The Clark Howard Podcast

In some states, almost 1/4 of citizens are without health coverage due to the pandemic and having lost their job. Clark talks about where to look for healthcare coverage. You should specifically look to the healthcare exchange at Healthcare.gov. You may be eligible for a heavily subsidized policy if your income has been drastically reduced. Clark discusses the state of the housing market and how t...

Pharmaceutical chain Walgreens will be adding doctors offices to stores around the country. The Walgreens model will be unique as you'll be able to see a primary care doctor there. People are paying down credit card debt in a big way since the pandemic began. This is great news. Learn more about your ad choices. Visit megaphone.fm/adchoices

Garmin services went down after a ransomware attack. This affects user data for Garmin users but the implications of this breach go even further. Clark discusses. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices

Stimulus bill talks are heating up in Washington. As Covid cases are increasing in many states, legislators are starting to talk about what it should look like to provide further financial relief to affected Americans. Buzzfeed News is reporting that the personal information of Instacart shoppers is being sold online. This includes names, addresses, credit card data, and more. Learn more about you...

Black Friday is going to be very different this year. Walmart has announced that they won't be open on Thanksgiving and that will likely cause a lot of other retailers to follow suit. Some universities are offering tuition discounts this year. Others aren't. Clark gives alternatives to consider if the school you or your child attends isn't offering a Covid discount. Learn more about your ad choice...

As states and municipalities begin to do away with eviction moratoriums, it's important to know how to protect yourself. Clark discusses how you can work with your landlord to potentially get out of a lease. Flights are getting more crowded as more people get back onto airplanes. Clark discusses the specific airline passenger limits and what you need to know before you fly. Learn more about your a...

Different stimulus proposals are making the rounds. Clark discusses what he believes will be a part of the next relief package. Major retailers are now requiring that you wear a mask in order to shop in person. And as the biggest retailers in the country have developed policies, many smaller businesses are following suit. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mortgage rates have fallen. And you can now get a 30-year mortgage under 3%! Clark is a big fan of 15-year mortgages though because of the even lower rates those carry. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hackers broke into the Twitter accounts of prominent politicians and business leaders to send a message about a Bitcoin scam that claimed to double people's money. It's easier than ever for small businesses to file for Chapter 11 bankruptcy. Clark tells you what you need to know if your business is in big financial trouble right now. Learn more about your ad choices. Visit megaphone.fm/adchoices

Walmart is going to require customers to wear masks starting July 20. Clark discusses new data on the economic recovery. He talks about which sectors are doing well and which ones aren't - and how that's affecting jobs. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark talks about what is currently happening in the economy as Covid cases rise in many states. Booking travel is still fraught with issues right now. Clark discusses how to think about safety when traveling and booking travel in the midst of the pandemic. Learn more about your ad choices. Visit megaphone.fm/adchoices

The deadline to file your taxes is on Wednesday. And Clark discusses the importance of filing a return no matter what your situation is. Auto manufacturer Ford promises to take back any Ford car that you buy if you lose your job - as long as you finance your vehicle with Ford as well. Learn more about your ad choices. Visit megaphone.fm/adchoices

Because of Covid, cars are being driven a lot less. And some animals are finding a new home. So Clark discusses how to take care of your car and keep it in good shape even if you don't have anywhere you need to drive. Conference calls can be a frustrating new part of your daily life. Clark talks about how you can make them easier and less annoying. Learn more about your ad choices. Visit megaphone...

People are buying a lot of puppies and other pets because of the pandemic. Clark makes a pitch for getting a rescue puppy. Investing continues to get cheaper for the average American. Learn more about your ad choices. Visit megaphone.fm/adchoices

It seems like every sector of the economy is impacted by Covid in one way or another. Banking is no different. Clark talks about how your relationship with your bank will change because of the virus. Takeout is becoming incredibly important to the survival of local restaurants. Learn more about your ad choices. Visit megaphone.fm/adchoices

Curbside pickup is becoming more normal these days. And even major companies like Aldi and Sam's Club have both started doing curbside pickup. A large percentage of Americans feel like their retirement has been destroyed because of Covid's effects on the economy and the stock market. Learn more about your ad choices. Visit megaphone.fm/adchoices

The ACSI just came out and lists the cell phone companies that have the best customer service. Covid-19 has caused some cities to look at how they design for alternative forms of transportation - and many are prioritizing bike commuting right now. Learn more about your ad choices. Visit megaphone.fm/adchoices

Community college is a big time money saver. And it might make even more sense for lots of kids in the Fall. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices

Millions of loan payments aren't being made right now. But it's actually not as bad as some people thought it might be. Many near-retirees are having a hard time thinking about how they should handle their investments right now. Clark gives his thoughts. Learn more about your ad choices. Visit megaphone.fm/adchoices

The travel insurance industry has had massive problems during the pandemic. Clark tells you how to buy travel insurance moving forward. People are moving across the country in much greater numbers right now for more opportunities or a better life. Remote work is definitely contributing to this as well. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are ways to keep your food fresh for longer. And it's more important as grocery prices continue to rise. Re-balancing your portfolio can be important from time to time. And right after stocks have moved a good bit might mean it's wise to check your holding. But remember, it's important to keep your time horizon in mind before you make any changes too. Learn more about your ad choices. Visit...

New 401k rules allow for individual investors to invest in private equity. Clark is not a fan of this. Clark gives suggestions on how to ask for a raise...and actually get one. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people thought that car buying would take place online in the future - in large part as a response to the pandemic. But Americans are already returning to car dealerships! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices

Walmart is offering its workers increased access to education benefits that go beyond just getting a college degree. Vanguard's digital advisor service is making robo-advising even cheaper and more accessible for people. Learn more about your ad choices. Visit megaphone.fm/adchoices

Overdraft fees are the worst. Mostly because they can be avoided! Pay cuts have become more common during the pandemic. Many employers are choosing pay reductions instead of letting employees go completely. Learn more about your ad choices. Visit megaphone.fm/adchoices