Temperament: Money, Mind & Emotions

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep19 In the initial segment of the episode, we explored key considerations before choosing insurance and common mistakes often made in health insurance. If you haven't listened to part 1 yet, we strongly recommend doing so before proceeding to part 2. In the subsequent part of the episode, we delved into topics...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep19 Social media has become a big part of our daily lives, whether we're enjoying content from our favorite brands, shopping live, or trying on things virtually. Thanks to the widespread use of the internet, there are now 467 million social media users in India, and 89% of them are active every day. A survey f...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep19 In the first part of the episode, we talked about how social media affects the choices we make, and why it's important for businesses to be ethical on social media. If you haven't heard Part 1 yet, we highly recommend you check it out before delving into Part 2. In part 2, we discussed what makes peopl...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep19 According to the India Retirement Index Study,  more than 80% of urban Indians fear they will run out of money in retirement and 59% of urban Indians believe their savings won’t last even 10 years in retirement. Hence, it becomes important to consider retirement planning as a crucial part of financial planning...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep19 In the first part of the episode, we talked about the specific challenges India deals with when it comes to retirement planning. We also highlighted why it's crucial to include retirement planning in your overall financial strategy. If you haven't checked Part 1 yet, we recommend checking it out before...

Artificial Intelligence or AI has the potential to revolutionize various industries by reshaping fundamental aspects, from business models to value chains. However, few industries rely on AI’s foundation, that is data, as profoundly as the insurance industry.  While technology offers significant advantages, it also introduces inherent risks that demand careful consideration. These risks encompass...

In the first part of the episode, we explored the transformative impact of AI on the insurance sector, highlighting the substantial changes it has brought about. If you haven't checked the part 1 we highly recommend you to give it a listen before delving into part 2.  In the second part of the episode, we will discuss positive changes and risks associated with AI in insurance. We will also del...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep19 In this episode of Temperament, we have tried to make Real Estate and Tax Planning an interesting subject. Now you will be questioning how it can be made interesting.  In the first part of the episode we have shared two predominant things: First, we have broken down tax calculations in the simplest manner, ens...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep19 In the first part of the episode we have broken down tax calculations in the simplest manner and demystified the current tax regulations and incentives. If you haven't checked the part 1 we highly recommend you to give it a listen before delving into part 2.  In the second part of the episode, we have cove...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep19 To understand the physical world, physicists study both big and small things. The big things include planets, stars, and galaxies, while the small things involve atoms and particles. There's a clear connection between the big and small, showing how everything is linked. Likewise, understanding your finance...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep19 In the first part of this episode, we explored India's macroeconomic landscape and delved into the global economic scenario. If you haven't had the opportunity to catch Part 1, we strongly encourage you to do so before moving on to Part 2. In the second part, our focus shifted to the realm of long-term...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep18 In 2023, India's housing market saw significant growth, setting new records in home sales despite global economic challenges. Anarock Research revealed that more than 349,000 units were sold in the top 7 cities in the first nine months, reaching a peak in Q3 2023, despite a noticeable 11 percent increase i...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep18 In the first segment of this episode, we explored the financial aspects of investing in residential properties, delving into budgeting strategies and risk mitigation techniques. If you haven't had the chance to listen to Part 1, we strongly advise you to do so before proceeding to Part 2.  In part 2, we tu...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep17 Have you ever wondered why only a select few consistently make precise decisions in stock investments? In this episode, we answered this question.  A proficient investor possesses the ability to thoroughly analyze the performance of a specific company. Hence, in the first episode, we explored the process of ev...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep17 In part one, we laid the foundation by understanding the fundamental analysis of the company and delved into the nitty-gritty of how you can guide your investment decisions. If you haven't checked the part 1 of the episode we highly recommend you to check the first part of the episode before delving into p...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep16 According to the National Bureau of Economic Research, there have been 34 business cycles between 1854 and 2020, with each full cycle lasting roughly 56 months on average. The 2008 financial crisis and the COVID-19 pandemic in 2020 are more recent examples of bust periods. These cycles are influenced by variou...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep16 In the first segment of the episode, we explored the factors that shape economic cycles and underscored the significance of comprehending economic principles for one's financial health. If you haven't already, we strongly advise you to listen to part 1 before delving into part 2. In the second segment,...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep15 Despite challenges in the global commercial real estate market, India has been growing consistently, going against the trend. A report by Mordor Intelligence states that India's Commercial Real Estate Market is currently around $33.62 billion and is expected to reach $87.57 billion by 2028. This growth is...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep15 In the first part of the episode, we delve into the factors one should consider before venturing into commercial real estate investments. If you haven't listened to Part 1, we highly recommend doing so before proceeding to Part 2. Now, there are several other ways to invest in commercial real estate withou...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep14 According to the report, the Nifty 50 has yielded a 17.2% return over 20 years, while gold has provided a 12% return. However, does this imply that gold isn't a suitable investment for you? In reality, human decision-making extends beyond rationality; emotions, influenced by our values, play a crucial role...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep14 In the first part of the episode, we discussed whether gold is a good investment for you and the different ways you can invest in it. If you haven't listened to Part 1 yet, we suggest you do before moving on to Part 2. In part 2, we will deep dive into the dynamics of supply and demand, central bank interv...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep13 A survey by ET Now found that 70% of Indians don't trust their partners when it comes to money and about 26% say their partners keep money matters a secret, leading to arguments. Money indeed has an important role to play in our relationships. How you and your partner deal with money can either make your b...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep13 In the first part of this episode, we discussed the significance of open conversations on financial compatibility before and after marriage and how you can initiate discussions on living arrangements, career choices, and future aspirations with your partner. If you haven't checked the first part we highly...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep12 Money means different things to different people and how we think about money really matters. Our money mindset influences the choices we make in our careers, the people we choose to be with, and the experiences we have. A study by Ramsey Solutions revealed that 97% of first-generation millionaires believed in...

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep12 In the first segment of this episode, we explored the OIR model (Observation, Imitation, and Reinforcement) along with the significance of priorities and values in attaining financial well-being and fulfillment. If you haven't listened to Part 1 yet, we strongly encourage you to do so before diving into Pa...