The Culture Matters Podcast

“Life is not a problem to be solved but a reality to be experienced.” - Søren Kierkegaard The Vice-President of Business Development at EPM, Frank Ferrans , is making his long-awaited debut on the show today and the conversation is coming fast and furious!  Frank and Jay dive into what the current state of the mortgage and lending business looks like, why the simplest thing you can do to keep trac...

“The true man is revealed in difficult times.” - Epictetus Speaker, coach, host of "The Winners News Network" podcast, and all-around personal development general Mike Husson is back on the show for the first time since season four and it is true when they that absence makes the heart grow fonder because we are over the moon to have him back on the program.  Mike and Jay have a lot to ca...

“Building wealth is a business of the future.” - Noah Ostroff Philadelphia-based real estate professional and the President and CEO of PhillyLiving Noah Ostroff  is back on the program today and we are here to talk about real estate.  Noah gives his thoughts on what is actually happening in the real estate business when you take the rose-colored glasses off, the false sense of success some people...

“It's not what you look at that matters. It’s what you see.” - Henry David Thoreau Military veteran, real estate professional, and founder of The SureFire Group Joseph McCabe joins the show today and we have a lot to discuss, so get ready for a good one!  Joe talks about his grandparents being the inspiration for him to the military, age being just a number when it comes to being an entrepren...

“If history can teach us anything, it would be that private property is inextricably  linked with civilization” - Ludwig von Mises Former real estate lawyer and the founder of PlugIntro Scott Forcino is on the program today and since he is an "even year guy" and it's an even year, we can tell you that this is going to be a good one!  Scott and Jay get into why personal relationships...

"Your time has a limit set to it. Use it then to advance your enlightenment or it will be gone and never in your power again." - Marcus Aurelius Chris Vester is the COO of the Hubert Vester Auto Group, creator of the "Faith. Family. Fulfillment." podcast and the author of the book Answers From the Stairs  and after way too long of a break he is back on the show and we couldn&ap...

“No problem can be solved until it is reduced to some simple form. The changing of a vague difficulty into a specific, concrete form is a very essential element in thinking.” - J.P. Morgan Our guest today is financial advisor and the Mid-Atlantic Regional Director of Client Engagement at Hill, Barth, & King LLC. Joseph Silva Jr .  Joe is here to chat with Jay about culture, going to college to...

“The first duty of a man is to think for himself.” - Jose Marti Advisor, consultant, mindset coach, founder of one of the top 10 mortgage coaching programs in the country, M1 Academy, and host of "The Business of Success" podcast  Phil Treadwell  has made his triumphant return to the show and today our business is the state of business.  Phil and Jay unpack what the overall business mind...

“By failing to prepare, you are preparing to fail.” - Benjamin Franklin Co-founder of Beyond Strategy, chairperson of the National Association of Women Business Owners, and the founder of Schina & Associates  Michele Schina  is our guest today and we are ready to get into it!  Michele and Jay discuss why some small business owners are apprehensive when it comes to their finances, thinking abou...

"If you're going to try, go all the way.  Otherwise, don't even start.  This could mean losing girlfriends, wives, relatives, and maybe even your mind.  It could mean not eating for three or four days.  It could mean freezing on a park bench.  It could mean jail.  It could mean derision.  It could mean mockery--isolation.  Isolation is a gift.  All the others are a test of your endu...

"Unlearning is a level of self-awareness I think some people never reach.  We hate in others what we dislike in ourselves.  I am grateful to God I found this place called unlearning and I hope reading this chapter helps many of you." - Christine Beckwith Christine Beckwith is the founder of 20/20 Vision for Success and the author of Finding Honor: The Journey to Truth and we have her bac...

“You don't believe something by merely saying you believe it, or even when we believe that we believe it. We believe something when we act as if it were true.” - Dallas Willard The founder of Swink's Creations Mark Swink is our guest on the show today and we are learning more about Mark, his work, and his faith.  Mark and Jay discuss approaching client interactions with a pure heart and...

“Men build too many walls and not enough bridges.” - Sir Isaac Newton After way too long of an absence, we have the Chief Lending Officer of PRMG Kevin Peranio  back on the program today!  After a little catching up and going through the challenges the COVID-19 pandemic provided, Kevin and Jay chat about what a useful tool LinkedIn can be, what being on the road is like and why taking the extra ti...

"We both insist on a lot of time being available almost everyday to just sit and think.  That is very uncommon in American business.  We read and think." - Charlie Munger On a special episode of The Culture Matters Podcast, Jay sits down with his good friend and founder of The Pavement Group and Top Contractor School  Brian Hess  to remember Charlie Munger.  Jay and Brian discuss what ma...

"To get what you want, you have to deserve what you want.  The world is not yet crazy enough a place to reward a whole bunch of underserving people." - Charlie Munger Our dear friend and the founder of EPM  Eddy Perez  has made his way back to the show and he's here today to bestow a little more of his wisdom on The Culture Matters Podcast.  Eddy and Jay get into what someone operat...

"One bad acquisition can derail a management for years." - Adam Coffey Advisor, mentor, host of the "Openly Outspoken" podcast, and founder of Unicorn Investments and Unicorn Traffic Jeremy Adams is back and that has got Jay in a chipper mood!  We're going to take that good energy and turn it into good conversation!  Jay and Jeremy discuss upswell of people taking the &quo...

"Everything that irritates us about others can lead us to an understanding of ourselves." - Carl Jung Transformative health and wellness expert and everyone's favorite medical professional Dr. David Yerkes returns to the program once again to drop a little knowledge.  Jay and Dr. David jump right in by discussing living in reactionary mode and disciplining yourself away from that, h...

"If you're going through hell, keep going." - Sir Winston Churchill Long-time friend and previous guest of the show and New Jersey real estate staple John Swartz is back like he never left and we deviating a little bit from our normal topic of discussion today.  Just kidding...we're talking real estate!  John and Jay unpack what it was like for John early on his career, what sk...

"The aim of marketing is to know and understand the customer so well, the product or service fits him and sells itself." - Peter Drucker Andrew Berman is an advisor, mentor, and the Head of Engagement and Outreach at American Business Media and is back on the show and today we are talking content.  Jay and Andrew discuss the impact Jay's book Thirty Days of Thought had on Andrew and...

"Efficiency is doing things right.  Effectiveness is doing the right things." - Peter Drucker We are giving you two guests for the price of one on today's episode of The Culture Matters Podcast in the form of long-time friend Tony Capullo and new friend Evan Rumbaugh of South Fork Business Ventures.  Our triple threat conversation is taking us into what South Fork Business Ventures...

"Attitude.  Communicate with our Guardian values and not with selfish desires.  Think long-term.  Attitude." Robert Frehafer is the owner and founder of Guardian Roofing & Siding and a dear friend of The Culture Matters Podcast and he is back today to talk to us about the "A" in Guardian.  That "A" stands for attitude and Jay and Robert are discussing what that me...

"You are always at the mercy of your own deceptions." - Nathan Merrill Philosopher and artisan contractor with Vision Stone and Tile Nathan Merrill joins us on the show today and just when we thought we had reached the pinnacle of deep conversation, Nathan returns and sets the bar a little higher...again.  Nathan and Jay discuss the eclectic path that Nathan has taken to get to where he...

"The things we dislike in others are the characteristics we like least in ourselves.  Carl Jung said, 'Everything that irritates us about others can lead us to an understanding of ourselves.'" - Christine Beckwith Christine Beckwith is the founder of 20/20 Vision for Success and the author of Finding Honor: The Journey to Truth and we have her back on the show to continue our d...

“Do every act of your life as though it were the very last act of your life.” - Marcus Aurelius The founder of New Roofs Inc., My New Floors, and the creator of I.C.E. Cold Confidence Josh Shaw is on the program today and it is going to be a good one!  Josh and Jay unpack Josh's journey into his current entrepreneurial endeavors, why he feels that you should never let the market dictate your...

"'Bed Head' is the title of this chapter because I believe this is where we are close to our souls, our hearts and mind, and our spiritual vision.  The release of the day found in our beds is where our souls take flight, where we heal our brokenness, and where we retreat to safety.  To this day, if I am sad, hurting, or sick I retreat to my bed to rest, to contemplate, and to escape...