The Compound Comeback

The best tax break in America isn't hidden. It's ignored. Only about 11% of U.S. taxpayers actually contribute to a Roth IRA. Leave it to the government to create one of the best tax breaks in history and then bury the details like a secret menu item. Learn about the advantages and misconceptions of the ROTH IRA in this episode. --- Subscribe on Substack for investment strategy and stock analysis...

Dividends have accounted for nearly 60% of total return in the U.S. stock market since 1930, but they rarely get the spotlight in financial media. Subscribe by going to substack.com/@thecompoundcomeback

The greatest lie in finance isn't told to us by a financial advisor or a guy with a Lamborghini in his thumbnail. It's one we tell ourselves — and it's costing us more than any market crash ever could. Full article at substack.com/@thecompoundcomeback

The financial advice industry loves universal rules. But personal finance is personal — and context matters more than any one-size-fits-all system. Full article at substack.com/@thecompoundcomeback Referenced: FINRA National Financial Capability Study (2018)

The costs of life's big-ticket items have vastly outpaced wage growth over the past 40 years. But expecting the same government that allowed this mess to suddenly become our hero isn't revolution — it's delusion. The only way for the middle class to make a comeback is through compounding, by developing discipline and financial literacy.

Gen-ed college requirements are a millstone on the American economy — they hollow out financial literacy for everyone, hold the skilled workforce hostage, bury graduates in an extra year of debt, and gatekeep careers from the people who can least afford the wait. No other major Western country does this.