Summit Independent Insurance Podcast

In this episode, California independent agent, Tim Coughlin, discusses some common misconceptions that hold Medigap policy holders in California back from lowering premiums on their plans. Recent large rate increases and the crucial role of the California Birthday Rule for Medicare Supplements play big parts in protecting California seniors from paying more than they need to for their Medicare Sup...

Covered California can be a great option for an affordable health plan with generous "Premium Assistance" and "Cost-Sharing Subsidies".In this episode, Tim Coughlin, an independent certified Covered California, discusses some of the many reasons people can join Covered California outside of the annual Open Enrollment period. Contact Us! https://summitindins.com

Medicare Supplement (aka "Medigap") enrollees who have a Plan F or a Plan G appreciate the strength of their coverage and may have been reluctant to look at a Plan N in the past. This podcast explores common misconceptions people have about Plan N and Medicare Supplements in general. Contact Us! https://summitindins.com

A second major Medicare Supplement carrier in California has announced a massive rate increase on popular plans in many California regions. Experienced California independent agent Tim Coughlin with Summit Independent Insurance Services in Gold River, CA discusses strategies for mitigating the pending Medicare Supplement (aka "Medigap") rate increases in California. Contact Us! https://s...

Are you traveling a lot on your retirement or even for work? There's some things you should know about Medicare when traveling out of the country! In this episode, we talk everything travel medical and how it relates to Medicare! We also discuss Squaremouth, which we recommend using and have an affiliate link for you to check out! Squaremouth: https://www.squaremouth.com/22868Contact Us! https...

In this episode, we review when to shop your Medicare Supplement (aka Medigap) plan, common misconceptions about changing Medicare Supplement carriers, why a good independent broker can help you find the lowest premium options with discounts, and help you avoid common pitfalls! Out-of-US travel with Medigap and the travel medical insurance platform alongside Squaremouth is discussed as well. Conta...

A major Medicare Supplement (aka "Medigap") just announced double digit rate increases in many regions. In some California rate regions, pending rate increases were as high as 14-15% on popular plans like Plan G, Plan N, and Plan FIn this episode of the Summit Independent Podcast, we discuss ways to control costs and potential pitfalls to consider when shopping or changing your Medicare...

Having a Primary Care Provider that you can build an established relationship with is a very important part to taking care of your health. They are the one who will refer you to specialists, so it's important that you and your PCP work together on finding the right care for you! Independent insurance agencies can help you during the process of finding a PCP you can trust! Contact Us! https://s...

Watch out for misleading ads, bad advice from agents, and lead aggregators! Those are how you get spammed with information that is useless at best and predatory at worst! Experienced independent Medicare broker Tim Coughlin shares tips for avoiding these misleading ads, lead aggregators, and bad advice from call center agents! Independent agents are the key to anyone new to Medicare and trying to...

Will Medigap (aka Medicare Supplement) rates for Plan F, Plan G, and/or Plan N experience double digit rate increases in 2025? Some sources are indicating that 2025 will see more significant rate increases in 2025 on the heels of above average rate increases in 2024. What options and strategies can Medicare enrollees use to control costs on their supplement? 30+ year industry veteran broker Tim Co...

There's a lot of hidden mistakes you can make while shopping for health insurance. Today, we discuss what to look out for when signing up for Medicare and how to make the most out of your options!

Many people don't have the knowledge to be a shrewd customer when shopping around for insurance plans. Today, we shed some light on how to save money with specifically Medicare Supplement plans. Contact us if you have more questions! Website: https://summitindins.com

We talk about the California Birthday Rule and how it affects your knowledge of Medicare and Medigap in California!