The Caprock Blueprint: A Richer, More Balanced Life with Dereck Blair

Episode 13: Social Security, Roth Conversions & the One Big Beautiful Bill — Featuring Hamilton Morales of FIG In this value-packed episode, Dereck Blair , President of Caprock Financial Group, sits down with Hamilton Morales , Senior VP at Financial Independence Group (FIG) , to break down one of the most misunderstood components of retirement: Social Security . With more than three decades o...

Episode 12: Pension Payouts, Annuities & Hidden Retirement Risks – What You Need to Know In Episode 12, Dereck Blair , President of Caprock Financial Group, tackles the most pressing—and misunderstood—topics facing pre-retirees and retirees today: pension decisions, annuity options, legislative threats, and interest rate shifts. If you’ve ever wondered what the best way to protect your spouse,...

The Caprock Blueprint for a Richer, More Balanced Life Episode 11: Functional Medicine, Resilience & Retirement Planning — Featuring Dr. Jon Skelton of Live Life Well Clinic In this compelling conversation, Dereck Blair , President of Caprock Financial Group, is joined by Dr. Jon Skelton , founder of Live Life Well Clinic in Lubbock, TX. With a background that includes serving on the front lin...

🎙️ The Caprock Blueprint for a Richer, More Balanced Life Episode 10: Healing Naturally, Living Boldly — Featuring Jimmy Fitzpatrick of Hub City Organics In this energizing and eye-opening episode, Dereck Blair , President of Caprock Financial Group, sits down with Jimmy Fitzpatrick , founder and owner of Hub City Organics in Lubbock, TX. From detox therapies to entrepreneurial breakthroughs, this...

In this follow-up episode, Dereck Blair , President of Caprock Financial Group, is joined once again by Dr. Kallie Corbin of MaxLiving Chiropractic in Lubbock, TX to explore how to live life at 100%—physically, emotionally, and financially . Together, they break down the roadblocks that often hold people back from reaching their full potential and discuss how holistic wellness and intentional fina...

In this uplifting and educational episode, Dereck Blair , President of Caprock Financial Group, welcomes Dr. Kallie Corbin of MaxLiving Chiropractic in Lubbock, TX to share a refreshing perspective on how physical wellness and financial wellness go hand in hand. Together, they explore the habits and principles that lead to long-term vitality—not just in retirement accounts, but in everyday living....

In this high-impact episode, Dereck Blair , President of Caprock Financial Group, is joined once again by Becky Swansburg , CEO of Stonewood Financial, to unpack how recent legislative changes—especially the One Big Beautiful Bill Act , signed into law on July 4, 2025 —could reshape the retirement landscape for American savers and investors. 💬 This episode delivers clear answers to big questions...

Most retirees are shocked to learn their Social Security benefits may be taxed up to 85% —and that the IRS could become their largest, most silent retirement partner. In this timely episode, Dereck Blair , President of Caprock Financial Group, unpacks the real-world impact of retirement tax policy—including insights from Becky Swansburg, CEO of Stonewood Financial , on the One Big Beautiful Bill A...

Imagine a retirement where you pay zero taxes on your income—and actually get a pay raise when you stop working. Sound too good to be true? In this eye-opening episode, Dereck Blair , President of Caprock Financial Group, reveals real-life strategies that help clients legally reduce their tax burden , build wealth through cash-value life insurance , and create income they won’t outlive . This is t...

Is retirement your only option—or could financial independence come sooner than you think? In this episode recorded right after Independence Day, Dereck Blair , Founder & President of Caprock Financial Group, shares how the pursuit of financial freedom is one of the most patriotic—and powerful—goals you can achieve. This episode dives into how to take control of your future by building income...

What if retirement didn’t mean living on less—but gaining more? In this powerful July 5th episode, Dereck Blair , President of Caprock Financial Group, shares uplifting stories of families who are not just surviving retirement—but thriving in it. One couple even received a “pay raise” after retiring… and Dereck explains how that happened with strategic planning and smart financial choices. 💬 Insi...

Planning for retirement isn't just about numbers—it's about strategy, mindset, and personalized guidance. In this episode, Dereck Blair , President of Caprock Financial Group, challenges common assumptions and highlights the risks many retirees overlook. 💬 What you'll learn in this episode: ✔️ Why there are no shortcuts in financial planning—and how cutting corners can cost you in...

Are you prepared for retirement, or just hoping for the best? In this premiere episode, Dereck Blair , Founder & President of Caprock Financial Group, kicks off his powerful new radio show and podcast by answering real questions from callers just like you. He then dives into the foundation of our signature retirement process— The 8 Elements of Financial Success —a proven, personalized planning...