The Chasers Channel - Empowering Small Business Owners to Achieve the Dreams They Are Chasing!

A tax planning meeting isn't just about deductions. It's a fantastic opportunity for a broader financial health check of your business: reviewing your business structure; discussing future plans; and identifying potential issues Every small business should have these meetings before the 30th of June each year!

The regret of "neglecting friendships and social network health" is a significant one in retirement. This regret underscores the vital role of social connection in our overall happiness and well-being . We are, by nature, social beings, and our relationships provide us with a sense of belonging, purpose, support, and joy.  This episode explres this regret in depth and the investment requ...

We are continuing on with the 5 common regrets of current retirees, and we are focusing on regret no. 4 - neglecting your physical health. Our health is fundamental to enjoying a fulfilling retirement. We discuss the critical importance of physical health and the regret of not prioritising it earlier in life with health & fitness coach, Joshua Suringa from Body Blitzer gym.

Retirement can be an exciting, and sometimes challenging journey and one very crucial aspect about it is finding your purpose and direction in your post-work life. A very real psychological condition resulting from not having a purpose or direction in retirement is known as ‘anticipatory regret’ - the emotional cost of not pursuing your dreams. It's that nagging feeling of "what if I had?...

In this episode, we will explore in detail the 2nd common regret, one that resonates deeply with many: the regret of working too long and missing out on life. It's a poignant reminder that time is our most precious commodity, and how we choose to spend it shapes the quality of our lives.

The first common regret of current retirees is not saving earlier enough. The core issue here isn't just about the amount of savings, although that's certainly a factor. It's about the lost opportunity . While saving earlier is undoubtedly advantageous, taking action at any age can make a significant difference.

A recent survey of current retirees has revealed some frightening information about their regrets. In this episode, we discuss these revelations to highlight them in the Top 5 Regrets of Current Retirees." It's a sobering, but ultimately empowering, look at what can go wrong, so with some early intervention, planning and action being taken, you can get it right.

The natural world is a vast library of knowledge, waiting to be explored. From the intricate dance of bees to the ancient wisdom of trees, there are countless lessons to be learned. Bees are tiny creatures, often overlooked, but have mastered the art of productivity, collaboration and resilience - some of the key characteristics of successful business owners. In this episode, I am going to share s...

The pandemic's lingering effects, rising costs, and changing consumer habits have created a perfect storm for hospitality businesses. Many are struggling to keep their doors open. Last week, the Coalition announced a proposed tax incentive – a generous $20,000 deduction for small businesses on meal and entertainment expenses. Could this be the shot in the arm this industry desperately needs?

Can you remember way back when you were a kid and believed in the magic of Santa Claus? How about when your friends at school started to destroy that image by claiming that he wasn’t real and that it was just your parents? I know I was devastated when I found out the truth. It was like a huge part of my inner child was ripped away from me, never to return again. In today’s episode, we will be look...

Soaring property prices recently have made our homes a significant asset.  However, this wealth often remains tied up, unable to be readily accessed. As we approach retirement, many of us are seeking ways to unlock this equity and enjoy a comfortable golden age. While selling your home could be an option, it’s not always the most practical solution. The process can be time-consuming, and you’ll st...

For startups, cash is king. And managing it efficiently is the top priority for any successful, growing business. One finance tool that can greatly assist with cash flow preservation and management is asset finance. In today’s episode, we will be looking at how the use of Asset finance can be a powerful tool for startups looking to purchase equipment and technology without using up their cash rese...

The Australian property market is becoming increasingly more suited for investors to make moves into, especially in metropolitan regions. However, one thing that has also occurred at the same time is the dropping off of first-home buyer numbers. This comes down to a number of factors, including rising prices, housing supply and finance issues.  Now, an increasingly popular move being seen across t...

A business's cash flow can make or break it. It is often considered to be the lifeblood of any business. In today’s episode, we will be exploring practical strategies to improve your business's cash flow and ensure its long-term success.

Late payments are a significant problem for businesses of all sizes, but especially for Small to Medium businesses. When customers delay payments, it creates a ripple effect that can have serious financial and operational consequences. Cash flow disruption, increased borrowing costs, damage to supplier relationships, and a tarnished reputation are just some of the hidden costs associated with late...

The chances are you’ve got some personal debt hanging over your head...don’t worry not alone. Getting rid of personal debt should be at the top of your financial to-do list. Because living debt-free is not just about having more money,  it’s about having peace of mind and freedom! Today's episode looks into why it’s so crucial to tackle your debt and how you can do it with a powerful strategy know...

Are you a small business owner feeling overwhelmed by the complexities of financing?  The episode highlights the importance of understanding alternative lending options, the potential benefits of loans for business growth, and the factors lenders consider beyond credit. Hopefully, you will be able to calculate your needs accurately, explore streamlined application processes, and consider the poten...

Refinancing your home loan can be a great way to save money, but it’s important to avoid common pitfalls. Understanding what your goals are and how refinancing can help is important, so you don’t fall into the trap of refinancing for no reason.  In today’s episode, we will be looking closely at the 6 common traps to look out for.

Do you have a very successful business with plenty of customers and work, you complete all your jobs on time and submit the invoices for payment expecting that your credit terms will be met only to find that your customers are really using you as a bank? You may even start to experience severe cash flow issues as a consequence. Depending on the total value of your debtor's ledger, using Debtor...

In today's world, we need to have a much broader approach to leadership that extends beyond the traditional focus on financial performance and maximising profits. Leadership standards that uphold the importance of ethical, sustainable, and socially responsible practices in business are equally, if not more, important for a business to succeed in the long term. In this episode, Leadership Consu...

Human life expectancy is on the rise. Whereas the average person born in 1960 could expect to live to 52.5 years of age, someone born today has an average life expectancy between 79 and 83 years of age.  One of retirees' biggest regrets is not setting enough money aside for their retirement. A recent survey showed that 59% of retirees say they regret not saving more, and 60% say they should ha...

Springtime is generally the selling season for real estate in Australia, and that season is now upon us again. Investing in real estate is a long-term commitment, so it's essential to do your research and make informed decisions. In this episode, we explored six crucial factors to consider when choosing an investment property. 

Planning for retirement is not just about stashing away money; it’s about envisioning a life filled with passion, connections, and preparedness. Retirement can be one of the most liberating phases of your life, but without proper planning and the right mindset, it can also be filled with regrets. In today’s episode, we discuss the "Top 5 Retirement Regrets to Avoid, so you can make sure your...

We all know the importance of a good personal credit score when it comes to buying a house or getting a loan. But did you know that your business also has a credit score? And just like your personal credit score, it plays a significant role in your financial health. If you suddenly need to access a line of credit or cash flow loan the lender's decision will be greatly influenced by your busine...

Many business owners leave their exiting from their business until they are either forced to sell or decide they’ve had enough and just want out and virtually give their business away for nothing! Having an exit strategy well before making that actual decision will ensure that you are fully ready - especially emotionally, your business is optimised for maximum sale value and you have a ready plan...