Clark Howard

The Clark Howard Podcast

Business EN ↓ 2311 episodes

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-de...

Author

Clark Howard

Episodes

6.23.20 Watch out for unused gift cards; Debt collectors increase aggressive tactics 23.06.2020 38:31

Unused gift cards need to be used as soon as possible. As more retailers file for bankruptcy those gift cards become worthless. Debt collectors are taking more aggressive tactics to claw back money from people that owe. Clark tells you what to watch out for. Learn more about your ad choices. Visit megaphone.fm/adchoices

6.22.20 Beware credit card fraud; Renter background checks are flawed 22.06.2020 38:21

As we do more shopping online, scammers are more likely to take over individual credit card accounts. So freeze your credit and check your statements and watch out for phishing scams. Renter background checks help landlords decide who they will rent to. But they aren't always accurate. Learn more about your ad choices. Visit megaphone.fm/adchoices

6.19.20 Last-minute Father's Day thoughts; Clark Stinks 19.06.2020 38:37

Clark talks about what to do for your dad in the middle of a pandemic. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices

6.18.20 Spending from high-income earners is down; Getting PPP forgiveness and getting your stimulus money 18.06.2020 38:15

Clark discusses the current state of the economy including what is happening with unemployment. Also, high earners in society have been spending a whole lot less which isn't helping the recovery. Getting PPP forgiveness will be easier for small businesses with smaller PPP loans. Learn more about your ad choices. Visit megaphone.fm/adchoices

6.17.20 Target raising minimum wage to $15 an hour; T-Mobile outage and communicating when networks go down 17.06.2020 38:15

Target is raising the minimum wage. Pay has gotten much better for retail workers in recent years and that trend is continuing. T-Mobile experienced a massive network outage yesterday. Clark talks about what went down and how you should look to communicate in case your internet or cell network goes down. Learn more about your ad choices. Visit megaphone.fm/adchoices

6.16.20 Retail sales are up; EIDL loans are again available for small business owners 16.06.2020 38:16

Retail sales rose a record 18% in May. That's the biggest monthly increase since 1992. Clark discusses what this means for the economy. The SBA EIDL program has been hard to follow with rules that have changed frequently. But the SBA just re-opened EIDL loans for small businesses who have been hit hard by the pandemic. You can call 1-800-659-2955 or email disastercustomerservice@sba.gov for more i...

6.15.20 Hertz selling off cars in its fleet; The riskiest activities to partake in during Covid-19 pandemic 15.06.2020 38:31

Hertz is selling off cars. But should you buy one? Clark tells you what to watch out for and what is important when buying a used car. Certain activities are riskier right now. Clark talks about how to weigh the pros and cons of partaking in some activities as Covid-19 is still a real issue. Learn more about your ad choices. Visit megaphone.fm/adchoices

6.12.20 Monitoring your credit score is even more important right now; Clark Stinks 12.06.2020 38:26

With many payments being deferred right now some creditors are making inaccurate reports to the credit bureaus. So watch your credit score closely! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices

6.11.20 Why the stock market fell today; Amazon creates small business lines of credit 11.06.2020 38:31

The stock market took a big dip today. There are a few reasons for this and Clark explains. Amazon and Goldman Sachs have joined together to offer small business lines of credit. Learn more about your ad choices. Visit megaphone.fm/adchoices

6.10.20 So many good deals right now!; Small investors are taking big risks 10.06.2020 38:20

Clarkdeals.com has been busy because deals currently abound. Clark talks about the best deals he's currently seeing. Small investors are buying incredibly risky stocks right now. There's a strong chance that will come back to bite them. Learn more about your ad choices. Visit megaphone.fm/adchoices

6.9.20 Car prices are going up; Some stimulus payments coming via debit card 09.06.2020 37:53

Used car prices had fallen a good bit recently because of the pandemic. But the time for used car deals is over as demand has skyrocketed. Some people have accidentally thrown away their stimulus money. That's because it came in the form of a debit card in an unmarked envelope. Learn more about your ad choices. Visit megaphone.fm/adchoices

6.8.20 Are we still in a recession?; Ticketmaster's new refund policy 08.06.2020 38:21

Some economists are saying that we aren't in a recession any longer. That's hard to understand when unemployment is still off the charts. Clark discusses the current situation of our economy. Ticketmaster has a new refund policy. Clark explains the details. Learn more about your ad choices. Visit megaphone.fm/adchoices

6.5.20 Should kids go back to school?; Why CD's might be a great place for your money right now 05.06.2020 38:24

Clark talks about the great dilemma of whether or not schools should open in the Fall. Rates for taking on student loans in the Fall have plummeted. And CD's might be better than a savings account right now. Learn more about your ad choices. Visit megaphone.fm/adchoices

6.4.20 Employers can allow you to change your health plan; Popular pandemic scams 04.06.2020 38:28

The CARES Act allows employers to make a decision on whether or not you can change the healthcare plan you are currently enrolled in. There are more scams floating around right now. Clark tells you what scams are popular right now and how to avoid getting taken. Learn more about your ad choices. Visit megaphone.fm/adchoices

6.3.20 Store brands are having a moment; Paying your rent 03.06.2020 38:16

Store brands and generics are doing incredibly well right now. But they have always been a good money saving idea. A lot of people are having a tough time right now. But almost 9 out of 10 people have been able to pay rent on time. Learn more about your ad choices. Visit megaphone.fm/adchoices

6.2.20 Amazon is releasing a new Fire HD tablet; PayPal's new credit card is actually great 02.06.2020 38:12

Amazon has solid tablets at really great prices. And they have just released a new version. PayPal's older credit card offering just wasn't that great. But the new one is definitely worth considering! Learn more about your ad choices. Visit megaphone.fm/adchoices

6.1.20 Advice for people looking for a job; People are driving again in bigger numbers 01.06.2020 38:14

Clark discusses how you should go about job hunting in today's environment. People are starting to drive again in larger numbers. Gas prices are lower than they were before the lockdown began so that's a silver lining. Learn more about your ad choices. Visit megaphone.fm/adchoices

5.29.20 Small businesses ditching delivery services; Avoid using these apps for payments especially with current Covid scams 29.05.2020 38:28

Delivery services cost small businesses money. So many are opting to ditch the delivery services and Clark discusses how you can continue to support them. Using app like Venmo and Cash app are great for paying people that you know. But scammers are using these apps to swindle people out of their money. Clark tells you what to watch out for. Learn more about your ad choices. Visit megaphone.fm/adch...

5.28.20 Average monthly expenses survey; What foods are making a comeback right now 28.05.2020 38:31

Clark goes over a survey that shows what the average monthly expenses are for Americans. Some of the big food products, especially snack foods, are coming back in vogue these days. Learn more about your ad choices. Visit megaphone.fm/adchoices

5.27.20 Staying safe in hotels this Summer; Fiduciary disclosure coming to your mailbox 27.05.2020 38:34

When you are traveling this Summer, if you are staying in a hotel, it's important to stay safe. Clark tells you how to do that. An awkward and opaque letter will be coming to investors in the coming weeks. Clark bring some clarity to what this fiduciary disclosure means. Learn more about your ad choices. Visit megaphone.fm/adchoices

5.26.20 Navigating Cobra insurance benefits; How students should think about school in the Fall 26.05.2020 38:36

Cobra benefits are going to be offered to you if you lose your job in many cases. But those benefits can be EXPENSIVE. Clark discusses what the decision to get Cobra should entail. Should you go back to school in the Fall? That's a very real question. You might not be getting what you are paying for if Zoom calls are the likely classroom. Learn more about your ad choices. Visit megaphone.fm/adchoi...

5.25.20 Walmart Express offers 2-hour delivery; Home prices are actually rising right now 25.05.2020 38:12

Walmart just launched Walmart Express which promises 2-hour delivery. Many people assumed that home prices would fall as a result of the pandemic and increased unemployment. But home prices have actually gone up. Clark explains. Learn more about your ad choices. Visit megaphone.fm/adchoices

5.22.20 Restaurants incur higher expenses start surcharging customers; Clark Stinks 22.05.2020 38:31

Some restaurants have come under fire for charging Covid-related surcharges. But the revenue is down and expenses are up for most local restaurants. Clark Stinks makes a return to the show this week! If you have a Clark Stinks to share go to Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices

5.21.20 How the life insurance industry is changing; Where the hiring is actually happening 21.05.2020 38:08

At-home exams for life insurance are starting to become the norm instead of being the exception to the rule. Buy life insurance on the internet in order to avoid the hassle. A lot of hiring isn't going to take place on the giant career websites. Look to horizontal job platforms for sector-specific job opportunities during the recovery. Learn more about your ad choices. Visit megaphone.fm/adchoices

5.20.20 Getting debt relief from financial institutions is hard right now; Second home communities will hurt for a while 20.05.2020 38:39

The phone lines could be tied up at your bank or lender as MANY people are seeking relief. Clark tells you what to do. Second home communities will likely have a tough time for a while. Prices will likely go down for homes in these locations. Learn more about your ad choices. Visit megaphone.fm/adchoices