The Chasers Channel - Empowering Small Business Owners to Achieve the Dreams They Are Chasing!

What happens if your key employee, the one who practically runs the whole show, dies or becomes disabled? What happens if your business partner suddenly decides to retire and wants his share of the business? How and where do you find the funds for this? Business insurance is a way of swapping the risk of these events occurring for the payment of a premium to do so. In today's episode we unrave...

If you pay a worker as an Independent Contractor you avoid all the laws that force an employer to treat employees in certain ways. This includes at a minimum overtime and workcover insurance and superannuation. It may also include benefits that the employer provides other workers who are employees including worcover insurance, paid sick leave, holiday pay with leave loading and much more. However,...

You don't hire a coach because you're stupid. You hire a coach because they're not you and can see things you clearly cannot see. A coach is there to challenge you, offer fresh perspectives, and maybe even tell you some hard truths. This episode explores how a business coach will bring you closer to achieving the dreams you are chasing.

Managing your home loan effectively is all about chipping away at that debt as quickly as possible. Every dollar you pay extra goes towards the principal amount, reducing your loan balance and, in turn, the interest you pay. Having a redraw facility or offset account on your home loan product can be a powerful feature for reducing your interest payments. This episode discusses how each work and th...

Growing your Australian business with government grant funding and research & development tax incentives is certainly a great strategy but how do you get started? Where do you look? What grants are available? In this episode, I am joined by Kim Yabsley from Growology (a business that specialises in sourcing this type of funding) where we will be exploring this strategy.

There are regions in the world, called the 'Blue Zones', where people live way past the average lifespan, hitting 100 and beyond like it's nothing! The Blue Zones offer a fascinating glimpse into the lifestyles that nurture such longevity where people are cracking the code to a long and healthy life naturally. This episode explores how we can incorporate some of their lifestyle into he...

As the tough economic conditions really bite, more and more Australians are forced to look for ways of easing the financial pressure. Some are turning to their superannuation funds as a means of getting some financial relief but there is a super squeeze that they are stuck in - super may be their solution for the short-term but it is not easily within reach. This episode is about how the early acc...

No matter whether you are self-employed or working for someone else, we all want to hang on to more of what we earn instead of the tax man taking a huge bite or wasting it on things we don’t need.  Today’s episode is about how you can keep more of what you earn.

Have you ever experienced those negative little voices in your head that tell you that you can’t do it, you’re not worthy or why should anyone believe you? This episode is about a psychological pattern where many individuals doubt their skills, talents, or accomplishments and have a persistent internalised fear of being exposed as a "fraud" - otherwise known as imposter syndrome. In this...

If you are new to the world of buying property, you may not know where to start. This episode guides you through the 10 steps you will typically go through when purchasing your first home, along with some information on government grants that may be available to you.

50% of businesses fail in the first 5 years – so, why the hell would you want to start one with those odds? This episode - ‘the 12 Reasons Why Businesses Fail’ is based on what I have found to be the common causes since I began my career way back in 1983. I will be sharing some insights from my latest book - Starting the Dream: How to Avoid a Nightmare When You Start a Business - to help you achie...

We all want to be able to live comfortably, especially in retirement, and given the rapidly aging population we have, there is no guarantee that the Age Pension safety net will be available and accessible to many in the future. Today’s episode is about how to Supercharge Your Retirement With Property - building a secure future and getting ahead of the retirement game using an innovative solution f...

The ability to prepay next year's concessional contribution in June is arguably one of the best tax planning strategies for business owners with a Self-Managed Superannuation Fund. However, the devil is in the detail and this episode discusses what you have to do to get this absolutely correct within the 28-day timeframe to qualify. 

Tougher economic times bring about more attempts by fraudsters to get access to your money. This episode provides tips to learn how to become a scam buster and fight against financial fraud.

Retirement is fast approaching and you want to know what options you have for accessing your superannuation. This episode discusses the various options for future retirees to help navigate the balance between early access now and ensuring there is enough for later on.

Many people have worked so hard all their lives to finally get to retirement with no real plan for living after work finishes. Today's episode is about how to embrace the things you love doing whilst you are still working so that the transition from wor to retirement to pursue those passions and interests becomes seamless.

With the increased costs in living, making sure we have enough money to live is a balancing act that we must get right to avoid getting into financial trouble. And if you are facing retirement, this is a major cause of stress. Today’s episode is about how to set a budget to live by

A superannuation account generally consists of taxable components that can trigger a tax liability if they are passed on to a non-dependent adult child. If you are or have a parent who will be leaving an inheritance in the future, did you know, under certain circumstances, your adult children could inherit superannuation completely tax-free? This episode is about the world of superannuation and in...

This episode is about the sweet spot in business - that intersection where your strengths, passions, and what the market wants all collide. If you can align these three areas and nurture them with your core message you will not only have a fulfilling business life but one that others enjoy too.

There is a general misunderstanding about work vehicles, such as dual cab utes, having an exemption from Fringe Benefits Tax. The ATO is looking very closely at the actual use, particularly trips that have a wholly private purpose such as towing the caravan or going to the footy on the weekend. So, if you're cruising around in your dual-cab with the family on board every weekend, you might be...

I’m joined by my business colleague, Dale Wilson-Rea in this episode and we're talking about a topic that can make all the difference to your bottom line: tax planning.  Tax planning is critical for any business owner or individual to make sure there are no unforeseen tax bills after the 30th of June. By being prepared you can take action to strategically minimise your tax as well as schedule...

Stuck in Marketing Limbo? Get Budget-Savvy Strategies with an Award-Winning Growth Specialist! Feeling overwhelmed by the cost of marketing your dental practice? You're not alone! In this episode titled Marketing on a Budget , we welcome multi-award-winning Dental Practice Growth Specialist, Angus Pryor , to bust myths and equip you with powerful, wallet-friendly marketing strategies . Here&#3...

If you have an SMSF or Self-Managed Superannuation Fund that purchased a property using a Limited Recourse Borrowing Arrangement (LRBA) loan, what happens when you have finally paid that last loan repayment and kissed that mortgage goodbye? This episode will guide you through the six key steps with expert insights.

For all of you Chasers who've clocked in at preservation age and stashed some cash away in super, understanding these minimum pension things is pretty important. Think of it like this: once you hit that preservation age, you can tap into your super as a regular income stream, sort of like a rainy-day fund for your golden years. But to make sure that rainy day fund lasts longer than Collingwood...

If you’re a car enthusiast and have a self-managed super fund or SMSF, then buckle up, because in this episode we're taking a spin through the wild world of SMSFs and cars because your super fund can actually own a set of wheels.