The Ballast Life

WATCH HERE: https://youtu.be/QJmLVkxMoHI In this episode, Ballast COO Andy Reynolds sits down with Lisa Adkins, CEO of the Blue Grass Community Foundation, to explore how charitable giving can become a powerful tool for tax planning, legacy building, and family values. Lisa shares current trends in philanthropy, including the growing popularity of donor-advised funds, charitable “bunching” strateg...

Learn more about Ballast: https://ballastplan.com/ Watch on YouTube: https://youtu.be/41ucIbaoGEs Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not e...

One of my favorite clichés is “you’re only as strong as your weakest link.” In your financial life, cash flow, retirement contributions, and spending habits are all “links” that can make or break your plan. One link in personal finance that is often overlooked is data and credit security. While technology has brought major improvements in how we protect information, it has also given cybercriminal...

Watch on YouTube here: https://youtu.be/spMBJuur45M Medicare sounds simple until you're staring down a grid of plan letters and 47 unsolicited robocalls. Richard McQuerry, a Medicare specialist with 17 years in the space, gives us the the full Medicare rundown. We cover the two main paths (Supplement vs. Advantage), what IRMAA is and why a big distribution can spike your premium for a year, Kentuc...

Watch here: https://www.youtube.com/watch?v=Bc8UhH6pgjg Ballast Founder and CEO (John V. Boardman, III, CFP®, CPWA®) and Chief Investment Officer, Brian Burton, CFP®, CIMA® sat down to discuss current trends in the market environment and provide insights into 2026. They cover topics such as AI, the price of gold, crypto, and more. Enjoy! And, as always, if you have any questions or would like to s...

Watch here: https://youtu.be/4YUzcPZimTg Trusts can be powerful tools for families across the financial spectrum to protect and manage assets, care for loved ones, and potentially realize generational tax savings. They can also provide privacy by avoiding public probate, and customized asset distribution, such as for health, education, maintenance, and support. For those with minor children, a tru...

Want More? Sign up for our newsletters and magazines here. Contact Visit ballastplan.com, call 859.226.0625, or e-mail info@ballastplan.com . About Ballast Ballast, an employee-owned financial planning and investment management firm based in Lexington, KY, specializes in providing tailored services to high-income earners, high-net-worth clients, and individuals/businesses with complex financial si...

Watch here: https://youtu.be/npmcbn7jbJU Want More? Sign up for our newsletters and magazines here. Contact Visit ballastplan.com, call 859.226.0625, or e-mail info@ballastplan.com . About Ballast Ballast, an employee-owned financial planning and investment management firm based in Lexington, KY, specializes in providing tailored services to high-income earners, high-net-worth clients, and individ...

Make a bigger impact with your charitable giving with smarter planning, not just giving more. Discover how to get the most out of your donations for the causes you care about and your long-term tax plan. Ideal for those who want to balance generosity with financial planning. Watch Webinar: https://youtu.be/m9GS_MNwGDg Connect with Ballast: ballastplan.com Want More? Sign up for our newsletters and...

As we wrap up 2024, Ballast is here to provide clarity on the major financial themes shaping this year and what they could mean for the future. Watch on YouTube: https://youtu.be/zoMJv1O3fUg This year-end review offers insights into: 00:00:00 🎬 Begin 00:00:38 1️⃣ Markets since COVID: How far we’ve come and what’s ahead. 00:08:23 2️⃣ Historical Valuations: Lessons from the past to guide the future...

Did you know: that 75% of business owners regret selling their business within a year? 😱 Don't let that be you. At Ballast, we help business owners plan their next move with confidence. From maximizing the value of your sale to crafting a fulfilling post-sale life, we’ve got you covered. 👉 Visit ballastplan.com/business to: ✨ Download our free whitepaper on exit strategies 🎥 Watch a full-lengt...

Going through a divorce can be one of the most challenging times in life, especially for high-net-worth individuals or those with a variety of assets and complications. In this video, Ballast CEO John Boardman, and COO Andy Reynolds share expert advice on the crucial financial steps you need to take before, during, and after a divorce. Learn about the importance of updating beneficiaries, selectin...

As pensions have largely been eliminated within the private sector, generational wealth accumulation continues to be a phenomenon impacting more and more families.  Whether it be an accumulation from retirement assets, a business sale, or family generational wealth, a large amount of assets has been passed from one generation to the next.  Over the next twenty years, a projected $90 TRIL...

We recently invited local business owners to Ballast for a discussion on topics important to them. This is the video from our meeting. Topics Include: What makes businesses attractive to buyers? What is the current state of the private equity market? How to separate finances between business and personal? How should owners prepare now for life after they sell? What are the options for internal tra...

Cameron Hamilton, John Boardman, and Andy Reynolds discuss the market environment, trends, and more in this beginning-of-the-year update.

To kick off the new year, John Boardman (CEO, Founder) and Andy Reynolds (COO, Partner) sat down to recap the economic environment in 2022 and discuss the 2023 outlook. Topics include: Recent economic data and performance The 1% of market volatility on trading days Market fundaments and the role of the Fed Inflation and housing Consumer behaviors and spending Are we in or heading toward a recessio...

Listen as John Boardman (Founder and CEO of Ballast) and Andy Reynolds (COO and Partner of Ballast) discuss the current market environment. Additionally, John and Andy consider a few common questions and share their thoughts on the cyclical market, inflation, portfolio management, raised rates, and economic outlook. John V. Boardman, III, CFP® FOUNDER / CEO / FINANCIAL ADVOCATE Andy Reynolds, CFP®...

In this episode of The Ballast Life Podcast, the Ballast advocates sat down to share their thoughts on 2020 with the benefit of hindsight, as well as potential head/tail winds that we may experience as 2021 marches along.

In this episode of The Ballast Life Podcast, John and Andy discuss the implications of the the recent US elections, the impact the COIVID-19 vaccine may have on the markets, as well as their predictions for the months to come.

In this episode of The Ballast Life podcast, the Ballast Advocates sat down virtually to break down their favorite articles from our Atheneum anthology. The entire anthology can be downloaded on our website: BallastPlan.com/Book

The SECURE Act is one of the most significant pieces of legislation passed within the past few years. If you have any questions, please do not hesitate to reach out to us at 859-226-0625 or  info@ballastplan.com Timestamps: Introduction: 00:00 - 3:24 ROTH IRA Review: 3:25 - 6:50  Beneficiary Payout Strategies: 6:51 - 14:40 Strategies During Retirement: 14:41 - 22:16 Strategies to Achieve...

In this episode of The Ballast Life podcast, John and Andy sit down at a safe social distance to discuss the current state of the world as it relates to the financial markets and financial planning, as well as what they are watching for in the days to come.

Late last week John and Andy sat down via Zoom to discuss several topics regarding the markets as well as the firm. Topics include their thoughts on recent market behavior, expectations for the economy for the remainder of the year, risks people may not be considering, economic positives of the crisis, and how our business is operating in light of the pandemic.

Earlier this week, Andy Reynolds, our COO and a Financial Advocate, sat down with Dr. Tom Goldsby, a global leader in supply chain management and logistics. Listen their conversation about the current status of our supply chain disruptions, the supply chain reliance on China and other countries, and what the future may bring.

On Tuesday, May 5 th , 2020, our Advocates sat down (via Zoom) for a discussion of current economic and market conditions, as well as the potential range of outcomes over the coming months.  Listen to our thoughts on how this period compares to the Financial Crisis, how certain industries might be permanently impacted, and how the combined monetary and fiscal response has been received b...