Temperament: Money, Mind & Emotions

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep11 A survey conducted by IndiaLends, which involved over 10,000 working women aged 21–65 residing in metropolitan areas suggests that almost 67% of these women still relied on male family members to make financial decisions. This raises a compelling question: Why is it that a woman, who effortlessly splurges on a...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep11 In the first part of the episode, we delved into the obstacles that women face when making financial decisions, their inclination to rely on male family members for such choices, and the essential steps they should take to attain financial success. If you haven't already, we strongly suggest checking out P...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep10 The number of Demat accounts rose to 12.7 crore in August 2023, a surge of 26 percent on a yearly basis. In 2020 alone, 1.4 crore new accounts were opened. Analysts attribute this growth to optimistic market sentiment, anticipated economic expansion, and increased awareness of the benefits of equity investing....

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep10 In the first segment of this episode, we delved into fundamental and technical aspects of market analysis, the interpretation of charts, and the art of managing one's emotions. If you haven't already, we strongly recommend listening to part 1 before proceeding to part 2. To thrive in the market, one mu...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep9 The world of personal loans in India is currently witnessing an unprecedented surge in popularity, with numbers steadily on the rise. In a recent development, the Reserve Bank of India (RBI) issued a warning in October this year concerning the growing prevalence of personal loans. To put this surge into perspec...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep9 In Part 1 of the episode, we delved into the impact of online platforms and P2P lending. If you haven't already, we recommend checking out Part 1. In part 2 explores the role of credit history, credit reports, and credit scores in building trust based on a borrower's financial track record. Additionally...

According to the Swiss Re Institute's report, the total insurance premiums in India are expected to rise at an average annual rate of 14% over the coming decade. This substantial growth in the insurance sector is particularly relevant in the world of personal finance, where insurance serves as a safety net for both your loved ones and your business. It provides the peace of mind necessary to m...

In Part 1, we delved into the details of insurance and underscored the critical function insurance serves in safeguarding us from unforeseen uncertainties. If you haven't had a chance to catch up on these valuable discussions, we strongly recommend you check part 1. Now, in Part 2, we're going even deeper into the world of insurance. We'll cover life insurance, term insurance, and othe...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep8 In Parts 1 and 2, we delved into the insurance landscape, covering life insurance, term insurance, and various plans that secure your family's future. If you haven't had the chance to catch up on these discussions, we strongly recommend you check Part 1 and Part 2. Now, in part 3, we'll delve into l...

In today's world, there are loads of ways to invest your money and plenty of financial advice. But all these choices can get you tangled up in complex financial situations, which can cause stress. For example, a report from Edelweiss Asset Management says that in India, about 140 million people have invested in mutual funds, with each person typically putting around three thousand rupees a mon...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep7 In the first part of this episode, we talked about the benefits of a financial minimalist approach. We also shared insights on what it means and why you might end up with a financial mess. If you haven't already, do check out the first part to understand financial minimalism better. In this second part, we&...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep6 In part 2 of this episode, we are diving into a comprehensive analysis of Buy Now, Pay Later Schemes with our experts. Also, we will uncover how you can successfully acquire and leverage reward points through your credit card. In part 1 of this episode, we discuss how these credit schemes have hidden charges. Y...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep6 We're in a world where you can buy things just by swiping a card, and for those without cards schemes like Buy Now, Pay Later (BNPL) are readily available to help you out. However, the reality is not as promising as it may seem. Currently, there are 85 million credit cards in the hands of Indian citizens. A...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep5 Based on the findings of India's Personal Finance Pulse, which examined the income, savings, investments, and spending habits of Indian households, it was revealed that approximately 69% of households in India face financial insecurity and vulnerability. Now, what does this data reveal, and why is it import...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep4 Did you know as per the Economic Times report, there are around 82,000 crore rupees lying in unclaimed bank accounts, life insurance, mutual funds, and PF? Moreover, Daksh, the NGO that analyses the performance of the judiciary, reports that property and family disputes account for 76% of court cases. This data...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep3 Global debt has reached an astonishing $307 trillion in the second quarter of 2023. Surprisingly, this surge persists despite the tightening grip of rising interest rates on bank credit, with countries like the United States and Japan leading the charge, as reported by the Institute of International Finance (II...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep2 The Challenger, Gray, and Christmas Report reveals a staggering 315% increase in job losses until May 2023 compared to last year, impacting a total of 417,500 individuals globally. With a multitude of data reflecting the job loss landscape, the picture doesn't look promising. In these uncertain times, job s...

Get holistic financial planning with 1 Finance https://1finance.onelink.me/5Kxt/otep1 A home isn't only walls and a roof – it's where your hopes and dreams live. But today, a big question is: Should you rent a house or buy one? People have been talking about this for a really long time, and now, with so much information, we sometimes feel stuck trying to figure it out. When we decide about...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/ottrailer From dreams of grand houses to retail therapy addiction, from saving for emergencies to securing a brighter future for your child, each personal financial goal becomes a unique compass guiding your money journey. In this new podcast, join host Ashish Chawla, a financial expert and a researcher of human beha...