Texas Sized Retirement … Simplified

What if one unexpected health event could change everything about your financial future? In this episode, Dave Hodson and Glen Hancock dive into the realities of long-term care planning and why waiting too long can leave families scrambling. The conversation explores how quickly life can shift after a fall or illness, along with common misconceptions about Medicare and the true cost of care. Dave...

Could your savings be quietly losing value—even while it looks like it’s growing? In this episode, Glen Hancock explores the concept of “lazy money” and why cash sitting in low-yield accounts may be falling behind inflation. He breaks down how taxes, rising costs, and hidden loss of purchasing power can impact long-term financial health, even when balances appear stable. Th...

What if caring for a loved one quietly puts your own retirement at risk? In this episode, Dave Hodson and Glen Hancock dive into the real financial and emotional impact of caregiving and why so many families are caught unprepared. They explore the rising costs of long-term care, common misconceptions about Medicare coverage, and the risks of relying on the “do nothing” plan. The conver...

Warren Buffett stepping down at 95 isn’t just the end of an era—it’s a chance to revisit the timeless principles behind his success. In this episode of Texas‑Sized Retirement...Simplified , financial advisors David Hodson and Glen Hancock unpack Warren Buffett’s most enduring investment lessons and how they apply to real‑world retirement planning. The conversation explores...

Annuities are being purchased at record levels—but most people still aren’t sure what they actually are. In this episode of Texas Size Retirement...Simplified , financial advisors David Hodson and Glen Hancock break down the confusion surrounding annuities and why they continue to spark strong opinions. The conversation explores how annuities have evolved, common misconceptions, how th...

What keeps someone creating, contributing, and moving forward after decades of success? In this episode, Dave Hodson and Glen Hancock sit down with legendary country music artist and songwriter Paul Overstreet for a thoughtful conversation about music, family, faith, and lifelong purpose. Paul shares the early influences that shaped his songwriting, the role his family has played in his career, an...

Estate planning isn’t just paperwork—it’s the story your life leaves behind. In this episode of Texas Sized Retirement …Simplified , David Hodson and Glen Hancock of Advanced Financial Strategies continue their conversation with estate planning attorney Jamie Peterson by exploring the emotional and relational side of legacy planning. They discuss how families navigate &ldq...

Most people avoid estate planning because they think it’s only for the wealthy — until a simple mistake creates years of stress. In this episode of Texas Sized Retirement …Simplified , David Hodson and Glen Hancock of Advanced Financial Strategies sit down with estate planning and probate attorney Jamie Peterson in the first of a 2-part series, to break down what estate planning...

What if moving your money – from a 401(k) to an IRA, or from one account to another – has bigger consequences than you realize? In this episode, Dave Hodson breaks down the hidden pitfalls and overlooked advantages of rolling funds between accounts, from tax surprises to the dangers of chasing short‑term returns. He explains why understanding your goals, timelines, and retirement strat...

What if the biggest retirement mistake isn’t what you think -- but the way you plan your monthly income? In this episode, financial advisor Dave Hodson breaks down why retirees often struggle after leaving the workforce and how smart planning can prevent panic withdrawals, unexpected taxes, and lifestyle shocks. From handling healthcare surprises to navigating inflation, longevity, rental in...

Why do so many financial resolutions fade by February—and what can you do to make your goals stick this year? In this episode of Texas Size Retirement Simplified, host Glen Hancock explores the psychology and strategies behind successful New Year’s money habits. From the new Trump savings account for kids to maximizing 401(k) contributions and tackling “budget creep,” Glen...

What if the real secret to building wealth isn’t timing the market, but harnessing the power of consistency and compounding? In this episode of Texas Size Retirement Simplified, hosts Glen Hancock and Dave Hodson reveal how steady saving, dollar cost averaging, and disciplined investing can help you weather market storms and grow your portfolio—no matter where you are on your financial...

As the year wraps up, are you overlooking key steps that could shape your financial future? In this episode, David Hodson and Glen Hancock share a practical end-of-year checklist to help you maximize retirement contributions, harvest investment gains and losses, avoid costly RMD penalties, and make the most of charitable giving. They also break down Roth conversions, FSA and HSA strategies, and wh...

What if your retirement savings grew so much that your required minimum distribution—and the tax bill—left you stunned? In this episode, hosts David Hodson and Glen Hancock break down the “tax time bomb” lurking in large retirement accounts and reveal overlooked strategies to help manage RMDs, minimize taxes, and keep more of your hard-earned money. From qualified charitabl...

Did you know your income could make your Medicare premiums surge? In this episode, financial advisor Glen Hancock tackles the hidden costs of Medicare, from IRMAA surcharges to prescription drug expenses and supplemental plans. Discover how retirement, tax planning, and healthcare choices are deeply connected—and why reviewing your coverage each year is crucial. Learn about strategies like q...

Confused by Medicare’s alphabet soup? This episode unpacks the essentials of Medicare open enrollment, revealing what every senior needs to know about choosing between Original Medicare, Medicare Advantage, and Medigap plans. Financial advisor Glen Hancock breaks down the costs, coverage, and critical enrollment periods—plus the real-life factors that make each choice unique. Whether y...

Ever wondered how the latest tax bill impacts your retirement and estate planning? Dive into our latest episode where we break down the complexities of the new legislation, making it simple and relatable. From charitable deductions to multi-generational planning, we cover it all with expert insights and practical advice. Call 800-876-3817, email clientservices@afsretirement.com , or go to AFSretir...

Ever wondered how the latest tax legislation could reshape your retirement? Join us as we dive into the 'One Big Beautiful Bill' and its sweeping impact on estate planning, Medicare, and tax deductions. Discover how these changes could affect your financial future and what steps you can take now to prepare. Call 800-876-3817, email clientservices@afsretirement.com , or go to AFSretirement.com to s...

With David Hodson away, Glen Hancock of Advanced Financial Strategies talks about age 59.5 and what the tax penalties are for withdrawing from certain annuities before then. Glen also explains a special rule that allows for penalty-free withdrawals and a Ben Franklin quote about financial returns. And Glen praises the University of Texas women’s softball team and Texas barbeque.   Call...

With David Hodson away, Glen Hancock of Advanced Financial Strategies continues his mini-series on annuities, by describing how income annuities work. Glen explains how annuities are the opposite of life insurance and explains five benefits of them, including how they work like pensions, their growth, and their riders that help with long-term care and death benefits. And Glen discusses the penny g...

Glen Hancock and co-host Doug Turnbull talk about a call that coaching great Nick Saban made in 2013 that could soon make him a billionaire. Glen compares that to the crucial calls that people can make to advisors to help them form strategies for more growth and income than they could arrive at on their own. Glen then explains multi-year guaranteed annuities (MYGAs) and how they compare to other a...

With David away, Glen Hancock discusses how fear consumes many people and part of the reason is because they don't have a steady plan. Glen explains the evolution of annuities and how "they aren't your grandma's annuities." Glen defines fixed index annuities, explains how they work, and why they are a long-term plan for steady growth and for preserving a nest egg. Glen also details the triple-digi...

Glen Hancock & David Hodson talk about required minimum distributions and qualified charitable distributions. David and Glen define what a RMD is and the age those need to be taken from pre-tax accounts. They also share ways to minimize the weight of taxes when taking RMDs and how QCDs can be good ways to take that income. David also shares about his spiritual, six-month sabbatical he is about...

David Hodson & Glen Hancock discuss the turbulent market. Glen and David share the characteristics of people who have come out ahead in the various market turns in the last decades and why diversification is important. They also discuss fixed index annuities and the strategies to gain better returns. They also share how timing the market rarely works. And the group has a laugh about March Madn...

Glen Hancock & David Hodson take a deep dive on Medicare and especially how some recent changes are benefiting teachers and other government workers. Glen shares about certifications he has that help him to lead people in discussions about the best Medicare approaches for them. Glen and David also discuss the balance between Medicare and the Teacher Retirement System, changes in prescription d...