The Cost Saver Podcast

Learn to avoid costly surprises when buying a UK home. This guide explains how to use BGS subsidence and UKHSA radon data, spot hidden costs, and make smarter buying decisions. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/subsidence-radon-home-risk?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode uses AI-generated or AI-...

UK retailers are quietly shifting return costs onto shoppers through non-refundable delivery fees, restocking charges and paid returns. Here's how to spot the traps before you click 'buy'. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/avoid-hidden-online-return-costs-uk-2026?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episod...

The rules on empty homes have tightened sharply in 2026, with premiums now kicking in after just one year. Here's what owners get wrong, what it really costs, and what to do instead. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/uk-council-tax-empty-property-premium?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode uses AI...

Learn how UK mortgage stress tests work in 2026, what lenders check, and key steps to prepare for rate rises. Protect your home and pass remortgage affordability checks with our actionable guide. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/uk-mortgage-stress-test-preparation?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This epis...

A plain-English UK guide to using a life insurance and income protection calculator without underestimating cover, missing hidden costs, or overpaying premiums. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/life-insurance-income-protection-calculator-uk-2026?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode uses AI-generat...

Avoid duplicate subscription charges in the UK with the Subscription Overlap Finder. Learn how to spot, review, and cancel overlapping subscriptions to save £40-£70 a month. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/avoid-duplicate-subscription-charges-uk-overlap-finder?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode...

Discover the hidden costs and profit traps of Airbnb vs long-let rentals in the UK for 2026. Essential guide for landlords comparing rental strategies, tax, and compliance. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/uk-airbnb-vs-long-let-hidden-costs-profit-traps-2026?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode us...

A practical UK guide to choosing between a Lifetime ISA and a pension for your first home deposit in 2026. Avoid the common traps, understand the hidden costs and pick the option that genuinely fits your circumstances. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/lisa-vs-pension-first-home-uk-guide-2026?utm_source=podcast&utm_medium=rss&utm_campaign=epis...

A practical UK guide to running costs for Grade I, II* and II listed buildings, covering hidden fees, common owner mistakes, and how to plan a realistic long-term budget. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/listed-building-running-costs-uk?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode uses AI-generated or AI-...

Learn how to use the Broadband Outage Compensation Calculator UK 2026 (Ofcom), avoid common mistakes, uncover hidden costs, and maximize your compensation when your broadband goes down. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/broadband-outage-compensation-calculator-mistakes-hidden-costs?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disc...

An honest, plain-English look at UK broadband reliability using Ofcom's audit data, plus the hidden costs and switching mistakes most households make. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/broadband-reliability-checker-mistakes-hidden-costs?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode uses AI-generated or AI-a...

Discover how to use the UK MP Cost-of-Living Voting Scorecard 2026 wisely. Learn to avoid common pitfalls and make informed decisions before the next election. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/uk-mp-cost-of-living-scorecard-2026-guide?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode uses AI-generated or AI-as...

Are UK new-build homes worth the 15-25% premium? Discover hidden costs, common mistakes, and use our new-build premium calculator to make an informed decision. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/new-build-premium-calculator-mistakes-hidden-costs?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode uses AI-generated...

A practical UK guide to comparing NHS and private therapy in 2026, covering hidden costs, waiting times, and the mistakes that quietly inflate your mental health bill. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/nhs-vs-private-therapy-cost-calculator-uk-2026?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode uses AI-gener...

Discover how to use the Warm Home Discount Support Scheme Eligibility Checker correctly, avoid common mistakes, spot hidden costs, and unlock more UK support schemes for maximum savings. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/warm-home-discount-support-scheme-checker?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode...

A practical UK guide to working out how long your savings would really last if income stopped. Common mistakes, hidden costs, and smarter ways to build a stronger runway. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/emergency-fund-runway-uk?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode uses AI-generated or AI-assisted...

Struggling with UK cladding and EWS1 issues? Discover how to calculate costs, understand your rights, and protect your mortgage options in 2026 with our comprehensive guide. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/uk-cladding-ews1-cost-mortgageability?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode uses AI-generate...

Confused by UK estate agent fees? Compare high street, online, and hybrid models in 2026 and use our calculator to avoid overpaying when selling your home. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/uk-estate-agent-fees-high-street-online-hybrid?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode uses AI-generated or AI-a...

Learn how to combine UK crime data with rental prices to find safer, more affordable neighbourhoods. A practical guide for renters facing today's pressured market. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/uk-rental-crime-data-affordable-safe-neighbourhoods?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode uses AI-gene...

From the new EV road tax to MOT slip-ups that void your insurance, here are the vehicle tax and MOT mistakes set to cost UK drivers serious money in 2026. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/uk-vehicle-tax-mot-mistakes-2026?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode uses AI-generated or AI-assisted narrati...

A plain-English guide to how the 55% Universal Credit taper, work allowance and benefit cliffs interact when you take on extra hours. Learn the common mistakes, hidden costs, and how to work out whether more work actually pays. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/universal-credit-extra-hours-payoff-calculator?utm_source=podcast&utm_medium=rss&ut...

An honest look at whether Premium Bonds beat savings accounts in 2026 once you factor in tax, the median return, and the silent drag of inflation. Includes worked examples and better choices for different savers. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/premium-bonds-vs-savings-calculator-uk-2026?utm_source=podcast&utm_medium=rss&utm_campaign=episode...

A frank look at what gym memberships and home workouts really cost UK households over five years, including hidden fees, time costs and the psychological factors that decide whether you stick with it. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/gym-vs-home-workout-true-5-year-cost-breakdown?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI discl...

An ROI calculator makes buying back NI years look like a no-brainer, but the headline numbers hide tax, benefit and eligibility traps. Here's how to use the tool properly. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/ni-gap-state-pension-top-up-roi-pitfalls?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode uses AI-generat...

Discover how to fairly split school run costs in the UK using a transparent, HMRC-approved cost-per-mile framework. Avoid disputes and save money with our free School Run Cost Splitter tool. Read the full article and use the related tools at https://www.cost-saver.co.uk/podcasts/school-run-cost-splitter-uk?utm_source=podcast&utm_medium=rss&utm_campaign=episode AI disclosure: This episode uses AI-g...