The Curve

CONTENT WARNING This episode touches on fertility struggles and the emotional weight of balancing family planning with career ambitions. If this is a sensitive topic for you, please take care of yourself, it's okay to come back to this one when you're ready. What if the tension between your career and your personal life isn't a you problem, it's a system problem? In this episode, Soph sits down wi...

Everyone's talking about Anthropic (the AI company behind Claude), and it’s plans to go public at a valuation of nearly a trillion dollars. But is this the dawn of a new era, or are we living through dot-com déjà vu? We break down what Anthropic's IPO actually means for everyday investors, why a company that's only just turning profitable could be worth that much, and whether we should all be very...

Hannah Koumakis (aka the internet’s favourite budgeting girl) is joining us for the next three episodes of IOU (Some Money Education), taking over from Lucy Blakiston, and she’s about to change the way you think about money. We start with Hannah’s story, from learning how to manage money at just seven years old to nannying for billionaire families in London - an experience that completely shifted...

Spotify's stock jumped 18% in one day and we're breaking down exactly why, plus what it means for artists, your playlist, and the music industry at large. We also get into why birth rates are falling globally and the one reason researchers are pointing to that nobody was expecting, Victoria's Secret's unlikely comeback (up 200% in a year and yes, there's a female CEO involved), and quick updates o...

Most money advice tells you to spend less and save more. But what if the real answer is just spending better? This week Sophie sits down with Fran (aka Martha Stewish), chartered accountant and personal finance creator you're going to want to follow, to talk through one of the most practical frameworks we've covered on the show. We dig into how to figure out your authentic spending code: the perso...

This week Vic's flying solo (miss you Soph!!), and she's brought the big stories. SpaceX has officially filed to go public, and it could be the largest IPO in history at a $2 trillion valuation. But is the hype justified? Vic breaks down what SpaceX actually is, what you'd be buying, and how everyday investors can get involved. Plus, Elon Musk's lawsuit against OpenAI gets thrown out of court in u...

This episode is, quite frankly, unhinged. Sophie sits down with Holly to hear one of the wildest relationship-and-money stories we’ve ever had on the podcast, involving property, trust, legal drama, a cancelled wedding, and the kind of plot twists that make you want to scream into a cushion. Without giving too much away, it’s a story about what can happen when love, money and home ownership get ta...

Lime is everywhere. A billion rides across 29 countries and 230 cities, and yet they're about to go public not because they're crushing it, but because they need the money. We break down what's really going on under the hood, what it means for investors, and whether this is a business worth backing. We also cover: - GameStop vs eBay: the board said no, but the CEO is going directly to shareholders...

We recorded an episode this week, edited it, and were ready to publish, then realised we hadn't done the topic justice. This is a short explanation of why we paused, and an open invitation to share your experience so we can cover this topic properly. If you'd like to share your experience or perspective, please feel free to leave a comment wherever youre listening or watching, you can email us at...

Over 300,000 jobs have gone in the US alone in the first four months of 2026, up 30% on last year. The people losing them are disproportionately women in white collar roles. The people profiting? Anyone with money in the stock market. This week we get into the real AI story: not just who's at risk, but how AI is quietly making the wealth divide wider. Plus: fuel reserves in Australia and New Zeala...

This week, Soph sits down with Lily from Pathfinder (https://pathfinder.kiwi/) to untangle the delightfully messy world of ethical investing aka, what happens when your money wants to grow, but your conscience would also like a word. Lily shares her own money story, from growing up in a household where “ordinary” was basically a swear word, to becoming the main earner in her family, to realising t...

This week, we’re doing what any normal finance podcast would do after seeing Olivia Dean live: immediately investigating her business model. From billion-stream hits to sold-out O2 shows, merch, brand deals and the very juicy question of who actually makes the money behind your favourite artist, we unpack how pop stardom turns into serious cash. We also look at the London Marathon’s massive boost...

In this episode of IOU (Some Money Education), we’re talking all about emergency funds - what they are, why they matter, and how much you might want to have set aside. Lucy, Soph and Vic unpack the role an emergency fund can play when life throws something unexpected your way, whether that’s a sudden medical bill, needing to leave a living situation quickly, or covering an essential expense withou...

Claude Design just disrupted an entire industry, and markets reacted instantly. We break down what this AI launch actually means, why companies like Adobe and Figma took a hit, and where the opportunity could be for investors as money starts shifting fast. But first… The Curve has had a full rebrand (yes, we’re obsessed, yes we read every comment). Then we get into the oil situation that’s quietly...

Frances Cook knows a ridiculous amount about money, but in this episode, she proves that knowing the rules and living them perfectly are two very different things. We get into the real stuff: the money habits shaped by childhood, the scarcity mindset that lingers long after your bank balance changes, why financial independence matters so much in relationships, and how she actually manages her mone...

This week, we kick things off with a 9am tequila shot for Lucy’s probation pass (completely normal workplace behaviour, obviously), before diving headfirst into the business of Coachella, where Justin Bieber’s payday, festival profits, and the money machine behind live music all get unpacked. We also get into the truly bizarre Allbirds plot twist as the struggling sneaker brand pivots into AI, plu...

Soph is back with property guru, Peter West to break down the story behind her second investment property, and how she managed to buy it without putting down a brand-new deposit. In this episode, they walk through what actually happened after the first renovation: how the house was revalued, how equity can be released through refinancing, and how that money can be used to help fund the next proper...

We start this episode with a public apology… and that’s all we’re saying on that for now. Once we’ve addressed the situation, Vic and Soph get into what’s actually moving markets this week: oil prices swinging wildly as ceasefire hopes creep in, why airline stocks are suddenly perking up, and the slightly chaotic world of prediction markets (aka: investing or betting… still unclear). They also bre...

If you’ve ever thought “I should probably understand crypto… but I have no idea where to start”, this episode is for you.  Sophie sits down with Danielle Lukins, founder of Crush Circle (https://crushcircle.com/applynow?utm_source=Substack) and a trusted crypto educator and expert to break everything down in a way that actually makes sense, even if you’re a total beginner. They cover what crypto i...

Markets are back, headlines are chaotic, and somehow Donald Trump is still moving investor sentiment with a sentence and a spray tan. Vic and Sophie unpack what’s going on, one year after the tariffs shook everyone up, and why short-term market drama can make investing feel a bit too much like gambling. They also dig into the spectacular collapse of Allbirds, from sustainability darling to a 99% w...

What does “enough” actually look like when it comes to money and why is it so weirdly hard to answer? In this episode, Sophie sits down with Friends That Invest (https://friendsthatinvest.com/) founder Simran Kaur to talk about growing up with a scarcity mindset, how our childhood shapes the way we spend and save, and why having more money doesn’t magically fix your relationship with it. Simran al...

Vic and Soph are both back in London and straight into the chaos - because the markets are wobbling, oil prices are rising, and everyone’s asking the same question: should you be panicking? They break down what’s actually going on with inflation, why pulling your money out of the market might do more harm than good, and what’s really driving all this uncertainty. They also dive into a major social...

What happens when you’ve spent years building wealth and property alongside a partner, and then find yourself needing to untangle those assets and start again? In this episode, Sophie sits down with BNZ’s Sarah to talk about navigating shared finances when life takes an unexpected turn. They discuss the emotional side of separating assets, why making decisions sooner rather than later can help you...

Sophie’s away this week, so Vic is joined by the brilliant India Leishman, and honestly, she’s making a very convincing case for a permanent seat at the mic. Together they tackle the very un-sexy reality of rising oil prices and what that could mean for flights, groceries, inflation, and basically the cost of existing, before getting into Gap’s unexpected comeback story, the Jo Malone name-drama t...

Budgeting… stay with us 😅 This month on IOU (Some Money Education), Soph and Vic drag Lucy (lovingly) into the world of budgets, aka figuring out where your money goes before it disappears like your Apple charges. You’ll learn the simple “needs, wants, surplus” split, why planning ahead is basically a money superpower, and how having a clear setup can actually reduce money stress (even if you’re...