The Aevum Accounting Podcast

Real estate agents run their own small business inside someone else's brand. You drive everywhere, work every weekend, and spend your own money to win the listing — so why do so many agents claim the bare minimum and hand the tax office thousands they never needed to? In this episode, Mia and Leo are back in the studio to help agents claim every dollar they're entitled to. We revisit the R...

The negatively geared investment property has been a cornerstone of Australian wealth-building for a generation. Then the 2026-27 Federal Budget took a big red pen to the rulebook — and most investors have no idea the game has already changed. In this episode, Mia and Leo are joined by tax strategist Harvey Green to unpack the biggest shake-up to property investing in years. We revisit the Investm...

Nurses and midwives — clock back on, it's time for your tax second opinion! 🩺 In Part 1 we covered the basics. Now Mia and Leo are back on the ward for the night shift debrief, separating the deductions you're genuinely entitled to from the tearoom myths that quietly cost you money every single year. First, a quick handover from Episode 12 — the ATO's three golden rules, car and trave...

Planning for the financial future of a vulnerable loved one is one of the most important things a family can do, but the dense legalese and rigid tax rules can make it feel like trying to read a textbook underwater. In this comprehensive guide, Mia and Leo break down the complex intersection of Australian tax law, social security, and asset planning. Stripping away the jargon, they compare three e...

Are you a professional firefighter taking tax advice from the station lunchroom? It’s time to separate the facts from the costly fiction. In Part 2 of our Firehouse Drill series, Mia, Leo, and resident tax strategist Harvey Green sound the alarm on the ATO’s latest advanced guidelines for the fire service. We start with a rapid-fire summary of the golden rules from Episode 10, and then dive straig...

What happens when you take the biggest, most common tax questions from the community and put them in the hot seat? You get a definitive, no-jargon roadmap to optimizing your next return. Recently, Aevum Accounting founder Ben De Rosa sat down with Glen James on the Money Money Money podcast for a massive live Q&A. Today, Mia, Leo, and resident tax strategist Harvey Green hijack that exact tran...

Are you a police officer taking tax advice from the lunchroom? It’s time to separate fact from fiction. In Part 2 of our Police Debrief series, Mia and Leo hit the station to break down the ATO’s latest guidelines for law enforcement. We start with a rapid-fire summary of the golden rules from Episode 10 (covering cars, commutes, and uniforms), and then dive straight into the most highly debated d...

Are you a high-earning IT contractor, management consultant, or engineer? If you are using a Pty Ltd company or a Family Trust to artificially cap your tax rate or split your income with family members, you might be walking directly into an ATO audit. This week, Mia, Leo, and resident tax strategist Harvey Green unpack the incredibly complex—and high-stakes—web of ATO legislation targeting Individ...

The 2026-27 Federal Budget is here, and it is being called the most significant transformation of Australia's tax system in a quarter of a century. From the end of the 50% Capital Gains Tax discount to a massive crackdown on Family Trusts, the rules of wealth accumulation are fundamentally shifting. In this extended deep-dive episode, Mia, Leo, and tax strategist Harvey Green break down exactly wh...

Are you a PE teacher claiming your running shoes? Or maybe you spent your own money on end-of-year gifts and rewards for your students? Before you hit submit on your tax return, you need to hear this. With the End of Financial Year rapidly approaching, Mia and Leo are heading back to the classroom! In Part 2 of our Teacher's Tax Playbook, we quickly recap the essential golden rules (including...

Are you falling for the "Bank Balance Illusion"? If you are using the cash in your everyday operating account to fund new equipment or marketing, you might actually be spending the ATO's money—and setting your business up for a massive tax hangover. In this episode, Mia and Leo reveal Ben De Rosa's ultimate cash flow strategy: The Vault System. Learn how to stop guessing with fla...

Do you assume every invoice leaving your clinic is GST-free just because you work in healthcare? That common assumption is a ticking tax bomb that could cost your practice tens of thousands of dollars. In this episode, Mia and Leo tackle the most dangerous bookkeeping traps in the medical sector. While the ATO provides generous GST exemptions for patient care, the rules change entirely depending o...

You've built your business from the ground up, but when it’s time to sell, hand it over to your kids, or restructure, the ATO is waiting for their cut. Will you lose up to 47% of your life's work to Capital Gains Tax, or will you legally pay absolutely zero? In this episode, Mia, Leo, and tax strategist Harvey Green break down the end game: Succession Planning and Restructuring. We explore...

Did you buy a new Apple Watch or a pair of black ASICS runners for your shifts? Before you slap those receipts on your tax return, you need to hear this episode. With the End of Financial Year just three months away, Mia and Leo return with Part 2 of the ultimate tax guide for our frontline heroes. We quickly recap the "Golden Rules" from our first paramedic episode (yes, including the legendary s...

"I had a rough quarter, so I'll just pay my BAS late like I did during COVID." If this is your current cash flow strategy, you are in the danger zone. The ATO is aggressively chasing over $50 billion in collectable debt, and the era of treating the tax office like a friendly overdraft facility is officially over. In this episode, Mia, Leo, and tax strategist Harvey Green break down the harsh new r...

Just paid a massive ATO bill and got exactly zero credit card points for it? It’s time to stop leaving money on the table. In this episode, Mia and Leo reveal the ultimate cash-flow and rewards strategy for Australian business owners: pay.com.au . Discover how to use your business credit card to pay any supplier—even if they only accept bank transfers—while racking up massive frequent flyer points...

Are you still relying on quarterly super payments to float your business cash flow? On July 1, 2026, that 90-day "interest-free loan" from your staff is cancelled forever. In this urgent episode, Mia, Leo, and tax strategist Harvey Green sound the alarm on the biggest change to Australian payroll since Single Touch Payroll. "Payday Super" is here, meaning superannuation must now hit your employees...

"I spent $5,000 on my new side hustle, but only made $500. Can I claim the $4,500 loss against my day job's salary to get a tax refund?" The short answer: Probably not. The long answer? It depends on the ATO's strict Non-Commercial Loss Rules. In this episode, Mia and Leo tackle one of the most misunderstood areas of small business tax. If you run a side hustle, a startup, or a creative project th...

Is your home loan interest just "dead money"? What if you could legally turn that non-deductible debt into a massive tax refund every year? In this episode, Mia and Leo break down Debt Recycling —the strategy that property investors and share traders use to pay off their family home in record time while building a wealth portfolio. We explain the specific "Pay, Redraw, Invest"...

"We’ve scared you with the audits. We’ve bored you with the math. Now, it’s time for the payoff ." In the Grand Finale of our FBT Series, Mia and Leo flip the script. We stop talking about what you can’t claim and start talking about the tax-free perks you absolutely should be giving your staff (and yourself). With Harvey Green back for one last lap, we unlock the "Power Plays"—the specific exempt...

You know what you can't claim (thanks to last week’s episode), but do you know why a $10,000 school fee actually costs your business $18,000? In Part 2 of our FBT Series, Mia and Leo pop the hood on the mechanics of the Fringe Benefits Tax. We move beyond the "Naughty List" and dive into the specific calculations that determine your final tax bill. With the help of our resident tax strategist Harv...

"My mate at the pub said I can claim my kid's school fees..." STOP right there. The three most dangerous words in business are "Everyone does it." In this episode, Mia and Leo are joined by our resident tax strategist, Harvey Green , to draw a hard line in the sand. We are done with "grey areas"—it's time for the hard truth about what expenses will trigger an...

Ever wondered if the "free" coffee you drink or the family dinner in your own restaurant is actually a tax headache? In this episode, Mia and Leo step into the high-pressure kitchen of the hospitality industry. Whether you’re running a boutique espresso bar, a fast-paced takeaway, or a licensed restaurant, the margins are tight—which makes understanding your deductions more important tha...

"If I wear this designer suit only for auctions, it’s a deduction, right?" Not quite. In this episode, Mia and Leo dive into the high-stakes, high-energy world of real estate. Whether you’re a property manager, a sales agent, or a principal, the line between "lifestyle" and "business" can get blurry—and that’s exactly where the ATO starts looking. Under the guidance o...

"If I pass the 80% rule, I can pay the 25% company tax rate, right?" Wrong. In this episode, Mia and Leo dismantle the most dangerous tax myths circulating in the medical community. If you’re a senior doctor or specialist moving into locum work, you need more than just an ABN you need a structure that protects your income and passes the "Part IVA" sniff test. We dive deep into:...