The ATZ Finance Podcast

Are businesses limiting their growth by waiting too long to invest? In this episode, the team discuss how finance can act as the bridge between demand and growth, allowing businesses to scale without waiting years to save. They highlight how modern businesses are using finance strategically and why approaches that worked decades ago may no longer be enough in today’s market. #businessfinanceuk #co...

Are you applying for the right finance for your business? Nelesh and Mo discuss how many business owners approach the wrong lender or apply for products that do not suit their needs. They explain how brokers help identify the most appropriate options, access deals that are not available directly and continue looking for solutions even when a bank says no. The conversation highlights the value a go...

Why are HMOs becoming such an important focus in today’s property market? Nelesh and Mo discuss how lenders assess HMO properties, why they are valued differently from standard residential investments and how multiple income streams can make them attractive from both a lending and investment perspective. The conversation also explores why HMOs continue to play a growing role in the current market...

Why do some businesses use debt to grow while others fear it completely? Nelesh and Mo discuss how larger businesses often borrow to scale, how debt can be used to support cash flow and why the right type of borrowing can create growth when managed properly. If you’re passionate about smarter business thinking, personal growth and financial insight, this is the place for you. #atzfinance #business...

What should business owners really know about tax in 2026? Mo sits down with Accountant Qais from QK Accountants to discuss common tax misconceptions, offshore moves and what small businesses should actually be focusing on. They also touch on how HMRC is evolving its approach and why your tax position can matter for future lending opportunities! If you’re passionate about smarter business thinking...

Have you considered the impact your mindset has on your business? Nelesh sits down with Oliver, who has built a practice focused on helping individuals reconnect with purpose and operate from a healthier state of mind. They discuss the often overlooked challenges of being a solo entrepreneur, including the mental pressure that comes with it and how resisting change can quickly hold a business back...

Why is debt still so misunderstood in the UK? Mo discusses the truth about debt and the emotional weight it often carries, despite being a fundamental tool in business and growth. He highlights that debt itself is not the problem, but how it is used and how it has played a key role in building the modern world by bridging value and time. If you’re passionate about smarter business thinking, person...

What separates a successful business owner from the rest? Mo sits down with fitness coach David to discuss why guidance matters in business, the common traits shared by successful entrepreneurs and the role a coach can play in helping owners stay focused, accountable and moving in the right direction. Watch in full to understand why having the right guidance can change the trajectory of your busin...

Have you considered whether you truly understand how your marketing is performing? Mo and Charles discuss why many business owners chase leads without measuring what actually drives results and why focusing on overall business health and consistency creates stronger long term growth. Charles also shares the reality of risking his last £1500 to push his business forward and what that taught him abo...

Welcome to Episode 11 of the ATZ Podcast Series. In this podcast Nelesh sits down with Business Consultant, Chidi.  This episode takes a closer look at why business owners need a defined plan to succeed, how to manage the realities of running a company under pressure and the critical reminder that VAT is not profit. Misunderstanding that one detail can create serious financial consequences. If you...

Welcome to Episode 10 of the ATZ Podcast Series.  In this podcast Mo and Nelesh sit down with Mo, Business Development Manager of Offa Finance. This episode takes a closer look at why a property deal is not complete until you have a clear exit strategy, why experienced property brokers are worth every penny and why a mortgage may not always be the right solution. If you’re passionate about smarter...

Welcome to Episode 9 of the ATZ Podcast Series.  In this podcast, we sit down with Fitness Coach, Taylor.  This episode takes a closer look at the synergy between fitness and business ownership, why money cannot buy health,  how small fitness habits can build confidence plus much more. If you’re passionate about smarter business thinking, personal growth and financial insight, this is the place fo...

Welcome to Episode 8 of the ATZ Podcast Series. In this podcast, we sit down with Brad, Software Developer and Entrepreneur from Ability Portals. This episode takes a closer look at what a CRM is and how it simplifies your business, time being the ultimate ROI for business owners plus much more. If you’re passionate about smarter business thinking, personal growth and financial insight, this is th...

Welcome to Episode 7 of the ATZ Podcast Series. In this podcast, we sit down with Scott from SP Plastering Solutions. This episode takes a closer look at the hidden potential of plastering, Scott’s journey from a tradesman to a business owner, the strategic growth plus more. If you’re passionate about smarter business thinking, personal growth and financial insight, this is the place for you.

Welcome to Episode 6 of the ATZ Podcast Series.  In this podcast we sit down with Harry, Business Development Manager for Market Financial Solutions (MFS).  This episode takes a closer look at opportunities within London real estate, the hidden realities of lender regulations and the often overlooked role confidence plays in shaping success. If you’re passionate about smarter business thinking, pe...

Welcome to Episode 5 of the ATZ Podcast Series.  In this podcast we sit down with Ravi Maniar, Founder of Azure Wealth. From valuable discussions on how you can use your pension to invest and why your savings lose value to inflation, this episode offers a forward thinking perspective on building and protecting long term wealth. If you’re passionate about smarter business thinking, personal growth...

Welcome to Episode 4 of the ATZ Podcast series. In this podcast, we sit down with Alina Robinson, Personal Growth Results Coach from iEvolve. From fear when running a business to managing stress in business and the balance between money and discipline, this episode offers a grounded look at the emotional and practical challenges behind building a business and reveals the mindset principles that su...

From Battling Health to Entrepreneurial Success. Featuring ATZ Finance. Welcome to Episode 3 of the ATZ Podcast series.  In this podcast, we sit down with Mooni, for an insightful discussion on his battle with health to entrepreneurial success. This episode dives into what truly terrifies us about failure and uncovers the untold truth about success, offering listeners a fresh perspective on the re...

Pressure, Resilience and Planning as a Business Owner. Featuring ATZ Finance. Welcome to Episode 2 of the ATZ Podcast series.  In this podcast, we sit down with Joe Lawrence, Director of Libra Utility Services, for an insightful discussion on what it really means to run a financially smart business. Is saving money today worth losing it tomorrow? Discover how cash flow blind spots can cost more th...

The Truth Behind the Financial World and being an Entrepreneur. Featuring ATZ Finance. Welcome to the ATZ Podcast Channel — where business, mindset, and money meet. Each episode explores how different industries think about success, resilience, and decision-making. We speak with life coaches, financial advisers, fitness experts, insolvency practitioners, innovators, and business leaders who share...