The Debt Free Dad Podcast

Welcome to episode #124 of the Debt Free Dad Podcast. I came across an article that featured a recent study, the headline read, '45% of millennials have no idea how much money is in their bank account!'... WOW! Even I was shocked by this, we are going to share our reaction and thoughts to this study. What You'll Learn Listen to our take on this most recent survey of 2,000 millennial...

Welcome to episode #123 of the Debt Free Dad Podcast. I get this question a lot, "Brad, I want to get out of debt fast! How can I reach debt freedom the fastest way possible?" Awesome question... we're going to talk about it on today's show! What You'll Learn What are the secrets to getting out of debt fast? Discover what slows a lot of people down, and it's not incom...

Welcome to episode #122 of the Debt Free Dad Podcast. As I was prepping for a workshop, I came across an article that featured a recent survey. The survey found that 7 out of 10 people are living paycheck to paycheck, and 63% of people don't feel they will ever live the lifestyle they want to live... Wow... we are going to talk about this and some of the other findings on the show. What You&a...

Welcome to episode #121 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Patrice Johnson. Patrice started listening to the podcast in December of 2021, she joined Roots one month later, and since then has saved and paid off $36,587 in just four months! Today she is joining me to share her journey, and how she's made such amazing progress. What You'll Learn Discover...

Welcome to episode #120 of the Debt Free Dad Podcast. Inflation is a hot topic. Prices are rising on a lot of products especially when it comes to filling up your gas tank and buying food for your family. I've been getting questions, "Brad, what are some tips to help me with inflation?" We are going to talk about some strategies on today's show. What You'll Learn Is there...

Welcome to episode #119 of the Debt Free Dad Podcast. Today we are reacting to a credit card offer that came in the mail to Ryan's son Josh as he was preparing to start college. So they don't market to kids and parents about debt, huh? Wanna make a bet? We are going to talk about it on today's show. What You'll Learn Listen in as we walk through a credit card offer targeting co...

Welcome to episode #118 of the Debt Free Dad Podcast. If we were to give our younger selves financial advice based on what we know today, what would it be? We are going to talk about it on today's show! What You'll Learn If we had to start over, what financial advice would we give ourselves knowing what we know now?  Hear what we feel would've made the biggest difference in our live...

Welcome to episode #117 of the Debt Free Dad Podcast. Today I am welcoming back Sami Schopper. Sami was on our podcast a year ago, where she celebrated saving and paying off over $30,000 in just eight months becoming debt free. I invited Sami back to the show to see where she is at now, and if it was possible for her to stay out of debt, and what challenges and wins she experienced over this last...

Welcome to episode 116 of the Debt Free Dad Podcast. There are so many people who settle for average or "we're getting by" when it comes to their finances. But what if things could be so much better with just a little extra effort? A stress free financial life is more obtainable than you think and we are going to talk about it on today's show. What You'll Learn Are you ok...

Welcome to episode #115 of the Debt Free Dad Podcast. Today we are reacting to Payday Loan Commercials, but more importantly, we want to point out how the financial industry is using some slick marketing messages and touching on pain points most people deal with to sell debt products, and to get us to believe that it's normal. What You'll Learn Listen and watch as we react to payday loan...

Welcome to episode #114 of the Debt Free Dad Podcast. Today we are going to be revealing the #1 cause of financial failure, and really any type of failure. This is the silent killer for any type of goal you want to reach, especially when it comes to getting out of debt. Find out what it is on today's show. What You'll Learn Discover the #1 cause of financial failure. And no, it's no...

Welcome to episode #113 of the Debt Free Dad Podcast. Today we are taking your financial questions, and we've got some good ones. Today we are going to cover sinking funds, irregular income, budgeting, medical bills, fixed incomes, and so much more! We can't wait to dive into these questions and give you our take. What You'll Learn When is a good time to start saving for kids, and h...

Welcome to episode #112 of the Debt Free Dad Podcast. Today we are reacting to a few popular credit card commercials starring Kevin Hart who is advertising the Freedom Unlimited Card from JP Morgan Chase... listen in as we dive into this commercial and give our takes. What You'll Learn Hear our reactions to Kevin Hart's Freedom Unlimited Card commercial. It's easy to laugh at the po...

Welcome to episode #111 of the Debt Free Dad Podcast. Today I have two amazing guests joining us, Brian and Miranda Warren. Brian and Miranda started listening to the podcast and using the Debt Freedom Planner back in May of 2021. Since then, they've made some amazing progress, like saving and paying off nearly $22,000 combined and as of November of 2021 are credit card debt free! Today they...

Welcome to episode #110 of the Debt Free Dad Podcast. We get this question a lot, 'how is Debt Free Dad different than Dave Ramsey? Aren't you guys the same thing?' Ugh... killing me! We're going to talk about it on today's show! What You'll Learn Discover how Debt Free Dad differentiates itself from the popular Dave Ramsey.  Learn the key component to inspire you to...

Welcome to episode #109 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Amy Lane! Amy joined Roots in July of 2020, so about 18 months ago.  Since then she has paid off $31,355.72 in just 18 months as a single hard working mom. That's incredible. I invited Amy to join us today to share her journey and how she was able to make such amazing progress in just the last 18 m...

Welcome to episode #108 of the Debt Free Dad podcast. We are changing things up and we are doing our first reaction episode here on the Debt Free Dad podcast and today we are going to be watching and reacting to "Cracked Why Credit Cards Are a Scam". This is going to be good. What You'll Learn Hear our reactions to this spoof credit card commercial. It's easy to laugh at the po...

Welcome to episode #107 of the Debt Free Dad podcast. Today I have an amazing guest joining us...Cyndi Hanna. Cyndi started listening to the Debt Free Dad Podcast in late May of 2021, and eventually joined Roots soon after in July. Since then, between consumer debt and her mortgage, she has paid off $13,543.90, and added $1,000 to her savings in just the last six months! Wow! Today she is here to...

Welcome to episode #106 of the Debt Free Dad podcast. Have you ever used the excuse or reason, "I can't afford it!" to pass on an invitation, or a purchase? Of course, we all have! Especially if money is tight, and you're living paycheck to paycheck, which is a life myself, Ryan, and Amber have all lived. Today we are going to flip this saying, and today we are going to talk ab...

Welcome to episode #105 of the Debt-Free Dad Podcast. Well it’s official, 2022 is here, and we are back for a brand new season of the Debt Free Dad Podcast. Since it's a new year, today we want to talk about the power of goal setting. I will say from experience and as someone who has coached thousands of people, setting good and smart goals can really help you improve your finances. Having go...

(Replay) Welcome to episode #78 of the Debt Free Dad podcast. Today we are talking about a powerful tool called sinking funds. I LOVE SINKING FUNDS, and they are a great way to prepare for future purchases, stay out of debt, and it will help break the habit of using debt. What You'll Learn Learn about one of the best tools to stay out of debt. Discover that paying cash can save you even more...

(Replay) Welcome to episode #6 of the Debt-Free Dad Podcast. If you want to get out of debt, paying off debt isn’t the first step, I know that sounds crazy, but so many people make this critical mistake. In today’s show, we are going to reveal the first step you should focus on and give you some ways to make it happen. We are sharing tips to help you build your first emergency fund! If you want to...

(Replay) Welcome to episode #83 of the Debt Free Dad podcast. I got an email from one of our listeners asking this question, "Brad, I've been listening to your podcast. But I'm afraid to put in the work. I am finding it challenging to get myself motivated, along with telling myself that I will not be able to spend money frivolously. What can I do to overcome this so I can get myself...

(Replay) Welcome to episode #10 of The Debt Free Dad Podcast. There are some common beliefs about debt and money that are actually LIES. They ARE NOT TRUE! You may have heard the term, "Truthiness" But what does that even mean… and why does it matter to you when it comes to having success with money and getting out of debt? Find out in today's episode. In an Information Age driven b...

Welcome to episode #100 of the Debt Free Dad podcast. Today to celebrate our 100th episode, we are taking and answering your money questions! We've got questions about best ways to save, how to maintain credit if you want to get out of debt, auto loan refinancing, and should you feel guilty for prioritizing your finances over helping your own family? What You'll Learn Discover how you bu...