Refo

The 2040 Banker

Business EN ↓ 6 episodes

Welcome to The 2040 Banker, a podcast where Nitin Sharma takes on the banking sector and everything that is happening. Discussions with an exciting line up of leaders, bankers, ex-regulators, bank tech professionals deep dive into the overall evolution of banking in last few decades. We will try to understand how banking will look like by 2040, and how can we keep up with all of it.

Author

Refo

Category

Business

Podcast website

www.refo.dev

Latest episode

Jul 24, 2025

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Episodes

Unbundling banks: GenZ, Embedded Finance & more | The 2040 Banker | Ep#6 - Vanamali Sridharan 24.07.2025

In this episode of The 2040 Banker, Vanamali Sridharan, CTO at Five Star Business Finance Limited, unpacks how banking has evolved, what still hasn’t changed, and what a truly customer-centric future might look like by 2040. From designing for Gen Z to the realities of embedded finance, this conversation explores the layers of modern banking, the cultural shifts required, and how trust — not branc...

From Legacy to Platform: Evolving Core Banking | The 2040 Banker | Ep#5 - Rich Nill 18.06.2025

In this episode of The 2040 Banker, Rich Nill, Ex-CIO at PNC, unpacks the evolving technology landscape in banking—especially the diverging paths of commercial and retail. From the shift toward platform thinking and modular cores to the challenges of real-time systems and technical debt, this conversation dives deep into what it takes to modernize core banking. Whether it’s Thought Machine, Zeta,...

Understanding the Banking & Insurance relation | The 2040 Banker | Ep #3 - Rohit Kilam 07.04.2025

In this episode of "The 2040 banker", Rohit Kilam, CTO-HDFC Life shares his experience across financial services and talks about how banking and insurance are related and what can we expect in the coming decade for insurance and banking tech.

Banking Transformation with Cloud & Gen AI | The 2040 Banker | Ep#4 - Maxim Afanasyev 07.04.2025

Maxim Afanasyev, Financial Services Industry Head for JAPAC at Google Cloud shares deep insights on how cloud, real-time banking, and Gen AI are transforming the financial landscape. From tackling integration challenges and ensuring compliance at scale to exploring the future of banking in JAPAC vs America/EU, Maxim offers a compelling perspective on the hard tech problems banks face and the path...

Global vs Local Banks, Evolving Tech in Banking, and more | The 2040 Banker | Ep 2 - Aman Narain 06.11.2024

In our second episode in this series, Aman Narain (ex-Google, HSBC, Standard Chartered) shares with us his immense experience of Banking as an industry, his views on Global and Local banks, how Tech Companies are different than Banks, role of Aggregators and the Fintech Revolution, and the future of Banking.

Evolving Banks, Public vs Private, and How the Future looks | The 2040 Banker | Ep 1 - Rajeev Uberoi 14.10.2024

In our first episode in this series, Rajeev Uberoi (ex-RBI, Citi, Standard Chartered) shares with us his immense experience of Banking as an industry, the Historical evolution, role of Globalization in Indian Banking context, how Public and Private banking institutions are vastly different, and the future of Banking.

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