom, you've come to the right place. The show will also cover topics like singles and money, marriage and money, kids and money, small business, entrepreneurship, self-development, online business, side hustles, and guest interviews. By l...

Author

Brad Nelson

Episodes

99. Understanding the Difference Between an Expense and Investment 23.11.2021 30:22

Welcome to episode #99 of the Debt Free Dad podcast. Is the 'broke person mentality' keeping you stuck? It very well could be, especially when it comes to determining the difference between an investment and an expense. Today we are going to discuss the major difference between expenses and investments, and why it's critical for you to understand this as well. What You'll Learn...

98. How to Say NO and Not Feel Guilty 16.11.2021 27:26

Welcome to episode #98 of the Debt Free Dad podcast. When getting out of debt and taking control of your finances, it's imperative that you get better at saying NO! But here's the deal, saying NO to yourself, to your kids, to your partner, to your family, to your friends, IS SUPER HARD. Today we are going to be sharing some helpful tips to make it easier to say NO without feeling guilty....

97. Is Debt Consolidation a Good Option? 09.11.2021 29:03

Welcome to episode #97 of the Debt Free Dad podcast. I get this question a lot, "Brad, I am considering debt consolidation to help me save interest and to lower my monthly payments. Is this a good option?" We are going to answer this question on today's show. What You'll Learn Should you consider debt consolidation as a way to get out of debt faster? Learn the dangers of conso...

96. Direct Sales - Real Deal or Waste of Money? 02.11.2021 32:10

Welcome to episode #96 of the Debt Free Dad podcast. So you're looking to make some extra cash to help you build your ER fund, pay down debt, or pay cash for an upcoming purchase. Is direct sales a good option? We're going to talk about it on today's show. What You'll Learn Can you really make money in direct sales? We have some firsthand experience we'd like to share. Dis...

95. 6 BIG Budgeting Mistakes People Make With Their Money 26.10.2021 26:04

Welcome to episode #95 of the Debt Free Dad podcast. So you started your budget, but you're having some challenges. Today we are revealing the six biggest budgeting mistakes people make and what causes them to quit. What You'll Learn Discover the mistakes that are poisonous to your budget. If you do these, your budget is doomed! Get tips to overcome common mistakes when budgeting. Learn...

94. How I Paid Off Over $35,000 On A Single Income 19.10.2021 32:12

Welcome to episode #94 of the Debt Free Dad podcast. Today I am excited to welcome Jeannie Bodnar to the show. Jeannie is a Roots member and today she is here to share how she paid off over $35,000 in the last two years on a single income. What You'll Learn Discover how Jeannie paid off over $35,000 in just two years on a single income. Hear how she completely changed her mindset and budgeti...

93. How I Saved and Paid Off Nearly $100,000 As A Single Mom 12.10.2021 39:51

Welcome to episode #93 of the Debt Free Dad podcast. Today I have an amazing guest joining us...Bobbi Johnston. Bobbi joined Roots about three years ago, and as a single mom, paid off over $80,000. Today she is here to share her journey and how she did it. What You'll Learn Discover how Bobbi saved and paid off nearly $100,000 in just a few years. Hear how improving her finances has massivel...

92. When and How To Start Saving For Your Kids 05.10.2021 37:21

Welcome to episode #92 of the Debt Free Dad podcast. I get this question often, "Brad, I want to start saving for my kids. When and how should I start doing it if I am still paying down my debt and building my emergency fund?" We are going to answer this question and discuss this on today's show! What You'll Learn Learn when and how to start saving for your kids if you're...

91. Tips To Reduce Holiday Financial Stress 28.09.2021 30:29

Welcome to episode #91 of the Debt Free Dad podcast. Guys it's coming... it's actually less than three months away... YES, the holiday shopping season is approaching and today we are sharing tips to help you prepare early so you can have more time to enjoy the holidays and not stress. What You'll Learn Discover why it's so important to have a plan for the holidays, and it'...

90. We're Debt Free! Here's What We Splurge and Cheap Out On! 21.09.2021 40:51

Welcome to episode #90 of the Debt Free Dad podcast. Ryan, Amber and myself are all debt free outside of our mortgages. I have often been asked, are you cheap? What do you spend money on and what do you cheap out on? So today we are going to be sharing the things we cheap out on, and the things we splurge on when it comes to our purchases. What You'll Learn WE'RE DEBT FREE, but does that...

89. re Kids Being Groomed Into Debt and Payments? 14.09.2021 27:37

Welcome to episode #89 of the Debt Free Dad podcast. So my daughter received a gift at her two year old birthday party and one of the gifts included something that shocked me, a toy credit card. This toy credit card got me thinking, are we grooming our kids to believe that credit cards and debt are normal with cute little toys like this? What You'll Learn Do toy credit cards normalize debt an...

88. The Reality of Buy Now Pay Later Programs 07.09.2021 24:47

Welcome to episode #88 of the Debt Free Dad podcast. Same as cash offers and financing along with Buy Now Pay Later programs, which seem to be everywhere when you shop online are gaining popularity. But are these programs ones you should be using to make your purchases? Afterall, Brad, they aren't charging me any fees it's free money! But is it? What You'll Learn Discover the realit...

87. Are Your Kids' Extracurricular Expenses Stressing Out Your Finances? 31.08.2021 29:38

Welcome to episode #87 of the Debt Free Dad podcast. Check this out, 8 in 10 parents think their child's competitive or extracurricular activity could one day lead to income, and over half admit they spend more than they can afford on extracurriculars, and 64% of parents admit they are stressed out about paying for their child's extracurricular activities. So are these types of activitie...

86. Busting The Myth, "It's Not The Right Time!" 24.08.2021 22:50

Welcome to episode #86 of the Debt Free Dad podcast. Have you been on the fence about taking control of your finances and paying off your debt? Are you using the worn out excuse, "It's just not the right time." This excuse keeps so many people on the fence and today we are going to bust through it. What You'll Learn Listen in as we bust through the common excuse of, "It&ap...

85. Simple No Spend Challenges to Save Quick Money 17.08.2021 24:06

Welcome to episode #85 of the Debt Free Dad podcast. Are you looking for a way to pay off your debt faster, or build your emergency fund quicker? Or maybe you've really gotten off track with some of your spending and you're looking for a way to get back on the wagon. Today we are diving into the awesome power of No Spending Challenges. What You'll Learn Discover tips to begin your v...

84. How 'It's only a few dollars' Can Cost You BIG! 10.08.2021 28:31

Welcome to episode #84 of the Debt Free Dad podcast. Have you ever justified a purchase by saying, "It's only a few dollars!" I think we all have. But how much does a few dollars add up, especially when you think about all those small purchases we make. Today we are going to reveal the most common small purchases we are making, and just how much we are spending... it's pretty e...

83. How To Get Motivated and Dig Yourself Out Of Debt 03.08.2021 30:27

Welcome to episode #83 of the Debt Free Dad podcast. I got an email from one of our listeners asking this question, "Brad, I've been listening to your podcast. But I'm afraid to put in the work. I am finding it challenging to get myself motivated, along with telling myself that I will not be able to spend money frivolously. What can I do to overcome this so I can get myself in bette...

82. How I Saved and Paid Off $29,919.63 in 18 Months! 29.07.2021 25:23

Welcome to episode #82 of the Debt-Free Dad Podcast. Today I am excited to welcome Mary Southard to the show. Check this out, since Mary joined Roots 18 months ago, she has saved and paid off over $29,000! Today Mary is here to share just how she did it! What You'll Learn Learn how Mary and her family saved and paid off over $29,000 in 18 months. Discover what helped Mary the most in improvin...

81. How We Saved and Paid Off $383,926.60 in Two and a Half Years! 27.07.2021 39:10

Welcome to episode #81 of the Debt-Free Dad Podcast. Today I am excited to welcome Shannon Leardi to the show. Check this out, since Shannon and her husband joined Roots two and a half years ago, in January of 2019, they have saved and paid off over $383,926.60! Today Shannon is here to share just how they did it! What You'll Learn Learn how Shannon and her family saved and paid off over $383...

80. How to End The Financial Misery Cycle 20.07.2021 20:12

Welcome to episode #80 of the Debt Free Dad podcast. What could your life be like if you didn't have any payments? No I'm not kidding. Seriously I love this question, because most people never consider it. A life without payments, just imagine that for a second. I gotta tell you guys, it exists, and I believe anyone can reach it! Today we are going to be sharing some resources and an inc...

79. Why We Buy Crap We Don't Need 13.07.2021 34:40

Welcome to episode #79 of the Debt Free Dad podcast. Have you ever looked around at the stuff in your house and thought, "Why did I buy this?" You may have those clothes with the tags still on them, or some tools that are just collecting dust, you might even have a pile of stuff just waiting to be donated just to get rid of it. Well, you're not alone! Today we are going to talk abou...

78. How to Use Sinking Funds and Stay Out Of Debt 06.07.2021 26:02

Welcome to episode #78 of the Debt Free Dad podcast. Today we are talking about a powerful tool called sinking funds. I LOVE SINKING FUNDS, and they are a great way to prepare for future purchases, stay out of debt, and it will help break the habit of using debt. What You'll Learn Learn about one of the best tools to stay out of debt. Discover that paying cash can save you even more cash! Get...

77. How To Welcome More Financial Freedom Into Your Life 29.06.2021 26:00

Welcome to episode #77 of the Debt Free Dad podcast. We are about to celebrate our independence and freedom as a nation, but the question is, are you really free, and I am speaking in terms of your finances. Are you truly free, or do your financial challenges keep you trapped? And if they do, we are going to share some ways to welcome more financial freedom into your life. What You'll Learn W...

76. How We Saved and Paid Off $232,559.28 in Four Years 22.06.2021 20:39

Welcome to episode #76 of the Debt-Free Dad Podcast. Today I am excited to welcome Chantal and Stephan Perron to the show. Check this out, since they joined Roots four years ago, they have saved and paid off over $232,559.28! Today they are here to share how they did it! What You'll Learn Learn how Chantal and Stephan saved and paid off over $232,000 in just four years. Discover how they did...

75. How We Bought a Home Without a Credit Score! 15.06.2021 25:53

Welcome to episode #75 of the Debt Free Dad podcast. One of the biggest arguments I hear about credit scores is, you need to have a credit score, more importantly a good one, to buy a home. But do you? My wife and I just got a mortgage with NO credit score. How is that even possible? We are going to talk about it on today's show. What You'll Learn Learn how Brad, and his wife, Sarah, bou...