The And Asset Show

Popular Primerica life insurance agent, Nikole Galanes, recently came at permanent life insurance and infinite banking hard in a video she posted to her personal instagram page. Caleb Guilliams and Dom Rufran respond to her criticisms and extend an open invitation to her to dialogue about their disagreements.   00:00 Introduction 00:54 Context on Regulations and Personal Freedom 02:47 Playing and...

This video is a masterclass on premium financing, led by life insurance design specialist, Alden Armstrong, and industry expert Kris Stegall from Robin Glen, who has helped place over a billion dollars in financed premium on life insurance cases. The 2+ hour masterclass covers topics such as what premium financing is, how it works, how to set it up, who it is for, and the team members you need to...

Want to know what the number 1 asset missing in your portfolio is? In this video, legacy expert Demetrius Walker breaks down why every retirement plan should include life insurance as the foundational asset. He walks through case studies that compare the outcomes of a plan with and without life insurance and the drastic difference it makes.   00:00 Difference Between Portfolio Size and Cash Flow i...

Caleb discusses meeting and talking with the biggest names in the life insurance industry at Dr. Tom Wall's most recent event. Caleb breaks down his conversations with Curtis Cloke, Dennis Martin (One America executive), Garrett Gunderson, Dr. Wade Pfau, and so many more.  

A 57-year-old couple with $2.6M saved thought they were ready for retirement but worried about market risk, taxes, and how to turn assets into dependable income. In this real case study, Justin Gartman breaks down how they repositioned $520K into a strategically designed life insurance policy to create liquidity, reduce volatility, and protect their retirement years. You’ll see the exact funding s...

Is IBC with Ameritas a good choice? In this videos, Caleb Guilliams and Alden Armstrong review Ameritas Life Insurance Company for Infinite Banking, breaking down the companies COMDEX ratings, dividend performance, best policy designs, pros and cons, and more!   Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review   Want a Life Insurance Policy? Go H...

Life Insurance agent, Austin Williams, explains how to understand the infinite banking concept at 5 levels of increasing difficulty. From beginner and foundational principles, to advanced IBC strategies and ideas, that can make you an expert banker. Want Whole Life Insurance for Infinite Banking? Click Here: https://bttr.ly/aa-yt-clarity Want Us To Review Your Permanent Life Insurance Policy? Clic...

Is life insurance an investment? This is one life insurance debate that refuses to die it seems. In this episode of the And Asset show, Caleb Guilliams and Dom Rufran tackle this question, looking at the evidence behind both sides and explaining their perspective.

Is it too late to use life insurance after 60? The And Asset Show #22, features Caleb Guilliams, Dom Rufran, and retirement expert, Justin Gartman to answer a real life case study about a 62- & 63-year-old couple who wants to pay off a $1M mortgage, improve retirement income, and leave a legacy for their kids. They walk through side-by-side case studies to show how permanent life insurance can...

Learn how to ultra-wealthy can reduce estate taxes by up-to 50% less and transfer their wealth across multiple generations using the intergenerational split dollar strategy. Alden Armstrong is joined by Jason Prather & Jay Cavanagh to walk through step-by-step this advanced tax and life insurance strategy.

In this debate recap, Caleb and Dom cover all of the main talking points in the debate between Caleb Guilliams and Jim Dew on whole life insurance and infinite banking. Where did it go well and which areas he should have done differently.     Watch the Debate: Part 1 - https://youtu.be/R_VUD5n-Oo8?si=sifFWI2a9KLqVN5f Part 2 - https://youtu.be/ME86h7yy1bM?si=tyDBtHoqeDzy-QER 00:00 Introduction 00:0...

Want to know what the number 1 asset missing in your portfolio is? In this video, legacy expert Demetrius Walker breaks down why every retirement plan should include life insurance as the foundational asset. He walks through case studies that compare the outcomes of a plan with and without life insurance and the drastic difference it makes.   00:00 Difference Between Portfolio Size and Cash Flow i...

Caleb goes behind the scenes with Tom Wall, the founder of Whole Life Masterminds and the host of the Fast Start Forum. They discuss the speaker highlights and biggest moments from the event as well as the future of the industry and what needs to change.     Buy Your Tickets to the 2026 Life Insurance Summit! Click Here: https://betterwealth.com/summit Subscribe to Tom's New Channel - ‪@tomwal...

Have you ever wondered which side of a policy illustration is most accurate, guaranteed or non-guaranteed? Isn't it obviously the guaranteed side, and why do agents always show the non-guaranteed side instead? In this video, Austin Williams explains the differences between them and why the way most people understand illustrations are wrong.

Justin Gartman breaks down how whole life insurance can be used as a flexible college funding tool alongside 529 plans. Using a real family example, we walk through how cash value life insurance can provide liquidity, control, and stability when tuition bills arrive. This video covers using policies on parents, children, or even grandchildren, without giving up your investments or other savings ac...

Caleb and Dom give their honest perspectives on MLM life insurance companies and how they impact the industry. In particular they focus on Patrick Bet David's company, PHP Agency. Caleb gives a behind the scenes look from his upcoming interview with Matt Sapaula, a friend of PBD's and leader at PHP.   00:00 Introduction 00:39 The Hosts and Life Insurance Agency Models 03:09 Network Marketi...

It's common practice to use non-direct recognition whole life insurance but is it the best policy to use for infinite banking? In this video, Demetrius Walker shows a real case study comparing Direct vs Non-Direct Recognition policies between Penn Mutual and Lafayette Life Insurance Companies. The answer may surprise you.             Want Whole Life Insurance? Click Here To Meet Our Team: http...

Learn exactly what all of the life insurance health ratings are and how they will impact your policy performance.           Want Whole Life Insurance? Click Here To Meet Our Team: https://bttr.ly/aa-yt-clarity Want Free Life Insurance Education & Resources? Unlock the Vault: https://bttr.ly/yt-aa-vault Learn More About the And Asset: https://bttr.ly/andasset ======================DISCLAIMER: h...

Life insurance is often framed as boring, simple, or something you “set and forget.” The reality is that its use case can be much more versatile than one might think.       Corporate-Owned and Bank-Owned Life Insurance Life insurance is used in unethical and illegal schemes Business buy-sell agreements and partner protection Using cash value for business operations and liquidity Estate planning, i...

See the real numbers of when you can borrow against your whole life insurance policy and the best way to design your policy to give you access as soon as possible.00:00 Introduction01:35 Traditional Whole Life Policy03:22 High Cash Value Policy Design04:52 When Can You Access Funds?05:53 How Much You Can Borrow?06:56 How High Cash Value Policies Are Designed07:23 Low Base Premium08:08 Term Rider08...

Analyzing Compounding interest vs Amortizing interest for infinite banking. In this episdoe of the And Asset Show, Caleb Guilliams and Dom Rufran break down this popular debate in the IBC industry, using real math, illustrations, and a whiteboard. This is the last video you'll need to watch on this topic. 00:00 Introduction: Compound vs. Amortized Interest02:14 Revisiting The AND ASSET Book04:...

Learn what overfunded whole life insurance is and how it works. In this video, Justin Gartman, walks through real case study examples that show how the overfunded policy is designed and performs compared to traditional whole life insurance designs.

When is the right time to start a whole life insurance policy and what should you do if it's not the right time? Demetrius Walker, wealth coach at BetterWealth walks through a real client case study and what he did with them to give them the coverage they wanted without compromising their financial situation.00:00 Client's Story and Goals01:16 Designing the Whole Life Insurance Policy02:19...

And Asset Show Ep 17 | Caleb Guilliams and Dom Rufran walk through the complete breakdown of how to approach using infinite banking to invest in cash flow producing assets like real estate. First, they cover the the philosophy behind when to borrow against your policy and when not to, and then go through a real life example (with numbers) of how to invest in a real estate opportunity with whole li...

Learn two easy ways to avoid a modified endowment contract (MEC) in your permanent life insurance policies.00:00 Introduction00:22 What is MEC?02:00 No Attempt to Avoid MEC02:41 Way #1: Contribute Less Premium03:38 Way #2: Combo Less Premium Offset in Year 3005:34 The Upshot? Want Whole Life Insurance? Click Here To Meet Our Team: https://bttr.ly/aa-yt-clarity Want Us To Review Your Life Insurance...