The Business of Property

Stuart and Simon chat about having financial buffers in their property businesses, with only slight detours into boiler replacement costs and types of concrete! Join our email newsletter for extra, exclusive resources. The property talk this week includes: Previous episode thinking about expenses The cost of a boiler! Having a buffer. When does a buffer become a waste? What type of concrete? Find...

Simon Glastonbury joins us with all the latest mortgage news. We're talking fall-throughs, down valuations, crazy fees and of course all the latest interest rates. Join our email newsletter for extra, exclusive resources. The property talk this week includes: Special guest - mortgage broker Simon Glastonbury . Fall throughs are up. Estate agents are worried. Concern about the housing market - but...

Stuart and Simon are talking about the five biggest risks you need to consider before scaling up your property business - each bringing their own views with HMO and BTL portfolios. Join our email newsletter for extra, exclusive resources. The property talk this week includes: The 5 biggest risks to scaling a property business. Time Ongoing Costs Cash flow Momentum Financial Management Stuart on th...

Simon and Stuart run through 5 keys to property scaling success. Join our email newsletter for extra, exclusive resources. The property talk this week includes: See last weeks episode with Sulis Properties . Having a target area. A realistic goal. Breaking out a plan. Building experience. A clear strategy. Find us on Twitter , YouTube or LinkedIn: Stuart , Simon . Subscribe to The Business of Prop...

Stuart and Simon are joined by special guest, Adam from Sulis Properties. In just three years Sulis Properties have built a portfolio of six buy-to-lets, completed two flips and joint ventured on an HMO. This week we talk through their journey and current scaling challenges. Join our email newsletter for extra, exclusive resources. The property talk this week includes: Find Sulis Properties on Ins...

Simon and Stuart are talking about recent, contrasting estate agent experiences! Join our email newsletter for extra, exclusive resources. The property talk this week includes: See episode 185 for Stuart's first reaction to his property listing. Off the market after three weeks. Using the PaTMa Browser Extension to see how long properties have been on the market. Getting off to a good start with M...

Stuart and Simon talk about extracting money from their property investment companies and the principles they use to do it efficiently. Join our email newsletter for extra, exclusive resources. The property talk this week includes: Extracting funds from a limited company. Loan repayments. Figures behind Simon's recent investment . Section 24 rant! Salary. Dividends. Find us on Twitter , YouTube or...

Simon Glastonbury joins us to talk over all the latest turbulence in the mortgage market. As always, listen to the end for our popular mortgage rate round-up. Join our email newsletter for extra, exclusive resources. The property talk this week includes: Special guest - mortgage broker Simon Glastonbury . What effect has the latest Bank of England base rate change had? Getting to know swap rates....

Simon and Stuart are updating an old topic, comparing two years ago with the new ("slightly" higher interest rate) world - can buy-to-let still work to replace your salary? Yes, we know, in not much more than a week between recording and publication, the interest rates we talk about are already out of date! The links below include an updated scenario. Join our email newsletter for extra, exclusive...

Stuart and Simon talk about changing directions, having momentum and being intentional about the shape of your property portfolio. Join our email newsletter for extra, exclusive resources. The property talk this week includes: Struggling student lets thread . Across 70+ rooms, I'm contacted every day. Not everything is handled by the agent. Considering relocating a portfolio. Can't relocate a "pow...

Simon and Stuart discuss whether Stuart will be taking one of his properties off the market after one day! Join our email newsletter for extra, exclusive resources. The property talk this week includes: "My goodness, that's awful". Smashed window. Wading through fast food bags. Presenting student properties for sale. Find us on Twitter , YouTube or LinkedIn: Stuart , Simon . Subscribe to The Busin...

Stuart and Simon chat about the trials of turbulent mortgage interest rates! Join our email newsletter for extra, exclusive resources. The property talk this week includes: Mortgage broker Simon Glastonbury . Mortgages are changing, again. Mortgage stress rates and rental/interest cover requirements. Rental cover for HMOs. How long do we fix for? What else can we fix? Swimming up hill? Change thin...

Simon and Stuart are sharing their top reasons to persevere with property investment with an impressive real-life leverage and inflation case study. Join our email newsletter for extra, exclusive resources. The property talk this week includes: Why persevere in property. Leverage - the positives (only). Inflation and leverage multiplier. Increasing rents. High demand. Less competition. Find us on...

We're joined again by our mortgage expert to discuss the latest base rate increase and the latest updates in the mortgage market. Including our popular update on the latest available mortgage interest rates. Join our email newsletter for extra, exclusive resources. The property talk this week includes: Special guest - Mortgage broker Simon Glastonbury . Bank of England base rate. Base rate forecas...

Simon and Stuart are discussing pros and cons of student HMOs, specifically Stuart's past and current experiences. Join our email newsletter for extra, exclusive resources. The property talk this week includes: Why did Stuart start with student lettings? The good things about student lets. Don't always listen to advice! Paid three times a year. Higher maintenance. Competition! PBSA (Purpose Built...

Stuart and Simon explore the real numbers before, during and after Simon's latest property investment. Join our email newsletter for extra, exclusive resources. The property talk this week includes: What was Simon looking for? Thinking back to the property market last year. Offers and purchase price. Mortgage woes. Making up with the rent. See episode 12 for ROI and other definitions. Forecast vs...

Simon and Stuart discuss a particular property that Stuart has, accidentally, been working on for over three years. Join our email newsletter for extra, exclusive resources. The property talk this week includes: A different approach to "flipping". Re-cap since episode 36 . Episode 39 . A special mention for InterBay . The three year bridging loan! The EWS1 has finally been issued! Mortgage broker...

Stuart and Simon discuss whether buy-to-let investment is currently broken (or not). Join our email newsletter for extra, exclusive resources. The property talk this week includes: Is Simon's latest purchase broken (already)? Personal name vs limited company. BTL is broken! Is BTL over-leveraged instead? "If you're buying in cash, you're absolutely golden." Maybe BTL can work in some places? Find...

Simon and Stuart chat about Simon's recent experience (and process) renting a 2-bed house in the South East. Plus, what's the average rental void at the moment and why are so many landlords selling up? Join our email newsletter for extra, exclusive resources. The property talk this week includes: Simon bucks the rental void period average by over 150 days! Simon confesses a planning oversight. Nev...

Stuart and Simon discuss the reality of running property businesses and the problems they face. From a slightly alarming market rent report to an even more alarming utility bill. Join our email newsletter for extra, exclusive resources. The property talk this week includes: New market rent report from PaTMa. Simon's portfolio is a little behind the market. Stuart's 50 + 60 > 100 challenge. Find...

Simon and Stuart discuss the recent news story about the biggest annual fall in house prices since 2009, is it the start of a crash? They also discuss the wider state of the property market, the impact of inflation on renters, and considerations for investors. Join our email newsletter for extra, exclusive resources. The property talk this week includes: Price drop story, with the graph we discuss...

Stuart and Simon discuss the reality of running property businesses. Simon shares his experience of putting his property on the market and the response he's received from potential tenants. They discuss the affordability of rent, talk about the shortage of rental properties, and the drop in new rental property listings. Join our email newsletter for extra, exclusive resources. The chat this week i...

Stuart and Simon are reviewing the good, bad and entertaining feedback that Stuart recently received when renewing the HMO licence on one of his existing properties. Join our email newsletter for extra, exclusive resources. The discussion this week includes: The crimes of Henry Hoover. The case of the shrinking bedroom. Growing requirements. Storing up mould. Moving walls. Shower heating. Find us...

Simon and Stuart are debating the impacts, benefits and risks from the recent supreme court judgement on RRO liability. Join our email newsletter for extra, exclusive resources. The chat this week includes: RRO judgement . RRO articles . Silicon Valley Bank collapse . More SVB collapse details . Find us on Twitter , YouTube or LinkedIn: Stuart , Simon . Subscribe to The Business of Property podcas...

Stuart and Simon are talking about some of the realities of rent-to-rent, as Stuart is bringing new leased properties into his portfolio. Join our email newsletter for extra, exclusive resources. The discussion this week includes: Growing without buying. Energy costs up by another 20%. Being less capital intensive. Why are landlords choosing to exit from (managing) their properties? Stuart's curre...