The boring sh!t in business Podcast with Amy Bajada

What happens when a business owner stops believing that more sales will solve everything and starts understanding what is really driving the business? In this episode, I sit down with Karen Ahl, founder of Web-sta, a marketing agency celebrating almost 20 years in business. Karen was actually the very first person to purchase my Cashflow Course, and after first appearing on the podcast back in 202...

It's the start of a new financial year here in Australia, and everywhere you look, business owners are setting new goals, making new plans, and promising themselves that this year will be different. But what if we're asking the wrong question? Instead of focusing on what's next, perhaps we should first understand what the last 12 months were trying to teach us. In this episode, we'll explore why y...

Have you ever asked ChatGPT a business question and thought: "Wow... that's actually a really good answer." You're not alone. More and more business owners are turning to AI for guidance on everything from pricing and cashflow to hiring, growth, and profitability. And while AI can be an incredibly powerful tool, there's one thing it can't do: Understand your business the way you do. In this episod...

Have you ever implemented business advice that should have worked... but didn't? Maybe you've raised your prices and still felt under pressure. Maybe you've increased sales but your cashflow hasn't improved. Maybe you've hired staff hoping to create more freedom, only to find yourself more stressed than before. The reality is that most business owners are trying to solve individual problems when e...

EOFY is almost here, and whilst there’s plenty of advice floating around about tax deductions, spending money before 30 June, and getting your paperwork in order, some of the biggest mistakes business owners make happen during this period. In this episode, I share four EOFY mistakes I'll never make again and explain why these seemingly harmless decisions can create unnecessary pressure in the new...

EOFY has a way of making business owners feel like they need to do something. Buy the vehicle. Upgrade the equipment. Stock up on inventory. Sign up for the software. After all, you'll get a tax deduction... right? But here's the question: Is the decision genuinely helping your business, or is it simply helping you pay less tax? In this episode, I challenge some of the most common EOFY thinking an...

EOFY shouldn’t feel like a financial horror movie. And yet for so many business owners, June arrives with panic, stress, avoidance, and sleepless nights. In this episode, I unpack the emotional side of EOFY and why it often feels so overwhelming for business owners — not because EOFY creates problems, but because it exposes the ones that have been building quietly throughout the year. This isn’t a...

Not all debt is dangerous. And not all debt is smart just because the business can access it. In this episode, we break down the very real difference between debt that strategically helps a business grow… versus debt that quietly keeps a struggling business alive while bigger problems build underneath. This is an honest conversation about: debt dependency cashflow pressure survival mode operationa...

Your accountant says the business is profitable… So why does cash still feel tight? Why are so many business owners making sales, growing revenue and technically turning a profit… while still feeling pressure every single week? In this episode, I'll unpack one of the biggest misunderstandings in business: the difference between profit and cashflow. Because a profitable business can still experienc...

We’re coming up to the end of the financial year here in Australia… and for a lot of business owners, the focus is already on what’s next. New goals. New plans. A fresh start. But before you jump into the new financial year… there’s something far more important to do first. 👉 Review what just happened. In this episode, I break down why reviewing your year isn’t just about looking at your numbers...

You’re making money… so why does it feel like there’s none left? If you’ve ever looked at your bank account and wondered where your cash is actually going — this episode breaks it down in a way that finally makes sense. In this episode of The Boring Sh!t You Need to Know About Business, we unpack one of the most common (and frustrating) challenges for small business owners: cash disappearing despi...

You’re working. You’re selling. You’re growing. So why does paying yourself still feel inconsistent… or worse, something you “get to later”? In this episode, we’re unpacking one of the most common (and overlooked) challenges in small business — actually paying yourself in a way that is intentional, consistent, and sustainable. Because here’s the truth… If your business only works when you come las...

What happens when a business owner goes from making financial decisions based on gut feel… to using their numbers to confidently grow? In this episode, I sat down with Alikki Russell, founder of The Hummingbird Centre — a thriving psychology practice that has grown from a single room to 40+ staff across multiple clinics. But this isn’t just a growth story. It’s a story about what happens behind th...

This episode is a little bit different. Because it’s my 50th birthday. And instead of putting together a list of “50 lessons”… I wanted to focus on what actually matters. Because over time, you start to realise something… Not all lessons carry the same weight. Some are interesting. Some are nice to know. But then there are the ones that genuinely change how you think, how you make decisions, and h...

Let’s be honest… BAS isn’t what creates stress in your business. 👉 Avoiding it does. In this episode, we unpack why BAS feels overwhelming for so many business owners — and why the real issue isn’t the ATO, compliance, or even the payment itself. It’s the gap between knowing something needs to be dealt with… and actually facing it. Because when you avoid your BAS: You lose visibility over what yo...

If your business finances have been feeling overwhelming lately… you’re not alone. Right now, most small business owners are sitting in one of two camps: 👉 avoiding their numbers completely 👉 or checking everything constantly… and still feeling out of control And neither of those approaches is giving you clarity. In this episode, we break down what to track in your business weekly vs monthly, so...

What happens when your business is making money… but you still feel like you're going backwards? In this episode, I sit down with Alan and Jess from Triple Effect Media — a husband-and-wife team who built a successful video marketing agency… but found themselves facing a $100K+ tax bill, cashflow pressure, and the very real fear of losing it all. This isn’t a story about failure. It’s a story abou...

Most business owners know their numbers. They know their monthly revenue. They know their expenses. They know whether the business was profitable. But very few business owners know exactly when money moves through their business. And that timing can change everything. In this episode, I explore the concept of the Cashflow Money Map — a simple way of mapping when money actually enters and leaves yo...

Cashflow surprises don’t come out of nowhere. They build quietly — in the gaps between you and your numbers. In this episode, I’m walking you through the simple weekly ritual that eliminates financial shocks before they hit your bank account. No complex dashboards. No 3-hour spreadsheet sessions. No overwhelm. Just one structured 30-minute meeting each week that shifts you from reacting to leading...

They don’t look dangerous. They don’t feel urgent. And they rarely get reviewed. But small, recurring expenses are often the quiet reason profit feels tighter than expected. In this episode, we’re talking about the silent profit killers hiding inside everyday business spending — subscriptions, auto-renewals, convenience costs, duplicated tools, and those “it’s only $49 a month” decisions that add...

Can your business earn points on the money it’s already spending? Yes. But only if it’s done properly. In this episode, we’re breaking down how Australian business owners are using everyday expenses — software, ads, suppliers and even ATO payments — to generate points and rewards without creating cashflow pressure or unnecessary debt. This isn’t about chasing points. It’s about structuring spend y...

Quick question: Do you know what your business needs to earn this month just to cover its costs? Not last year. Not when you first calculated it. Right now. Because if your expenses have increased (and for most businesses they have), your break-even point has moved. And if your pricing hasn’t kept up, you could be working just as hard for less profit. In this episode, I'll break down one of the mo...

Are you flat out in your business… but still feeling like the money never quite matches the effort? If you’re busy every day, booked solid, constantly delivering — yet cash flow feels tight and exhausting — this episode is for you. In this episode, I'll break down one of the biggest (and most expensive) mistakes small business owners make: underpricing their services and trying to “fix it” by work...

Cashflow planning doesn’t need to be complicated — but it does need to be useful. In this episode, I’m breaking down why a 13-week cashflow forecast is the smartest place to start, especially if planning has felt overwhelming or hard to stick to in the past. I’m a big believer in planning ... but planning works best when it’s sequenced properly. Most business owners already have the information th...

It’s possible to be profitable and still feel uncertain about cash. In this episode, I walk through a real client story — a product-based, online business that was operating well on paper, reviewing expenses regularly, and generating consistent revenue… yet still struggling to clearly see where the money was actually going. This wasn’t a business in crisis. But cash felt tighter than it should hav...