The Avoiding Broke Podcast

We all have the same 24 hours in a day, but how we use that time determines how successful we are. These essential time management tips will help you achieve more and work towards your life goals.

Now is the time to achieve your 2023 goals and plan for 2024. Having a simple focus on key aspects of your life (e.g. health, family, personal development and finances) can improve your happiness and wellbeing.

EP 138: The importance of mindset in defining and executing your plans. Our mindset is the key factor in our mood, decision-making and so much more. Spending time to improve our mindset is key to achieving our goals and successes

We all have goals and, despite working towards them, we can easily need to realign with them. Take time, reflect, rest, plan and be prepared to go after your goals with even more focus and energy.

In this episode, Leanne talks about time and how we use it. We all have the same 24 hours, how do you use your time?

EP 135: Resetting personal goals and changing your targets. We all have times when we need to reassess our goals and pursue new targets. Jamain covers some ideas to help plan effectively, review your goals and change direction for greater progress

In this episode, Leanne talks about your energy and how it impacts your results.

In this episode, Leanne talks about the need to get out of our comfort zones to really give ourselves the chance to achieve big financial goals!

Take financial and life opportunities when they arise. Jamain discusses how when opportunities arise we need to be ready and willing to take them. This can have a huge impact on our financial futures.

In this episode, Leanne talks about inflation and how interest rates are used to control inflation. She also discusses the impact on mortgages and steps we can take to help ourselves.

In this episode, Leanne talks about the benefits of overpaying your debt if you can. We also tackle the tricky question of whether you should save while you have debt.

Using our energy and mindset we can elevate ourselves to news ways of thinking and behaving. This change in thinking, planning and actions can help us live a more prosperous life.

In this episode, Leanne encourages us all to make our financial goals bigger! We give ourselves a better chance of doing bigger things if our goals are bigger. Big goals can be daunting but we can overcome this by breaking them down into smaller milestones.

In this episode, Leanne talks about how our mindset can be our greatest tool to help us reach our financial goals. She covers what is mindset and how she tries to keep hers in a place that serves her.

In this episode, Leanne talks about lifestyle inflation- what it is, why it can be a problem and some tips to help not fall into the lifestyle inflation trap.

100% mortgages are being reintroduced to the UK property market. They offer a useful, but potentially risky, route to home ownership. We run through some benefits of and concerns about 100% mortgages

Parenting and personal finance - the game changer. There is a need to plan schools, financial literacy, saving, investing, housing, day to day spending and more! Its a different level of planning needed. #personalfinance #parenting #financialfreedom

In this episode, Leanne talks about the importance of consistency and building good habits in working towards your goals.

We can all become stressed, worried and confused by current financial challenges - but how we decide what is really important? We have the power to decide if an issue will be important in a years time, or to decide which handful of issues take our energy and let everything else have less thought. This is the essence of being more farsighted and deliberate about shaping our future.

EP 121: Don’t stress about your budge, stay calm! Doing a #budget can be stressful and the outcome may not be what we want. However, a budget is only a point in time ‘guess’ so we shouldn’t stress about it. Instead, focus on the discipline, consistency and grit needed to make the numbers work as best as possible to deliver the outcome you want!

In this episode, Leanne talks about ways to increase your income. With high inflation impacting so many of us globally, can you increase your income to maintain or improve your standard of living.

Q1 2023 has seen more challenges in the economy as interest rates have increased, banks have collapsed and more people are struggling. This outlook covers our thinking about income, spending, savings, investments and real estate

Overpay #debt daily to fight high #interestrates Interest on debt is often calculated daily. Overpaying daily can reduce the total amount you pay back and help you repay debt sooner.

Why do you do the things you do? Why do you make the decisions you make? In this episode Leanne talks about why it’s beneficial to understand your ultimate why- this is the ultimate goal or reason that you have for wanting to make good financial decisions and to learn and grow.

In this episode, Leanne talks about understating your current financial personality and who you want to be in the future. If we think about who we want to be in the future, we can try to make financial decisions now that align with the future self.