The Buy To Let Property Podcast

In this episode of The Property Perspective , Shiv and Krish unpack the often unspoken side of property investment — ethics. What does it really mean to be a good landlord in today’s market? They tackle common investor fears, the importance of transparency, and why doing right by tenants is also good business. From values-led decision making to building long-term trust, this episode challenges the...

In this powerful episode of The Property Perspective , Shiv and Bhav explore what it really takes to build long-term wealth through property. They dive deep into the psychology behind money, mindset, and the habits that separate investors from spenders. From Warren Buffett quotes to Robert Kiyosaki’s take on assets vs. liabilities, this candid conversation unpacks why delayed gratification, discip...

In this episode of The Property Perspective , Shiv and Bhav dive into one of the most overlooked keys to successful property investing: having the right team. They break down the essential roles—from mortgage advisors and solicitors to surveyors and letting agents—and explain how each contributes to a smooth and stress-free investment journey. Whether you're a first-time investor or growing your p...

After 12 years in a high-pressure City job, Bhav had the income, the lifestyle, and the flat — but not the freedom. In this honest chat, Shiv and Bhav dive into his journey from burnout to breakthrough, and why he finally walked away to pursue a life built around property and purpose. They discuss: The health toll of the corporate grind Investment mistakes (and lessons) from chasing quick wins Why...

In this episode, I'm joined by mindset coach and investor Manmeet Chowdhry as we dive into the psychological hurdles of taking risks. We explore powerful topics like the fear of loss, fear of change, and how your lifestyle choices, values, and priorities can profoundly shape your investment decisions.   Manmeet Chowdhry is a Performance Expert dedicated to helping people overcome personal and prof...

How do you make smarter financial decisions while managing risk? In the final episode of this 4-part mini-series, Shiv sits down with Krish Kara of Kara Digital, to share practical strategies for balancing investment risks and rewards. From taking calculated risks to mastering dollar cost averaging, they offer actionable tips to help you grow your wealth. They also use clever analogies to visualis...

What does it take to create a life you truly love? In the third episode of this four-part mini-series, Shiv is joined by investor and entrepreneur Krish Kara of Kara Digital to explore the habits, mindset shifts, and priorities that shape a fulfilling life. They’ll dive into the power of self-investment, the art of balance, and what it really means to build a lasting legacy. This thought-provoking...

Get ready for an insightful deep dive into smart investing strategies that will sharpen your skills and make you a more confident investor by the time you finish this podcast. This episode is Part 2 of a four-part series, featuring host Shiv alongside investor and entrepreneur Krish Kara of Kara Digital. Together, they’ll explore various asset classes - both physical and digital - the power of ear...

What does it take to achieve financial freedom and build lasting wealth? Find out in this brand-new 4-part mini-series, where Shiv sits down with investor and entrepreneur Krish Kara of Kara Digital. Together, they explore a wide range of investing topics, featuring real case studies and actionable plans you can follow. In this first episode, they uncover what financial freedom truly means, the im...

In this client success story, we sit down with Sanskriti and Akshat, a couple who transformed their approach to wealth building by investing in property through Lifestyle Property People. Hear how our end-to-end service helped them transition into an investor mindset, shifting from chasing money to creating it. Their investment journey is now focused on building a sustainable income stream for ret...

In this week's episode of The Buy to Let Property Podcast, Shiv is back to offer his advice to two listeners. A common concern for property investors is whether they actually have the time to set up their investment while balancing a full-time job, family commitments, and everything else life throws at them.  Today, Himal is wondering: How much time do I need to dedicate to get my property investm...

Investors have been dreading the Autumn Budget, but are the new legislations as brutal as we first thought, and could they potentially open up opportunities for us as investors? We've watched the announcement, spent some time processing and we've picked out the big changes that are going to happen, the impact they will have on us as investors and how they will affect the market as a whole. There’s...

Is hiring a property sourcer or property management company worth it?   In this episode, we break down how working with the right team can not only save you time but also potentially save you thousands in the long run.   We’ll discuss why choosing a partner who aligns with your values and has a proven track record can make all the difference. Plus, we’ll share what to look for in a portfolio-build...

Rents are increasing at a rapid pace which is of course good news for investors but is it sustainable or are we approaching a turning point in the UK rental market? In this episode, we'll unpack why the rental market is experiencing such intense demand and high rental rates, reveal our predictions on whether sky-rocketing rents will continue and if investors should expect to see their rental retur...

Let's get into what's really going on in the property market and more importantly, what does that mean for people looking to invest over the next 6 months?  In this episode, we’re diving into the latest shifts in the property market and, more importantly, what they mean for YOU. Whether you're a landlord, investor, or someone thinking about jumping into property, the changes happening right now wi...

In this episode of The Property Perspective, we dive into the big changes coming from Labour's new Renters' Rights Bill, that every BTL property investor should be aware of.   No more 'no-fault' evictions – What does this mean for your rights as a landlord? New rent increase rules – Find out how often and how much you can raise rent. Evictions for non-payment – What happens when tenants fall behin...

With a surprise BOE base rate cut at the beginning of the month and inflation stabilising, mortgage rates are now predicted to fall.    But aside from the increase in monthly rental returns, what does this all mean for us as property investors?    How will it affect the property market?   Will we see property prices increase?   What about the discounts we’ve been getting, will they disappear?   I...

Are you waiting until you have all the cash to start your property investment journey? You might be holding yourself back!   In this episode, we tackle a common misconception: the idea that you need all the money upfront to get started. The truth? You can kick off your investment with just £12,995!   We'll break down the real numbers and show you how waiting for the full amount could mean missing...

So how do you build a property portfolio with no up-front cash?  Not everyone has thousands in savings or has inherited a vast sum of money from a relative but without realising it, you could be sat on thousands of pounds that you could use to invest in property.    What am I talking about? Your own home.    In our latest Property Perspective, we will show you how you can unlock the equity in your...

Is this the threesome you’ve been waiting for?   Achieving a healthy body, abundant wealth and a positive mindset is considered by many to be the ‘Trifecta of Success’.  But in today’s busy & hectic world, surely it can’t be possible to achieve all three?   That’s why I’m super excited for this special podcast episode as I am joined by two phenomenal guests and friends, Akash Vaghela from RNT Fitn...

From strong rental yields and stable appreciation to the protection of investor rights, we can understand why many foreign investors are flocking to the UK to invest their money in property.    But for overseas buyers, navigating the UK property market can be a challenge, with the potential time zone differences, communication barriers, and unfamiliarity with the UK property market nuances.    We...

Should you purchase an investment property in your personal name or in a limited company?   It's a decision that can halve your returns if answered incorrectly so I am really pleased to be joined by Prash Chauhan from VPC Accountants to help us review the key considerations, advantages, and disadvantages of both approaches.   In this episode we talk about: ✅ Staying ahead of the curve with new ta...

With the news that a mortgage price war has opened up between lenders, with over 20 lenders cutting their buy-to-let mortgage rates in 2024,  many investors are now wondering,  should I fix for 2 years or 5 years? In the hope of making some sense of it all, we recently invited Tom Barrass from Marquis Financial Services onto our channel, to get his expert view on this common question.  As an exper...

With the news that the Bank of England has held the base rate at 5.25%, many people are now questioning what that actually means. Is this a good or bad thing? What does it mean for people looking to borrow money?  Hot topics we spoke about: ⁠❗Is the recent news around the base rate good or bad?  ❗What the current base rate means for savers & investors?  ❗How can interest rates be going down if...

As a property investor, your investments are not just assets; they are a part of your legacy. In this podcast, we spoke with Akash Desai from OnPoint Mortgages, and explored the significance of having life insurance to safeguard both your property portfolio and your loved ones' financial well-being should the unexpected happen. Tune in as we uncover:   The importance of having insurance as a buy-t...