The Co-Living Show

Matt Osman is back... and this time we're going deep on one tool that can dramatically reduce the cash you bring to a co-living acquisition: the invoice authorization. In simple terms, it's an addendum where the seller agrees to pay your contractor directly at closing. Done right, it lets you fold renovation costs into your loan, keep the seller whole, satisfy the lender, and walk into a...

The Co-Living Insurance Gap (and How to Fix It) | ft. Matthew Osman Co-living is growing fast—but insurance hasn’t caught up. In this episode, we sit down with Matthew Osman , a co-living realtor and operator who’s been working on one of the most overlooked risks in the space: improper insurance coverage . Most operators assume they’re covered under standard landlord policies.  But once you go bey...

In this episode of The Co-Living Show , we sit down with Franco Montano , a seasoned operator managing 600+ co-living rooms (and owning 150+ himself), to break down what it actually takes to scale a co-living portfolio. Franco shares how he transitioned from running a 42-location T-Mobile business with 750 employees into real estate—and why co-living became his highest ROI strategy. If you’re seri...

The Co-Living Lending Playbook: How Smart Investors Structure Deals Financing is the part of co-living that most investors underestimate… until a deal almost falls apart. In this episode of The Co-Living Show , Miller McSwain and Craig Curelop sit down with Jessica Khani , a top 1% loan originator and real estate investor who has helped structure and close a large portion of their portfolio.  They...

In this episode of The Co-Living Show , Miller McSwain and Craig Curelop sit down with Alfredo Goytia, a co-living operator who scaled from 0 to 800 doors in just 12 months . This is not theory—this is real-world execution. Alfredo breaks down exactly how he built a high-performance co-living operation , including:  The systems required to scale from small portfolios to hundreds of doors   Why co-...

Scaling a co-living business isn’t about buying more properties. It’s about building systems that actually work. In this episode of The Co-Living Show , Miller McSwain and Craig Curelop sit down with Dave Edwards—an experienced co-living operator who has managed over 400 rooms —to break down the real operational systems behind scaling co-living rentals successfully . If you’re a real estate invest...

From $400K Loss to Lending Millions: The Co-Living Comeback Story In this episode, we’re joined by Fernando Corona , a co-living lender who’s helped investors close hundreds of deals—and built his business after losing over $400,000. We break down the real path to success in co-living: failure, resilience, and learning how to solve problems most investors avoid. Fernando shares how he:  Went from...

In this episode of The Co-Living Show , Craig Curelop and Miller McSwain are joined by Jordan Smith , a co-living operator who has built a 30-bedroom portfolio with a strong focus on systems, automation, and operational efficiency. Jordan breaks down how he got started with his first house hack, what the numbers looked like on that first deal, and how his background in management consulting shaped...

In this episode of The Co-Living Show , Craig Curelop and Miller McSwain are joined by co-living pioneer Clara Arroyave , who scaled a 160-room co-living portfolio generating nearly $2M annually using the arbitrage model. Clara shares how she filled rooms without paid marketing by partnering directly with employers, universities, and HR departments , how her portfolio grew rapidly in Boston, and w...

In this episode of The Co-Living Show , Craig Curelop and Miller McSwain welcome Harrison DeMaira , a large-scale co-living operator with experience managing everything from small townhouse conversions to 100+ unit buildings and 400-unit purpose-built co-living developments . Harrison breaks down what changes when you scale co-living into multifamily—and what operators get wrong when they assume c...

In this tactical episode of The Co-Living Show , hosts Miller McSwain and Craig Curelop sit down with Colorado investor and agent Tanner Pile to unpack one of the most creative deals you’ll hear this year: 👉 A $1.3 million property 👉 Structured with owner financing 👉 Acquired with just $5,000 out of pocket But this episode goes far beyond the headline. Tanner breaks down exactly how he negotiat...

In this episode of The Co-Living Show , Craig Curelop and Miller McSwain sit down with Caitlyn Verdugo — aka Co-Living Cait — an Atlanta-based co-living agent, investor, operator, capital raiser, and coach who’s been in the space since the early PadSplit days. Atlanta is one of the most mature co-living ecosystems in the U.S., and Caitlyn has seen the model evolve from “rent-by-the-room” experimen...

Welcome to Episode 1 of The Co-Living Show — where hosts Craig Curelop and Miller McSwain break down how to build real cash flow with room-by-room rentals . In this first full episode, we lay the foundation:  Why co-living is misunderstood, what most investors get wrong, and how Craig + Miller approach the strategy from two different seats — growth + acquisitions (Craig) and operations + systems (...

🎙️ Trailer: Welcome to The Co-Living Show In this official trailer, hosts Miller McSwain and Craig Curelop introduce The Co-Living Show—the first podcast built specifically for operators and investors who want real, scalable cash flow without pretending shared housing is simple. This show goes beyond surface-level advice and passive-income hype. It’s about what actually works in high-density resid...

After over five years and more than 260 episodes, host Craig Curelop, known as The FI Guy and a leading voice in real estate investing and financial independence, announces the bittersweet farewell of the Invest2FI Podcast. In this short but heartfelt episode, Craig reflects on the podcast’s incredible journey, lessons learned from scaling and focus, and what’s next for his ventures in co-living,...

What if real estate could rebuild lives while building lasting wealth? In this 45-minute episode of Invest2FI, host Craig Curelop welcomes back real estate investor Jim Boad for an in-depth conversation about scaling success through trust, discipline, and purpose. Jim shares how he pivoted during COVID from struggling rentals to sober-living group homes that blend community impact with strong retu...

Ever wondered how to invest in one of the most expensive housing markets in America and still make it profitable? In this inspiring episode of Invest2FI, host Craig Curelop is with Yoni Kaszynski, a scrappy real estate investor who turned a high-cost Seattle market into a powerful cash-flow machine.  Yoni reveals how he financed his projects with a 0% AMEX card, filled rooms through Facebook Marke...

What if one “smelly” condo became the springboard to financial independence, luxury short-term rentals, and a reverse 1031 into a waterfront Arizona home? In this Invest2FI episode, Craig is with Maui-based investor and former firefighter Mike Neubauer about turning creative strategy into real results. You’ll hear how Mike and his wife Caroline targeted hotel-zoned lockout condos on Maui, bought a...

What if your “safe” job was the very thing keeping you from true financial independence? In this episode of Invest2FI, Craig Curelop interviews Dustin Heiner, founder of Master Passive Income and REWBCON . Dustin shares how he left his county IT job in California in 2006 and built a real estate portfolio in Phoenix, Arizona, that generated enough cash flow to retire by 37.  This conversation cover...

What does it take to leave the Army Infantry and build a 25-year real estate career across Arizona and beyond? In this episode, Craig sits down with Jim Boad, a seasoned investor who has seen every cycle of the housing market. Jim shares his journey from serving in the U.S. Army to navigating his first deal with just $15,000, tackling properties with galvanized pipes, and making his mark in Sun Ci...

What does it take to survive a market crash, build a real estate business in seven cities, and close 700+ deals, all starting from a CPA background?  In this high-impact episode of Invest2FI, Craig welcomes Brian Gubernick, who is the Chief Real Estate Officer at PLACE and is widely recognized as an experienced leader in the real estate industry. Who shares his incredible journey from Big Four acc...

What if your teenage side hustle grew into a real estate empire? In this episode of Invest2FI, guest Sam Wegert shares how he started his first martial arts studio, scaling it into multiple schools before pivoting into real estate. Today, Sam manages over $10 million in co-living and short-term rental properties across markets like Richmond, Austin, and Charlotte.   He explains why 3,000–4,000 sq....

What if the future of real estate wasn’t just about commissions, but about building lifelong wealth and client loyalty? In this episode of the Invest2FI Podcast , host Craig sits down with Ramon Casaus. He is a powerhouse real estate leader who built an independent brokerage in Albuquerque, expanded virtually across New Mexico, and later scaled his career in Scottsdale, Arizona. Ramon shares how d...

What if you could solve the housing crisis and build wealth at the same time? In this episode of Invest2FI, Craig is joined by Phil Daughton, a general contractor with extensive experience in ADU (Additional Dwelling Unit) builds. Together, they discuss the exciting potential of ADUs as a solution to the affordable housing crisis. Phil shares his insights on how to identify properties perfect for...

What if you could turn one rented apartment into a thriving 2,000-room co-living empire? In this episode of Invest2FI, Sergii Starostin shares his journey from working in healthcare in Ukraine to pioneering co-living operations in New York City. Discover how Sergii turned a single 6-bedroom rental into a scalable business model. He shares how he attracted investors, navigated complex regulations,...