That Backyard Property Podcast

Welcome back to That Backyard Property Pod! Today, we are diving deep into the massive and unexpected changes happening in the world of interest rates. We’ve seen fixed interest rates increase for the first time since that crazy rate-hike cycle a couple of years ago. Major banks like Westpac, P&N, and Suncorp have all moved their fixed rates up, signalling a significant shift in the market out...

In this action-packed episode, Michael sits down with Reece from Follio Property to break down the unprecedented market conditions and regulatory changes impacting investors across Australia. Perth has been the standout performer, but how long can the boom last, and who is giving the right advice. Tune in to find out the best performing suburbs in Perth and what we can expect in 2026. General advi...

A huge change has just hit the lending environment, but is it the "investor crackdown" the headlines are claiming? The financial regulator, APRA, has introduced a significant new rule targeting high Debt-to-Income (DTI) lending, specifically, loans more than six times a borrower's gross income. In this mini-episode, we break down exactly what the new 20% DTI cap means for banks and,...

In this must-watch episode of That Backyard Property Podcast, Michael sits down with one of the property market's most respected experts, Nerida Conisbee, Chief Economist for Ray White, to unpack the most challenging issues facing buyers, sellers, and renters across Australia. From the booming Perth market to the complex national affordability crisis, we dive deep into the data and dynamics dr...

Welcome back to That Backyard Property Pod for another mini episode! In this episode, we're tackling all things offers in the current hot property market, focusing especially on Perth. If you're buying a property and not using a buyer's agent, this episode is perfect for you. With fierce competition, often seeing at least five other offers on the table, it's crucial to present an i...

Welcome back to That Backyard Property Pod! In this episode, Michael sits down with the phenomenal Karen Riches, a name synonymous with elite performance in Perth real estate. But success on this level usually demands 24/7 hustle... and Karen operates differently. Discover how she built a resilient real estate empire while maintaining a strict, non-negotiable schedule. Karen shares her journey of...

In this mini-episode, we dive into the massive changes introduced by UBank that are shaking up the Australian property industry. A major myth in housing is that you need a 20% deposit to buy property, but UBank is proving that false, especially for investors! We break down how UBank is now allowing borrowers—including investors—to secure a loan with only a 10% deposit and completely avoid paying M...

Welcome back to That Backyard Property Pod! This week, Michael sits down with social media star and house and land expert, Andrew Campbell. Andrew is a house and land expert whose bread and butter is the Perth property market, house and land, and the construction industry. In this revealing episode, Andrew provides a much-needed positive and realistic outlook on the current market. Tune in to find...

Join us for another mini-episode where we break down the latest inflation data and what it means for interest rates and your home loan. Despite strong suggestions of a third interest rate cut this year on Melbourne Cup Day, the Reserve Bank of Australia (RBA) kept rates on hold. The reason? Recent inflation data! Tune in to find out how this will affect you! --------------------------------------...

In this episode of That Backyard Property Pod, Michael is joined by the expert Rowen Powell from Verve, one of the best buyer's agents in the Perth property market. They dive into the current complexities of the market, which Rowan describes as "murky" due to a lack of stock, difficulty in determining value, and external noise from interest rates. General advice only and not personal...

Macquarie Bank has officially pulled the pin on new trust and company lending and it’s a massive blow to many property investors! In this essential mini-episode, we dive straight into the huge news that sees a major lender exit the market for company and trust loans. The reason? A crackdown on "unlimited borrowing capacity" spruiked by buyer's agents and others that caught the eye of...

In this episode of That Backyard Property Pod, we dive deep into the intricacies of home construction with award-winning architect Ben Caine, founder of Leanhaus Architecture. Ben shares his thoughts on the current construction industry, key pain points like cost, time, and quality, and his approach to better building standards through the concept of passive houses. He talks about the importance o...

In this episode of That Backyard Property Pod, we delve into the intricacies of home loans, focusing on offset accounts and redraws. We'll break down how these tools can help you pay off your loan quicker and where you should keep your savings. We also explore variable vs. fixed loans and offer valuable tips for managing your home loan effectively. Additionally, we provide a step-by-step guide...

Welcome to another episode of That Backyard Property Pod! In this exciting episode, we are joined by Nick White, Wallaby #875, Australian halfback legend, and one of the most famous tashes in Australia. Nick shares incredible insights into his rugby career, from winning the rugby championship to playing with the Western Force, and the emotional highs and lows of his journey. He also discusses his...

Welcome back to another episode of That Backyard Property Pod. In today's mini episode, we delve into the critical role of credit scores in home loan applications. Learn how banks assess credit scores, the impact of missed payments and defaults, and the importance of choosing the right bank for your situation. We discuss how credit inquiries affect your score and the advantages of using a cred...

In this episode of That Backyard Property Pod, we sit down with Justin Merendino, a well-known real estate agent and social media influencer from Perth, also known as the King of Balcatta. Justin shares his journey in the Perth property market, discussing the current state of the market, the challenges faced by his generation in property buying, and his unique methods for securing listings. He als...

Welcome back to another episode of That Backyard Property Pod. In today's mini episode, we dive deep into the current Perth property market, which is hotter than ever. We discuss the recent changes to the First Home Guarantee Scheme, the escalating median house prices, and the critical factors to consider for first-time home buyers and investors. Learn about the numbers you need to keep in min...

In this episode of That Backyard Property Pod, host Michael sits down with Lachlan Andrew, a valuer and expert in the Perth commercial property market. They delve into the intricacies of large transactions, the differences between residential and commercial properties, and the various asset classes within the commercial space. Lachlan shares insights from his journey in property valuation and sale...

In this mini episode of That Backyard Property Pod, host Michael Killiner reflects on his journey in the mortgage broking industry. With a growing number of brokers in the market, he emphasizes the importance of broker experience and the value it adds to crucial financial decisions. He shares insights from his early days in real estate with his family to founding his own firm, Tusk, in 2023. Key e...

In this episode of That Backyard Property Pod, Michael Killiner sits down with Fabian Bucher, co-founder of Varsity, to discuss his incredible journey from Germany to Australia and the creation of the famous American-style college sports bar chain, Varsity. Fabian shares his experiences in the hospitality industry, the challenges of starting a business, and the evolution of Varsity from a small ba...

In this mini episode of That Backyard Property Podcast, we dive deep into the topic of guarantor home loans. Learn how family members can use their property to help first-time buyers secure a home loan without a deposit, and explore common misconceptions, benefits, and the process involved. We cover key points such as limited guarantees, removing the guarantor, and borrowing capacities. This episo...

In this episode of the That Backyard Property Pod, we're joined by property expert and fellow podcaster, Reece Beddall, Managing Director of Follio. Reece shares his data-driven approach to property investment, highlighting why certain areas are set for growth. We take a deep dive into the Perth market, discussing the impact of the first home owner cap and why villas and units are becoming the...

In this mini-episode of That Backyard Property Podcast, we discuss the crucial topic of obtaining a home loan while on maternity or parental leave. This episode provides an essential guide on how to apply for a mortgage during this period, focusing on the importance of a return to work letter and the necessity of having adequate savings. We explain the income evaluation process for both employed a...

In this episode of That Backyard Property Pod, we dive into the dynamic world of the Darwin property market with Will Johnson, a valuer and managing director at Heron Todd White. Will shares his journey from moving to Darwin during the global financial crisis to becoming a key player in the real estate industry. We discuss the main pillars underpinning the Darwin property market, the role of buyer...

In this mini episode of That Backyard Property Podcast, we explore the concepts of good debt and bad debt. Good debt is typically tax-deductible, such as investment loans, while bad debt includes non-tax-deductible debts like home loans, credit cards, and car loans. We discuss strategies for increasing your tax-deductible debt while reducing your non-tax-deductible debt, and highlight the importan...