Fitz Villafuerte
The 80 Percent
Hi, my name is Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to achieve financial success. I speak in English and Filipino in this podcast. Visit the80percentpodcast.com to learn more. Hosted on Acast. See acast.com/privacy for more information.
Be sure to visit the podcast's website and support the creator: www.the80percentpodcast.com
Author
Fitz Villafuerte
Category
Podcast website
Latest episode
Aug 24, 2026
Where to listen?
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Episodes
What is Mental Accounting? 21.08.2023 6:59
The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener. In this episode, we’ll learn about Mental Accounting. To read the transcript, you can visit my blog post here . Hosted on Acast. See acast.com/privacy for more information.
Making a Case for Practical Utility 16.08.2023 14:44
Welcome to Episode 165 of The 80 Percent. Imagine there’s something that you want to buy. It’s a non-essential item, and your budget is enough even to buy the most expensive model. Do you buy the top-of-the-line version or just the basic one that’s enough for now? Let’s talk about practical utility in today’s episode. For the show notes, visit my blog post here . Hosted on Acast. See acast.com/pri...
How To Have a Winner’s Mindset 13.08.2023 4:49
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/UHwJY Hosted on Acast. See acast.com/privacy for more information.
How OFWs Can Prepare for a Secure and Safe Retirement 10.08.2023 21:02
Welcome to Episode 164 of The 80 Percent. Leaving your family behind to work away from them is a difficult decision. But the question now is, how do you find your way back? In this episode, I’ll share tips and strategies that can help you prepare for a secure and safe retirement. So that finally, you can come home. For the show notes, visit my blog post here . Hosted on Acast. See acast.com/privac...
What is the Pain of Paying? 07.08.2023 6:34
The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener. In this episode, we’ll learn about The Pain of Paying. To read the transcript, you can visit my blog post here . Hosted on Acast. See acast.com/privacy for more information.
Listen Back: How To Motivate Yourself to Do Hard But Important Tasks 04.08.2023 17:25
Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 52. For the original show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
The Power of Self-Mastery 30.07.2023 6:48
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/kQZl1 Hosted on Acast. See acast.com/privacy for more information.
Sharing Some Budgeting Tools, Techniques, and Tips 27.07.2023 23:49
Welcome to Episode 163 of The 80 Percent. How’s your budgeting? Are you even doing one? Learning how to budget is a foundational skill in personal finance, but unfortunately, not everyone does it. In this episode, I’ll share budgeting tools you can use, discuss different budgeting techniques, and give tips that can help you improve how you manage your cash flow. For the show notes, visit my blog p...
What is Ego Depletion? 24.07.2023 7:12
The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener. In this episode, we’ll learn about Ego Depletion To read the transcript, you can visit my blog post here . Hosted on Acast. See acast.com/privacy for more information.
Listen Back: Passive Income Is Not For The Lazy 19.07.2023 15:46
Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 53. For the original show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
How To Stop Being Lazy 16.07.2023 3:45
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/1zQTV Hosted on Acast. See acast.com/privacy for more information.
Using The Peak-End Rule to Optimize Your Money Habits 13.07.2023 10:40
Welcome to Episode 162 of The 80 Percent. The peak-end rule is a cognitive bias that suggests our memories and feelings about an experience are heavily influenced by the most intense part and the final moments of those experiences. In this episode, we’ll learn more about the peak-end rule and see how we can apply it to optimize our good money habits. For the show notes, visit my blog post here . H...
Are You Ready To Invest? 09.07.2023 3:23
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/bOkV Hosted on Acast. See acast.com/privacy for more information.
The Four Benefits of Saving Money 05.07.2023 15:15
Welcome to Episode 161 of The 80 Percent. It’s important to save, and there’s no need to explain the number one reason why it’s essential. But do you know that saving money also has other benefits that not a lot of people realize? That’s what I’ll share in today’s episode. For the show notes, visit my blog post here . Hosted on Acast. See acast.com/privacy for more information.
What is The Price of Free? 03.07.2023 6:36
The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener. In this episode, we’ll learn about The Price of Free To read the transcript, you can visit my blog post here . Hosted on Acast. See acast.com/privacy for more information.
Listen Back: 10 Money-Smart Tips for Single People 28.06.2023 39:40
Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 58. For the original show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
Four Things Bohemians Can Teach You About Saving Money 25.06.2023 4:39
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/MW-po Hosted on Acast. See acast.com/privacy for more information.
Getting to Know Ovialand with CEO Pammy Olivares-Vital 22.06.2023 26:24
Welcome to Episode 160 of The 80 Percent. In this episode, let's get to know Ovialand, the fast-growing real estate developer pioneering the premium affordable housing market through CEO Pammy Olivares-Vital. Ovialand has easy and achievable financing with a fast turnover of property within 3-6 months only. Learn more about them at www.ovialand.com . For the show notes, visit my blog post h...
What is The Anchoring Effect? 19.06.2023 6:53
The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener. In this episode, we’ll delve into The Anchoring Effect. To read the transcript, you can visit my blog post here . Hosted on Acast. See acast.com/privacy for more information.
Time is a Valuable Asset, Don't Waste It 14.06.2023 18:20
Welcome to Episode 159 of The 80 Percent. In this episode, I’ll share the many instances in which we waste time and give tips on how we can create more free time for ourselves in the future. For the show notes, visit my blog post here . Hosted on Acast. See acast.com/privacy for more information.
How To Form Positive Habits That Will Help You Achieve Your Goals 11.06.2023 5:40
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/YIJM Hosted on Acast. See acast.com/privacy for more information.
Kumustahan with Jon Orana of Negosyo University 07.06.2023 32:27
Welcome to Episode 158 of The 80 Percent. In this episode, we're having a conversation with Jon Orana. He’s a good friend and the founder of Negosyo University, one of the Philippines' largest and most successful educational online programs. For the show notes, visit my blog post here . Hosted on Acast. See acast.com/privacy for more information.
What is The Sunk Cost Fallacy? 05.06.2023 6:15
The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener. In this episode, we’ll learn about the Sunk Cost Fallacy. To read the transcript, you can visit my blog post here . Hosted on Acast. See acast.com/privacy for more information.
Listen Back: How I Paid Off P200,000 in Credit Card Debt 30.05.2023 38:06
Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing it back, especially for the benefit of our new listeners. This was Episode 71. For the original show notes, visit my blog post here . Hosted on Acast. See acast.com/privacy for more information.
What is The Framing Effect? 25.05.2023 6:49
The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener. In this episode, we’re exploring the fascinating concept of the framing effect and its impact on our financial decision-making. We'll discuss the framing effect and how it influences our choices and share some strategies for dealing with it effectively. To read the transcrip...
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