Tea & Mortgage w/ John Coleman

Thinking about buying your first home in Ireland? 🏡 Wondering what government grants and schemes are available in 2026—and which ones you actually qualify for? In Episode 43 of the Tea & Mortgage Podcast , mortgage broker John Coleman breaks down the latest updates to Ireland's most important home-buying supports, including the Help to Buy Scheme , First Home Scheme , Local Authority Aff...

In this episode of the Tea & Mortgage podcast, John Coleman and Norm discuss how AI is rapidly evolving and how JC Mortgages is using it to improve client experience without replacing human advice.  They share an update on a newly introduced AI phone agent that transparently contacts new leads to send a link and speed up getting clients connected with an advisor, noting mixed reactions but emp...

You’ve gone sale agreed—great news. But what actually happens next? In this episode, John Coleman of JC Mortgages walks you through the real step-by-step process after going sale agreed in Ireland, so you know exactly what to expect from that point right through to getting your keys. From legal work and mortgage drawdown to surveys, valuations, and timelines - this is the behind-the-scenes breakdo...

In this episode of Tea & Mortgage, John Coleman from JC Mortgages breaks down one of the most common questions buyers are asking today: Does it actually make sense to buy a home right now? 🤔 With rising prices, changing market conditions, and constant headlines, it’s easy to feel unsure about what to do next. In this podcast, John gives a clear, honest perspective on how to think about buying...

In this episode of the Tea & Mortgages podcast, John Coleman discusses the rapidly growing war between the United States (or just Donald Trump) and Iran and how global conflicts can ripple through the world economy. John shares his thoughts on what’s happening, what it could mean for international markets, and how major geopolitical events often influence interest rates, inflation, and economi...

In this episode of Tea & Mortgage , John Coleman of JC Mortgages explores what it really means to buy property and secure a mortgage in Ireland as a non-Irish national.  With around 1 in 5 people in Ireland born outside the state — and that figure now closer to 23–25% nationally (and over 26% in Dublin) — more people than ever are navigating the Irish property and mortgage system without an Ir...

Every January on the Tea & Mortgage Podcast, we sit down with a cup of tea and chat with John Coleman, who makes his well-informed predictions for the year ahead. Some land well. Some miss. But they always spark good conversation. In this episode, we’re looking ahead to 2026 and sharing John’s predictions on: • Home prices – where values could go and why it won’t be the same story everywhere •...

Each year in January, John Coleman makes predictions for the coming year in regards to mortgages, home buying, real estate, and the economy in Ireland. But he also makes a few prognostications about sports, cultural trends, world events, and more. Then, in December, we take a look back and tally up how his predictions rang true (or fell flat) – with a bit of good-humoured teasing when he’s wrong....

In Episode #35 of the Tea & Mortgage Podcast, we’re revealing the deeply powerful psychology behind bidding strategies when buying a second-hand home. If you’ve ever wondered why some offers get accepted instantly while others struggle, this episode breaks down the human side of home buying: how sellers think, what influences their decisions, and how you can position yourself as the most compe...

In this episode, John Coleman, one of Ireland’s most experienced mortgage brokers, covers the most common mistakes he sees people making when it comes to getting a mortgage or buying a property. From not being mortgage-ready early enough to not understanding what the banks want to see on your statements, relying on bad advice, or falling victim to bidding wars unnecessarily, John covers it all her...

In this episode of the Tea & Mortgage Podcast, Irish mortgage broker John Coleman goes in-depth about the difference between first-time buyers and second-time buyers. The discussion includes these topics and questions: 1. What defines a first-time buyer? 2. What defines a second-time buyer? 3. The differences in terms of financials:      a. First-time buyer - availability of grants, first-time...

In this episode #32 of the Tea & Mortgage Podcast, mortgage broker John Coleman walks you through a live demo of the JC Mortgages  Mortgage Repayment Calculator , helping you understand exactly what your monthly repayments could look like. John features both calculators for Mortgage Repayments and How Much Can I Borrow For a Mortgage in Ireland? on his website . What You'll Learn: How to...

🎙️ The Tea & Mortgage Podcast #31 – Help to Buy Scheme Explained Hosted by John Coleman | JC Mortgages Thinking about buying your first home in Ireland? 🏠 You need to know about the Help to Buy Scheme —a government incentive designed to give first-time buyers a financial boost toward their deposit. In this episode, John breaks down everything you need to know about the Help to Buy (HTB) schem...

It’s the Tea and Mortgage Podcast episode number 3-0, and today host John Coleman talks about Ireland’s beloved (but often misunderstood) First Home Scheme. In this episode filled with valuable information, John will answer these common questions: 1. What is the first home scheme? 2. How can someone apply for first home scheme? 3. How does the first home scheme work? 4. How to find first home sche...

Welcome to the Tea and Mortgage podcast, episode #29! In this episode, host and mortgage broker John Coleman talks about the state of Artificial Intelligence in the mortgage industry and his own personal business, along with co-host Norm Schriever. Part of their regular check-in and discussion about AI a couple times per year, this episode brings some interesting insights, advancements, and opinio...

It’s episode #28 of the Tea & Mortgage podcast with Ireland’s favourite mortgage broker, John Coleman! In this episode, John and American co-host Norm Schriever go in-depth on the new Flex Mortgage offering from Avant Money. Dare we say this is a “Tracker Mortgage,” but it’s not the same type of tracker loan that go so many banks in trouble during the worldwide financial reshuffling of 2008. T...

In this episode , we focus in on a somewhat rare and seldom used mortgage tool, bridging loans. For those who aren’t aware, bridging loans are short-term financing solutions designed to provide immediate funds to home buyers or sellers, typically to bridge the gap between the purchase of a new property and the sale of an existing one. They are commonly used in scenarios such as buying a new home b...

Welcome, everyone to the Tea and Mortgage podcast episode #26 ! We hope you enjoy these little chats and get some value out of them. Speaking of which, today we’re going to talk about a recent significant milestone for JC Mortgages, as we just received out 200th Google review! Not to pay ourselves on the back (pat, pat), but most remarkable is that John Coleman and the entire team at JC Mortgages...

Welcome to the Tea and Mortgage podcast episode 25…kicking off the new year in 2025! (We promise you we didn’t plan that coincidence.) As is now the annual tradition, in this episode, mortgage broker John Coleman gives his predictions for the coming year. So, what will 2025 hold according to John’s crystal ball? Find out by listening as he gives prognostications on mortgage rates, home prices, buy...

Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode, John Coleman. Since we’re in December and rolling towards the end of 2024 and the start of 2025, John and co-host Norm Schriever are going to recap the predictions he made this time last year for...

Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode , John Coleman talks about most common mortgage and home buying mistakes. After 20+ years in business helping people obtain a mortgage and buy homes, John Coleman has a whole lot of experience and...

In this podcast , mortgage broker John Coleman and co-host Norm Schriever talk about the state of Artificial Intelligence in the mortgage business in 2024, following up on their AI-in-mortgage episode a year earlier. John and Norm talk about advancements, putting the use of AI in perspective, and how it’s a valuable tool – but not at all an omniscient solution that is replacing human interaction....

Just coming back from his recent whirlwind trip to New York City, John talks about taking in US Open tennis matches and seeing his idol, Novak Djokovic. John then covers his quick return to Ireland to see the iconic band, Coldplay in concert.  Back to business, in this podcast , we also talk about invaluable strategies for bidding on a property in Ireland. If you’re currently looking at homes in I...

In our 20th episode of the humble little Tea & Mortgage podcast, we have a special guest joining us: John Foley of LifeSize Plans.  John walks us through the amazing and unique services his firm, LifeSize Plans, provides. From their website: Bring your plans and future project to a real life-size experience before you put $1 on construction. With the use of state of the art integrated projecti...

In this episode , John Coleman talks about protecting your finances & future with One Plan insurance. You’ve worked hard to get where you are, but life sometimes hands us challenges, setbacks, and even unexpected emergencies. Don’t risk all that you and your family have today – One Plan insurance can help protect you, get you through the hard times unscathed, and help achieve peace of mind. On...