The Crowd Effect

The Enron scandal is a cautionary tale about the dangers of greed and corruption. The Sarbanes-Oxley Act of 2002, was passed in response to the Enron scandal. But did these new regulations work? Corporations that are building AI and large language models face the same pressure of increasing profits, which led to an open letter asking for a halt of all work on AI systems more advanced than GPT 4. T...

Mixing regulation with corporate bottom line. Fox News settlement. Financial tip of the Day.

Transformation in Camden. Brining a gun to your door. Financial tip of the day.

Finding the cure instead of treating the symptoms.

We value what we earn. US Virgin Isles vs. JPMorgan Chase. Invest in the private market.

Forgiveness and a parking lot confrontation. What happened to Credit Suisse looks like it will happen again. Don't invest in the stock market.

Grooving out down the grocery aisle. Taking responsibility for kids shooting other kids. Diversification in crowdlending.

I practice the following belief. "Just about everything I say or think is unoriginal, somebody has already said or done that". Using ChatGPT to improve my investment calculator. Diversification is like staying away from steep cliffs.

To be offended or not to be? Chase CEO's concerns of the public losing trust in our banking system. Automating the change.

The first time I heard "woke". Being a protester and a supporter. Automation is so much easier.

Why is crowd investing so much more fun and engaging than investing in the stock market?

Why I'm not ashamed to label myself "Woke".

Some politicians thought it was some of the banking deregulation of the Dodd-Frank Act that caused the SVB bank failure.

Some politicians blame the SVB bank failure on woke investing.

Blaming doesn't solve anything. So what does then?

What if average citizens could profit off of fixing our broken financial system?

At best politicians are well intended and worst they are corrupt. Either way they are ineffective in fixing our broken financial system. What can the average citizen do?

Could one of the big banks collapse if there was another bank run like Silicon Valley Bank? Do the big banks have the reserves?

Big banks are bailing out regional banks. Is this because big banks are altruistic and doing it out of the goodness in their hearts? First episode of two on this topic.

In 1996 there were over 8,000 publicly held corporations in the United States. Today that number has dropped to around 4,200. Why? Hear both the bad news and good news for us average American citizens.

How can we fix our nation's broken financial system if we can't reform our own personal financial system?

Silicon Valley Bank did not fail because of greed. It was the incompetence of one individual.

Growing up I believed money and being wealthy equals happiness. Let's just say I've since challenged this belief and look at money with a very different perspective.

I Googled "Tips for reducing household expenses" and the results that popped up were from sites like NerdWallet and Dave Ramsey. The tips from these sites were solid but there were hidden agendas within them. So I decided to ask ChatGPT instead.

Building wealth is no secret. You probably already know how but you're not aware that you know.