The Curve

Soph is back with property guru, Peter West to break down the story behind her second investment property, and how she managed to buy it without putting down a brand-new deposit. In this episode, they walk through what actually happened after the first renovation: how the house was revalued, how equity can be released through refinancing, and how that money can be used to help fund the next proper...

We start this episode with a public apology… and that’s all we’re saying on that for now. Once we’ve addressed the situation, Vic and Soph get into what’s actually moving markets this week: oil prices swinging wildly as ceasefire hopes creep in, why airline stocks are suddenly perking up, and the slightly chaotic world of prediction markets (aka: investing or betting… still unclear). They also bre...

If you’ve ever thought “I should probably understand crypto… but I have no idea where to start”, this episode is for you.  Sophie sits down with Danielle Lukins, founder of Crush Circle (https://crushcircle.com/applynow?utm_source=Substack) and a trusted crypto educator and expert to break everything down in a way that actually makes sense, even if you’re a total beginner. They cover what crypto i...

Markets are back, headlines are chaotic, and somehow Donald Trump is still moving investor sentiment with a sentence and a spray tan. Vic and Sophie unpack what’s going on, one year after the tariffs shook everyone up, and why short-term market drama can make investing feel a bit too much like gambling. They also dig into the spectacular collapse of Allbirds, from sustainability darling to a 99% w...

What does “enough” actually look like when it comes to money and why is it so weirdly hard to answer? In this episode, Sophie sits down with Friends That Invest (https://friendsthatinvest.com/) founder Simran Kaur to talk about growing up with a scarcity mindset, how our childhood shapes the way we spend and save, and why having more money doesn’t magically fix your relationship with it. Simran al...

Vic and Soph are both back in London and straight into the chaos - because the markets are wobbling, oil prices are rising, and everyone’s asking the same question: should you be panicking? They break down what’s actually going on with inflation, why pulling your money out of the market might do more harm than good, and what’s really driving all this uncertainty. They also dive into a major social...

What happens when you’ve spent years building wealth and property alongside a partner, and then find yourself needing to untangle those assets and start again? In this episode, Sophie sits down with BNZ’s Sarah to talk about navigating shared finances when life takes an unexpected turn. They discuss the emotional side of separating assets, why making decisions sooner rather than later can help you...

Sophie’s away this week, so Vic is joined by the brilliant India Leishman, and honestly, she’s making a very convincing case for a permanent seat at the mic. Together they tackle the very un-sexy reality of rising oil prices and what that could mean for flights, groceries, inflation, and basically the cost of existing, before getting into Gap’s unexpected comeback story, the Jo Malone name-drama t...

Budgeting… stay with us 😅 This month on IOU (Some Money Education), Soph and Vic drag Lucy (lovingly) into the world of budgets, aka figuring out where your money goes before it disappears like your Apple charges. You’ll learn the simple “needs, wants, surplus” split, why planning ahead is basically a money superpower, and how having a clear setup can actually reduce money stress (even if you’re...

This week we  get stuck into the rise of prediction markets: the internet’s latest obsession where people are literally putting money on future events and calling it “forecasting.” So… clever investing tool or just gambling in a blazer? 👉 CLICK HERE TO VOTE IN OUR POLL! (https://form.typeform.com/to/fQQYthvs) They also unpack why oil prices are shooting up, what that means for petrol, flights, in...

Tanya Taylor’s story is the kind that makes you want to immediately check your savings account and maybe your insurance policy too. She moved from rural Jamaica to the US at 16 with just $100, built an incredible career, grew a seven-figure investment portfolio, and did everything “right” financially, only for one devastating accident to turn her world upside down. In this episode, Tanya shares ho...

This episode is a bit of a hidden gem. It was recorded in New York last January and somehow ended up sitting quietly in the archives… until we recently rediscovered it and realised how good it was. Safe to say, we couldn’t keep it hidden any longer. In this conversation, Sophie sits down with Rachel Beider, founder of Press Modern Massage, (https://www.pressmodernmassage.com/) the business she bui...

One woman gave away $7 billion in a single year, while most of the richest people in America have donated less than 5% of their wealth. We unpack the billionaire giving gap, why some tech titans are looking a little stingy, and how one woman is quietly raising the bar for what extreme wealth could actually do in the world. Before we got there though, we covered a lot. We dive into Trump’s tariffs...

Content note: this episode discusses fertility challenges. In this episode, Soph sits down with Deirdre (co-founder of Hertility (https://hertilityhealth.com/?utm_source=google&utm_medium=cpc&utm_content=brand&tw_source=google&tw_adid=788546525883&tw_campaign=23369905571&tw_kwdid=kwd-1597074458376&gad_source=1&gad_campaignid=23369905571&gbraid=0AAAAAC5LxzjrikgRGf5W9LD4_oDrGMDof&gclid=Cj0KCQiA49XMB...

In this week’s Curve Weekly, Vic and Soph unpack the AI chip crisis and why soaring demand could mean pricier tech (no, not the potato kind), plus the recent market wobble and why it’s not a cue to panic. They dive into the ongoing Netflix vs Warner Bros vs Paramount drama, reveal the scary stat about people not knowing where their retirement fund is (and how that could cost up to $1 million long...

If your income doesn’t come in a neat little monthly payslip because you freelance, contract, run a business, or your earnings are just a bit… chaotic - this one’s for you. In this month’s property podcast, we look at five key things to keep in mind when you go to apply for a mortgage when your money is “lumpy,” including what banks actually care about (stability and proof, not perfection), the pa...

The Day COVID Split Australia’s Wealth - and the numbers are honestly jaw-dropping. We unpack the sharp divide between those who bought property BC (Before COVID) and AC (After COVID), why some younger homeowners saw their wealth jump 63% in five years, and why others are still feeling the interest-rate squeeze. It’s a timely reminder that timing helps… but overstretching isn’t the answer. Plus, S...

Money isn’t just numbers in a spreadsheet: it’s childhood memories, anxiety, guilt, confidence, and the occasional unhinged purchase you defend forever. In this first episode of IOU (Some Money Education), Soph, Vic and Lucy Blakiston from Shit You Should Care About get honest about their own relationships with money, from how they grew up, to why they spend, save, or stress the way they do now. E...

This week on The Curve Weekly, we’re serving finance news with a side of pop culture mess: the Beckham family feud is officially giving royalty-level drama, complete with billionaire in-laws and a casual $1 million-a-month allowance (just… imagine). We also break down why silver went absolutely feral, shooting up, then dropping hard, plus the big investing lesson: if you’re buying because everyone...

Today’s episode is a little bonus drop: we’re releasing the unedited, uncut version of the cost of loneliness conversation that we shared a snippet of in Monday’s Curve Weekly, because honestly… it was too good (and too real) to leave on the cutting-room floor. Before we get into it, Soph gives you a quick sneak peek of Episode 1 of IOU (Some Money Education), our brand new money podcast + course...

Silver had been quietly minding its business… and then suddenly decided to go absolutely bananas… This week on The Curve Weekly, Soph’s joined by a very special guest filling in for Vic: chartered accountant + finance creator  Abi Foster (https://www.instagram.com/abigailrosefoster/) (aka that finance girl with the hair), and together they’re breaking down what’s actually driving silver’s surge, w...

Vic’s dealing with a family emergency, so today it’s a short solo update from Soph today, sharing an honest money moment she didn’t expect to be talking about - having to borrow from family after a run of unexpected costs, and why it matters more than we realise when we compare our financial “progress” to other people’s. You’ll also hear a first listen to IOU, our new monthly money-education podca...

Before we get into the absolute avalanche of finance and investing news, Soph cracks open a margarita for moral support and the girls have a quick catch-up on nerves, public speaking and… boyfriends. Then it’s straight into the investing news: are billionaires selling shares actually a market crash warning, or just rich people doing rich people things? They break down Buffett’s cash pile, founder...

Mortgage rate changes can bring new considerations for homeowners. In this episode, Vic shares her experience from 2023, when her mortgage rate nearly tripled, offering a real-world example many homeowners can relate to. In this episode, we break down what actually happened, why rate changes can feel challenging, and what history shows us about mortgage cycles so you’re better prepared for future...

Money chats are awkward enough… but money you didn’t earn? That’s next-level uncomfortable. In this episode, Soph sits down with Dr Eliza Filby, author of Inheritocracy, to unpack the Bank of Mum & Dad and how it’s quietly reshaping everything from the housing market to our friendship groups. We dig into why “inheritocracy” makes people squirm, how Eliza defines it (starting with her own story), a...