The Crowd Effect

What does the used car market have in common with the stock market? Why are we currently in a bull market and will it last? Why should you not care about the stock market anymore? These questions will be answered on this episode of the Crowd Effect.

Mandated diversity in the workplace leads to tokenization and resentment and ultimately loses out on the real benefits of having a diverse workforce. Wells Fargo shareholders are suing Wells Fargo for the stock price declining due to a New York Times article about Wells Fargo allegedly conducting fake diversity job interviews.

Banking fraud has been happening for over 4000 years! Also, new regulations from the fallout from SVB and First Republic Collapse, helpful or harmful? Finally simple steps we can all take to prevent banking fraud.

Episode #75. What does the financial industry have in common with the pharmaceutical industry? Consumers are looking to solve problems themselves without relying on traditional institutions. Find out how you can potentially earn money by being part of the solution.

What do telephone landlines and the stock market have in common? A recent paper highlights the decline of the public stock market and explains why wealthy investors are seeking more attractive returns elsewhere.

This guy from India successfully addressed the lack of access to education and basic amenities in rural areas with a totally outside-the-box approach. Can we use a similar approach to address Abortions, Guns & Drugs (oh my)?

I accidentally stumbled upon the 5 steps to succeed at just about anything while growing butternut squash. If you want to succeed at investing or even losing weight this episode is a must!

Many of us think of Kickstarter when we hear the word crowdfunding. Today there is crowdlending, equity crowdfunding, real estate crowdfunding and alternative crowdfunding, collectively known as crowd investing. There has never been a time in the modern world where the general public has a voice in how our economy is shaped... until now.

Yesterday marked the 17th anniversary of Al Gore's film "An Inconvenient Truth". Has this film done more harm than good for the climate change movement? This episode ultimately is not about climate change. I replay my 3rd episode of my limited series podcast where I detail how all businesses, regular people and the environment can profit by being environmentally sustainable.

The story behind how I discovered crowd investing. The difference between obtaining wealth and greed. How regular people can potentially earn a fantastic risk adjusted market return by doing some good in the world. Replay of episode 2 of my 7 episode limited series podcast.

What is stakeholder capitalism? I share my backstory of how I saw a path forward to be a part of something greater than myself and the 7 episode limited series podcast that I created exploring how capitalism could be harnessed to solve our economic and environmental problems.

Delve into a captivating news story involving Deutsche Bank and its settlement in the Jeffrey Epstein case. We uncover the shocking allegations, shedding light on how the bank knew about Epstein's illicit activities while benefiting from his financial wealth. Join us as we uncover the dark side of the financial industry and discover how individuals can erode the wealth and power of big banks.

In this thought-provoking episode, dive into the world of financial news and challenge the perception that it's boring. We also introduce the concept of crowd investing and how it harnesses the power of the crowd to bring about positive change. Get ready to unlock the hidden excitement within financial news so you can use your voice to help shape our world. Don't miss out on this captivating journ...

Discover the number one global concern, why living in the United States is the best country to be in during financial uncertainty and what daydreaming and a strong dollar have in common.

What does MySpace have to do with crypto? The answer may surprise you. In this episode we talk crypto. Should it be regulated? Can it decentralize banking? Is it a good investment?

Inflation sucks. The Labor Department released the most recent data on consumer prices and it's not good. In this episode we explore the "The Great Inflation" of the 1970's, how it relates today and what simple (non-political) steps we can all take to stem inflation.

I hate late fees with a passion! A group of 7 senators yesterday demanded that the top 10 credit card issuers in the U.S. describe in detail their late fee policies and their reaction to a proposed regulation by the Consumer Financial Protection Bureau on credit card late fees. But could this new regulation backfire on consumers? We're breaking it down on this episode.

Oklahoma passed a law in an effort to protect the state's oil and gas industry, which is a major source of jobs and revenue for Oklahoma. However, the law has had a number of negative consequences and will ultimately backfire on the state's residents. Find out the simple (non-political) step we can all take to help solve this problem.

The fascinating history of short selling and its role in the first financial panic in American history. Learn how short selling contributed to the failure of the United States Bank and the resulting Panic of 1837, a severe economic downturn that lasted for years. This untold story shares a striking resemblance to the First Republic Bank collapse and sheds light on the controversial strategy of sho...

The debt ceiling debate has been a contentious issue in American politics for decades. In this episode, we take a look at the history of the debt ceiling, from its introduction in 1917 to its recent role as a bargaining chip in negotiations over government spending and fiscal policy. We examine how the debt ceiling has impacted the US economy, and discuss some of the most heated debates over the d...

In this episode, we'll take a closer look at Citigroup's repeated customer abuse and subsequent fines from regulatory authorities. Despite promising to improve their policies and practices, the bank has continued to engage in deception and mistreatment of their customers. Explore how concerned citizens, LIKE YOU, can stop the abuse!

In this eye-opening episode, we take a dive into the shocking history of financial crises in the United States, from the very first bank run in 1792 to the collapse of First Republic Bank. Discover the root cause of these devastating economic downturns, and learn about the lasting impact they have had on the US financial system. This video is a must-watch for anyone interested in understanding the...

The shocking truth about Bank of America's repeated abuse of its customers is exposed, despite being regulated and punished in the past. We dive into the root of the problem with traditional banks and offer alternative solutions for individuals who want to take control of their finances and support more customer-centric and community-oriented approaches to banking. Don't miss out on this eye-openi...

What happens when we mix corporate unethical behavior with clickbait transgender politics? How about a path forward to be the change.

What happens when the 3rd largest bank in the US abuses their customers? Will the abuse ever end? What happens when the abused public demands our politicians to do something? Are their actions effective? What can people who still care about humanity do about it?