That Backyard Property Podcast

In this mini episode of the Backyard Property Podcast, we dive into the essentials of refinancing your mortgage. Learn about common myths, such as whether your loan term resets, and explore various reasons for refinancing, including securing a better interest rate, investing in another property, and debt recycling. Follow the step-by-step guidance on how to refinance effectively and ensure you're...

In this episode of the Backyard Property Podcast, we dive deep into a conversation with Courtney Hoskins, a multifaceted individual who juggles being a business owner, a mum, and a wife. Courtney shares her journey of building a secure and nostalgic home environment while running Switch Agency, a business that includes talent management and creative services. She discusses the challenges of mainta...

In this episode of the Backyard Property Pod, host Michael welcomes Ben Alexander, a former Wallabies player, keynote speaker, entrepreneur, and founder of Running for Resilience. Ben shares his inspiring journey from playing professional rugby to overcoming personal challenges and starting a movement aimed at eliminating suicide in Canberra. He opens up about his experiences with mental health, t...

In this episode of That Backyard Property Podcast Miniseries, we delve into borrowing capacity, sharing insights on how to enhance your potential without raising your income. Learn about reducing liabilities, leveraging trust lending, choosing the right banks, and understanding policies that can help you borrow more efficiently. We also discuss the importance of being comfortable with debt and the...

In this episode of The Backyard Property Podcast, we are thrilled to welcome Nav Sha, a renowned entrepreneur and business owner. Nav shares his entrepreneurial journey from his early days in Kenya, selling watches at his father's store, to starting various ventures including Flex, his main business today. He discusses the challenges and successes he encountered, the impact of COVID-19 on the fitn...

In this episode of That Backyard Property Podcast Miniseries, we delve into the recent changes to the First Home Guarantee Scheme announced by the government. Learn how these changes, effective from October 1st, can help first home buyers enter the property market with just a 5% deposit and avoid mortgage insurance. Discover new price caps for various cities, the removal of income thresholds, and...

In this episode of The Backyard Property Podcast, we are thrilled to welcome Vivien Yap, an award-winning real estate agent and Principal of Ray White Dalkeith-Claremont. Vivien shares her remarkable journey from a difficult migration experience to leading the Perth real estate market. She discusses her transition from pharmacy to real estate, the support systems that drive her success, and the im...

In this episode of That Backyard Property Podcast Miniseries, we delve into the concept of loyalty tax in the mortgage industry. Learn what loyalty tax is, how it affects your interest rates over time, and ways to combat it effectively. Discover why it's crucial to work with a proactive mortgage broker and how regular interest rate discounts and property valuations can help you maintain an opt...

In this episode of The Backyard Property Podcast, we are thrilled to welcome Natasha Etschmann, an author, business owner, and podcaster known as TashInvests. Natasha dives into her investment journey and gives her views on property versus shares, the importance of financial education, and her own upbringing where money was always openly discussed. Natasha also talks about the challenges and rewar...

In this episode of That Backyard Property Podcast Miniseries, we're delving into the concept of rentvesting - purchasing property while continuing to rent another place. Discover how this strategy can help you get on the property ladder, even in high-demand areas like Bondi. Learn about the benefits, such as increased borrowing capacity and tax deductibility, and understand how you can still l...

Before you make the BIGGEST financial decision of your life learn the intricacies of the Melbourne property market as Michael interviews Rob German and discusses the importance of understanding the evolution of real estate practices in Victoria. They explore current market trends, investment strategies, and provide valuable advice for first home buyers. Don’t under estimate the significance of res...

In this episode of That Backyard Property Podcast Miniseries, we delve into the concept of trust lending and its potential to increase your borrowing capacity for future investments. We explore how setting up a trust, consulting with accountants for tax advice and brokers for lending strategies, can optimize your investment portfolio. Learn about the pros and cons of buying property within a trust...

In this episode of That Backyard Property Podcast we sit down with former AFL star Jordan Lewis. We explore his illustrious football career, life lessons learned on and off the field, and his transition from professional sports to the business world. Jordan reflects on his early days at Hawthorn, the camaraderie and challenges of being part of a winning team, and his personal approach to parenting...

In this special mini episode of That Backyard Property Pod, we dive into our personal property investment journey. From our first purchase in Darwin in 2012, navigating the ups and downs of property values, to our eventual move to Perth and subsequent investments in growth markets like Melbourne. We discuss the importance of financial transparency, leveraging equity, and making informed decisions...

In this episode of That Backyard Property Podcast, we sit down with Justin Turner, a former professional rugby player, dad, business owner, and all-around legend. Join us as Justin reflects on his incredible journey from South Africa to Australia, sharing stories from his rugby career, including his unforgettable debut for the Western Force against the Stormers. We dive into his transition from at...

Thinking about building a home or taking on a major renovation? In this week’s mini-episode of That Backyard Property Pod, we break down the essentials of construction loans in Australia — so you can build with confidence. Whether you're a first-time homebuyer looking to buy land and build, or you're planning a significant upgrade to your current home, this episode is packed with practical...

In this episode of That Backyard Property Podcast, we explore the world of commercial property investing in Australia with industry expert Steve Mucha from Rethink Investing. Hosted by Michael, this episode offers valuable insights into the Perth commercial real estate market, strategic property investing, and how to successfully build a property portfolio. Steve shares his inspiring journey—from...

Welcome back to That Backyard Property Podcast Miniseries! In this episode, we tackle one of the biggest hurdles homeowners face: how to upgrade from your current home to your next property — without the financial stress. With the fast-paced Perth property market as our backdrop, we break down smart, actionable strategies to help you buy before you sell, access home equity, make subject-to-sale of...

In this insightful episode of That Backyard Property Podcast, we sit down with Jane Tandy, founder of Leeuwin Wealth, managing director, mother, and community advocate. Jane shares her journey from corporate life to taking a courageous sabbatical, the creation of a purpose-driven WA financial firm, and her powerful mission to bring more women into finance and investing. Leeuwin Wealth's websit...

Welcome back to That Backyard Property Podcast Miniseries! In this episode we explore the intricacies of securing home loans for self-employed individuals. Learn about various ways banks assess self-employed income, including the use of director wages, notice of assessment, and company financials. Discover why consulting with a mortgage broker and accountant can optimize your loan application proc...

In this heartfelt episode of That Backyard Property Podcast, host Michael Killiner welcomes Wesley, a director and financial advisor from Falcon Wealth Management. Wes shares his inspiring journey from Brazil to Australia, overcoming cultural and language barriers while building a successful career in finance. They discuss the importance of financial literacy, the benefits and myths surrounding fi...

Welcome back to That Backyard Property Podcast Miniseries! In this episode we delve into key bank policies crucial for mortgage brokers. The host explains various aspects such as bonus income, parental leave, guarantor requirements, self-employed borrowers, using equity, mortgage insurance waivers, the first home guarantee scheme, and bridging finance. Learn which banks are suitable for different...

Join us on the latest episode of That Backyard Property Pod, for a unique departure from our usual property discussions as we welcome Wallaby 949, Ollie Hoskins. This heartfelt episode dives into Ollie's journey from his early days in Perth, his rugby career, and the values he treasures as part of the sport. From childhood memories of playing rugby with his family to the emotional highs of rep...

Welcome back to That Backyard Property Podcast Miniseries! In this episode we address the complex and emotional topic of separations and divorces. Learn about understanding your financial situation, determining your borrowing capacity, and navigating the refinancing process. Discover the importance of having a broker in your team for guidance and strategic advice. ---------------------------------...

In this episode of That Backyard Property Pod, we sit down with Dan and Jon, the founders of Womby, to discuss their journey in creating an innovative AI-driven solution to handle banking and insurance complaints. Faced with the frustration of an unresolved banking issue, Dan and Jon decided to tackle the problem head-on, using AI to streamline and simplify the complaint process. They share their...