Fitz Villafuerte
The 80 Percent
Hi, my name is Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to achieve financial success. I speak in English and Filipino in this podcast. Visit the80percentpodcast.com to learn more. Hosted on Acast. See acast.com/privacy for more information.
Be sure to visit the podcast's website and support the creator: www.the80percentpodcast.com
Author
Fitz Villafuerte
Category
Podcast website
Latest episode
Aug 24, 2026
Where to listen?
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Episodes
Beyond Goals: The Power of Building a System 19.12.2023 26:15
Welcome to Episode 178 of The 80 Percent. It’s important to have goals as it gives us purpose and direction. But we often make the mistake of focusing too much on getting to the finish line that we risk burning out from all the effort. In this episode, we shift our focus towards building systems to transform the way we approach and attain our goals. And learn why systems are the key to sustainable...
Time Passes Whether I Stand Still or Move 11.12.2023 16:36
Welcome to Episode 177 of The 80 Percent. In an essay entitled, On Maps, poet and literature professor Anne Barngrover wrote, “Time passes whether I stand still or move.” In this episode, we'll do a personal finance deep dive and seek out the money lessons that this quote teaches us. For the show notes, visit my blog post here . Hosted on Acast. See acast.com/privacy for more information.
7 Thoughtful Christmas Gifts That Won’t Ruin Your Budget 03.12.2023 10:35
Welcome to Episode 176 of The 80 Percent. Are you done with your Christmas shopping? If not, let me help you in this episode, where I’ll give seven thoughtful gift ideas that won’t ruin your budget. For the show notes, visit my blog post here . Hosted on Acast. See acast.com/privacy for more information.
Practical Finance Tips When Living On Your Own 28.11.2023 13:07
Welcome to Episode 175 of The 80 Percent. Living on your own can be exciting and scary. Having independence feels great, but there are also the overwhelming responsibilities of keeping your place in order and making sure all the bills are paid. In this episode, we’ll enumerate some practical tips for independent living and explore ways to effectively manage your life and personal finances. For the...
Listen Back: Focus on the Process and the Results Will Come 19.11.2023 14:59
Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 38. For the original show notes, visit my blog post here . Hosted on Acast. See acast.com/privacy for more information.
What It Means To Pay Yourself First 16.11.2023 4:02
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/y10E9 Hosted on Acast. See acast.com/privacy for more information.
Money-Saving Tips for a Merry and Affordable Christmas 13.11.2023 20:13
Welcome to Episode 174 of The 80 Percent. As the season of giving approaches, so does the potential strain it can bring on our wallets. But don’t worry because, in this episode, we unwrap the gift of financial wisdom during the Christmas season. Join me on a sleigh ride through practical money-saving tips that will keep your budget intact and add an extra touch of joy to your holiday celebrations....
Healing Your Inner Child Without Breaking Your Budget 06.11.2023 11:37
Welcome to Episode 173 of The 80 Percent. Healing your inner child is something I always see online. Often, it’s used as a justification for an impulse or non-essential purchase. In this episode, we’ll explore the concept of healing your inner child and how it can positively impact your finances. I’ll provide insights and practical tips on embracing your inner child, nurturing its needs, and ultim...
My Thoughts on Investing in Memorial Lots 31.10.2023 11:52
Welcome to Episode 172 of The 80 Percent. Investing in real estate can be profitable, but you don’t have much capital. It’s not exactly the first thing that comes to mind, but maybe you can explore investing in memorial lots. In this episode, I shared my thoughts on this and gave the pros and cons of this type of investment. For the show notes, visit my blog post here . Hosted on Acast. See acast....
What is The Default Bias? 26.10.2023 5:35
The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener. In this episode, we're diving into a fascinating and somewhat sneaky concept that plays a significant role in our financial lives: the default bias. We'll break down the default bias, how it affects your money, and how to use it to your advantage. To read the transcript, you...
The Stigma of Credit with Pia Arellano of TransUnion Philippines 22.10.2023 31:21
Welcome to Episode 171 of The 80 Percent. Today, we have Ms. Pia Arellano of TransUnion Philippines as a guest. We talked about how Filipinos perceive utang or credit and what we can do to remove the stigma around it. The Credit Perception Index Report uncovers valuable, nuanced perceptions and attitudes toward credit products among segmented Filipino populations, providing actionable data for mor...
How Do You Know If It’s A Good Time To Invest? 19.10.2023 3:30
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/Zu-WL Hosted on Acast. See acast.com/privacy for more information.
Budgeting for a Car Purchase: Tips and Strategies 15.10.2023 8:00
This episode is supported by #BDOAutoLoan. Visit bdo.com.ph to learn more. Welcome to Episode 170 of The 80 Percent. Are you planning to buy a car but don’t know how to budget for it? Then listen to this episode because I’ll share practical tips and strategies on how you can budget for a car purchase. For the show notes, visit my blog post here . Hosted on Acast. See acast.com/privacy for more inf...
What is Hyperbolic Discounting? 12.10.2023 6:35
The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener. In this episode, we'll explore the concept of instant gratification and learn about a cognitive bias called hyperbolic discounting. We’ll discuss its impact on financial decision-making and give strategies to overcome it. To read the transcript, you can visit my blog post he...
5 Money Mistakes That People Don’t Know They’re Making 08.10.2023 16:52
Welcome to Episode 169 of The 80 Percent. In this episode, I’m sharing five money mistakes that you might be making. These mistakes are not so obvious, and it’s normal for people to overlook or miss these important financial lessons. But hopefully, you’ll be able to correct them after this episode. For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more informa...
Listen Back: Learning The Valuable Habit of Reading with Salve Duplito 01.10.2023 25:38
Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 27. For the original show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
3 Best Ways To Make Money Online with Lloyd Bazar 23.09.2023 36:46
Welcome to Episode 168 of The 80 Percent. Today, we have Lloyd Bazar as a guest, and we discuss active and passive ways you can make money online. Learn more about Izanagi Bot Trading here: bit.ly/openizanagi Click here to watch this episode on YouTube. For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
What Is The Availability Heuristic? 19.09.2023 6:56
The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener. In this episode, we will delve into the concept of the availability heuristic, understand its impact on personal finance, and explore strategies to make better financial decisions. To read the transcript, you can visit my blog post here . Hosted on Acast. See acast.com/priva...
How To Handle Financial Regrets and What Ifs 16.09.2023 21:04
Welcome to Episode 167 of The 80 Percent. In this episode, we talk about how to handle regret, financial or otherwise, and how to ultimately find peace with the past. So, if you've ever found yourself pondering 'what if' or wishing you could turn back time, then let’s talk about it today. For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
Start Saving For The Holidays 10.09.2023 5:07
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/SejE7 Hosted on Acast. See acast.com/privacy for more information.
Listen Back: How to Start Any Business with Zero Capital 07.09.2023 37:08
Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 63. For the original show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
Top Slicing Your Winning Investments 04.09.2023 5:15
The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener. In this episode, we answer questions about top slicing. To read the transcript, you can visit my blog post here . Hosted on Acast. See acast.com/privacy for more information.
How to Know If You Can Afford to Buy a Car 31.08.2023 7:01
This episode is supported by #BDOAutoLoan. Visit bdo.com.ph to learn more. Welcome to Episode 166 of The 80 Percent. Are you planning to buy a car but don’t know if you can afford it? Then listen to this episode because I’ll share practical tips and strategies on buying your dream car. For the show notes, visit my blog post here . Hosted on Acast. See acast.com/privacy for more information.
How To Be Resilient In Times of Difficulties 29.08.2023 5:35
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/mip70 Hosted on Acast. See acast.com/privacy for more information.
Listen Back: Tips to Prevent Yourself From Impulse Buying 24.08.2023 28:57
Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 62. For the original show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.
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