The Canadian Retirement Roadmap

🏠 Your home may be your biggest asset — but is it actually supporting your retirement? In this episode of The Canadian Retirement Roadmap, Patrick Briscoe, CFP® and Certified Executor Advisor, walks through five strategies to put your home equity to work in retirement. Learn about downsizing, reverse mortgages (CHIP), HELOCs, rental income, and selling to rent — with Canadian-specific tax insight...

In this episode of the Canadian Retirement Roadmap, Patrick Briscoe, a Financial Planner and Certified Executor Advisor, explores the potential risks and complications of adding joint owners to your property, investments, or bank accounts.  While it might seem like an easy way to avoid probate fees and simplify estate administration, this move can lead to legal, tax, and family conflicts.  Patrick...

In this episode of the Canadian Retirement Roadmap, host Patrick Briscoe discusses the delicate balance between helping your kids financially and securing your own retirement.  The episode introduces the 'emotional paradox of generosity,' explaining how a well-intentioned gift can lead to future financial shortfalls.  Key financial concepts such as the Rule of 72 are explained to illustrate how mo...

In this episode of The Canadian Retirement Roadmap Podcast, Patrick sits down with Carl Richards — CFP®, bestselling author, and creator of the long-running Sketch Guy column in The New York Times. Carl’s new book, Your Money: Reimagining Wealth in Simple Sketches, explores our relationship with money in ways that are thought-provoking, emotional, and refreshingly human. Together, Patrick and Carl...

In this episode of The Canadian Retirement Roadmap Podcast, Patrick Briscoe is joined by Devon Miller, Director of Partnerships at Clear Estate, to explore the difference between estate planning and estate settlement—and why getting both right is essential for protecting your family and legacy. They explore: ✅ The complexity of the executor's role ✅ Why more Canadians are considering professiona...

Choosing an executor is one of the most important estate planning decisions you’ll make—but it’s often clouded by guilt, obligation, or tradition. In this episode, Patrick Briscoe unpacks why your spouse, child, or sibling might not be the best person for the job—and why that’s okay. You’ll learn what an executor really does, the traits to look for, the risks of choosing the wrong person, and the...

The first half of 2025 reminded us that markets can turn quickly—and so can investor sentiment. In this episode of The Canadian Retirement Roadmap, Patrick Briscoe, CFP®, recaps the year so far, including: ✅ The story behind "Liberation Day" and the rebound that followed ✅ How global diversification helped cushion volatility ✅ Why behaviour—not just portfolio design—is the key to long-term succ...

In this episode of the Canadian Retirement Roadmap podcast, host Patrick Briscoe speaks with Christine Brunsden, co-founder of Benefits2 and an expert in estate and disability planning, about the underutilized Disability Tax Credit (DTC) in Canada. Christine shares her personal and professional journey helping Canadians navigate the DTC, revealing how many eligible individuals—especially older adu...

Planning your retirement income isn’t just about how much you’ve saved—it’s about how you use it. In this episode of The Canadian Retirement Roadmap Podcast, financial planner Patrick Briscoe breaks down how to create a well-structured retirement paycheque that ensures financial stability while minimizing taxes. Learn about the various income sources available in retirement, their tax implications...

In this episode of The Canadian Retirement Roadmap Podcast, host Patrick Briscoe, a financial planner at Bayswater Wealth Management - IPC Investment Corporation, shares four essential investing principles to navigate challenging economic times. He explores why market movements often disconnect from economic news, why the best minds are working for investors, and how political events have little l...

Coming soon - The Canadian Retirement Roadmap!   To learn more about Patrick and his team, visit bayswaterwealth.ca